Investar Bank, N.A.
BankRegReports is independent of Investar Bank, N.A. and never asks for online banking logins or passwords.
Data as of · sourced from FFIEC call reports. How we update
Investar Bank, N.A. is an FDIC-insured commercial bank headquartered in Baton Rouge, LA, established in 2006 (FDIC certificate 58316), and it is supervised by the OCC. At Q2 2026 it reported total assets of $3.85B, up 40.4% from Q2 2025, the 5th largest of 102 banks headquartered in Louisiana. Its CET1 capital ratio was 13.51% at Q2 2026, comfortably above the 7% level required once the capital conservation buffer is included.
- Charter
- Commercial bank
- Regulator
- OCC
- Deposit insurance
- FDIC
- FDIC certificate
- 58316
- Headquarters
- Baton Rouge, LA
- Established
- 2006
- Total assets, Q2 2026
- $3.85B
- Assets vs Q2 2025
- +40.4%
- CET1 ratio, Q2 2026
- 13.51%
- Domestic offices
- 38 FDIC institution directory, current count
- Routing number
- 065405459
- Latest call report
- Q2 2026, FFIEC 041 · Investar Bank, N.A. call report
- Holding company
- INVESTAR HOLDING CORPORATION
- Asset rank in state
- 5th of 102 in Louisiana
Investar Bank, N.A. is growing quickly. Its balance sheet stood at $3.9 billion at June 30, 2026, up 40.4% from a year earlier; it is based in Baton Rouge, Louisiana. It grew its loan book 45.3% over the year, 7.7 times the median of 5.9% for the 895 banks with $1 billion to $10 billion in assets. It also returns 9.1% a year on shareholders' equity, lower than about three-quarters of banks its size (median 12.6%).
Earnings jumped: net income for the quarter was $10 million, 102% above the same quarter a year earlier. Over the same year, loans grew 45.3% and deposits grew 36.5%. One more trend to watch: problem loans, meaning loans on nonaccrual or 90 or more days past due, net of government guarantees, rose to 0.63% of loans from 0.36% a year earlier.
As of June 30, 2026, Investar Bank, N.A. reported a CET1 capital ratio of 13.51%, a return on assets of 1.02%, a nonperforming-loan ratio of 0.63% and a Texas ratio of 5.88%. The figures come from its call report filed with the FFIEC.
By total assets at Q2 2026, Investar Bank, N.A. is the 5th largest of the 102 banks headquartered in Louisiana. From Q1 2026 to Q2 2026, its total assets fell 0.4% to $3.85B, loans fell 0.3% and deposits fell 0.7%. The largest part of its loan book on June 30, 2026 was 1-4 family residential loans, at 29.7% of total loans, ahead of commercial and industrial loans at 19.1%. The FDIC Summary of Deposits lists 36 offices for it, in 32 cities across 3 states; its Baton Rouge 3 offices book 22% of its branch deposits. Judged on its Q2 2026 call report, Investar Bank, N.A. meets every capital ratio test for well capitalized.
Headquarters Profile
- Address
- 7244 Perkins Rd, Baton Rouge, LA 70808
- County
- East Baton Rouge
- Metro Area
- Baton Rouge, LA
- Charter
- Commercial bank, national (federal) charter, Fed member, OCC-supervised
- Primary Regulator
- OCC
- FDIC Region
- Dallas (Region 13)
- Federal Reserve member
- Yes
- Federal Reserve district
- District 6, Atlanta
- Fiduciary (trust) powers
- —
- Call Report form
- FFIEC 041
- Established
- June 14, 2006
- Former names
- Investar Bank (2011-2019)
- Domestic offices
- 38 FDIC institution directory, current count
- Employees (FTE)
- 437
- Domestic deposits
- $3.22B
- Allowance for credit losses
- $36.3M
- Net charge-offs (YTD)
- $372K
- Average total assets
- $3.93B
- Average total loans
- $3.05B
- Average interest-bearing deposits
- $2.58B
- Tax status
- C corporation
- Ownership
- Stock
- Community bank
- No
- FDIC-insured since
- June 14, 2006
- FDIC Cert
- 58316
- Fed RSSD
- 3449066
- SEC CIK
- 1602658 → filed by INVESTAR HOLDING CORPORATION
- Website
- http://www.investarbank.com →
- Parent Holding Company
- INVESTAR HOLDING CORPORATION (RSSD 4090054) · ISTR
Management
Senior officers at parent holding company, from SEC Form 3/4/5 disclosures
| Name | Role | Title |
|---|---|---|
| John J D'Angelo | CEO | Chief Executive Officer |
| Corey E Moore | CFO | Deputy Chief Financial Officer |
| Linda M Crochet | COO | Chief Operations Officer |
| Martin Jeffrey Wayne | CRO | Chief Risk Officer |
Profitability
Q2 annualizedCapital & Liquidity
Balance Sheet
Income Statement
Operating & Funding
Ratios tagged annualized use the Q2 income alone. The UBPR and FDIC annualize the year to date instead. FDIC BankFind divides by the average of quarter-end total assets, the UBPR by RC-K average assets. The YTD margin is the UBPR's tax-equivalent figure over its own average earning assets; FDIC BankFind's margin is not tax-equivalent. How we compute these figures
Quarterly trends
Over the 12 quarters to Q2 2026, Investar Bank, N.A.'s total assets ran between $2.72B (Q4 2024) and $3.87B (Q1 2026), and it earned a profit in all 12 quarters. The line under each chart compares Q2 2026 with Q2 2025. How these charts are built
$3.85B total assets against $2.74B; $3.41B total liabilities against $2.47B.
$3.02B net loans and leases against $2.08B; $3.22B total deposits against $2.36B.
$459.0M securities against $397.7M; $71.3M cash and balances due against $55.1M.
$53.2M total interest income against $35.4M; $19.1M total interest expense against $15.3M.
$34.1M net interest income against $20.1M.
$2.8M total noninterest income against $2.3M; $24.4M total noninterest expense against $16.2M.
$275K provision for credit losses against $141K.
$10.0M net income against $4.9M.
1.02% return on assets against 0.71%; 3.74% net interest margin against 3.12%.
13.51% CET1 capital ratio against 12.24%; 10.75% tier 1 leverage ratio against 10.08%.
Inside the full Investar Bank, N.A. terminal
21 quarters of trends · 8 tabs · peer percentiles · watchlist alerts
Unlock this bank, freeWatch flags
Automated conditions triggered on this bank's latest filing. Advisory only; see the source metric pages for full context. Each flag is tagged Regulatory when it cites an official supervisory threshold, or BRR analysis when it's our own band, informed by our data and models.
Commercial real estate loans are between 200% and 300% of total capital, approaching the 2006 interagency guidance threshold of 300% that triggers heightened supervisory attention. BankRegReports early-warning band below the 300% guidance.
Investar Bank, N.A. rankings
Its closest position to the top of a national ranking is 339 of 4,196, for total assets; its furthest is 2,464 of 3,611, for ROA.
Banks merged into Investar Bank, N.A.
- First National Bank, effective January 1, 2026
Quarterly trend: last 8 quarters
From Q3 2024 to Q2 2026, its return on assets ran from 0.71% (Q2 2025) to 1.34% (Q1 2026) and its net interest margin ran from 2.80% (Q4 2024) to 3.74% (Q2 2026).
| Quarter | CET1 | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 13.51% | 1.02% | 0.63% | 5.88% | 3.74% |
| Q1 2026 | 13.11% | 1.34% | 0.66% | 5.91% | 3.62% |
| Q4 2025 | 13.00% | 0.93% | 0.43% | 4.23% | 3.33% |
| Q3 2025 | 13.05% | 0.86% | 0.36% | 4.18% | 3.28% |
| Q2 2025 | 12.24% | 0.71% | 0.36% | 4.99% | 3.12% |
| Q1 2025 | 12.14% | 0.98% | 0.27% | 4.55% | 2.94% |
| Q4 2024 | 11.77% | 0.97% | 0.42% | 5.68% | 2.80% |
| Q3 2024 | 12.07% | 0.83% | 0.19% | 3.25% | 2.81% |
Swipe the table sideways to see every column.
Branch Network
View all 36 branches → Branch count from the FDIC Summary of Deposits, June 30, 2026. The domestic office count above is the FDIC's current figure, so the two can differ.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Investar Bank, N.A. (main office) | Baton Rouge , LA | 70808 | $530.6M |
| Wichita Falls Branch | Wichita Falls , TX | 76310 | $486.9M |
| Ambassador Caffery Branch | Lafayette , LA | 70503 | $290.4M |
| Southlake Branch | Southlake , TX | 76092 | $174.7M |
| Oxford Branch | Oxford , AL | 36203 | $144.5M |
| Bridgeport Branch | Bridgeport , TX | 76426 | $107.3M |
| Highland Market Drive Branch | Baton Rouge , LA | 70810 | $106.3M |
| 500 Vets Branch | Metairie , LA | 70005 | $97.7M |
| Mainland Bank Branch | Texas City , TX | 77590 | $97.0M |
| Citizen's Bank Ville Platte Branch | Ville Platte , LA | 70586 | $85.8M |
| Coursey Boulevard Banking Branch | Baton Rouge , LA | 70816 | $79.3M |
| St Mary Street Branch | Lafayette , LA | 70503 | $76.3M |
| Port Allen Branch | Port Allen , LA | 70767 | $74.1M |
| Midwestern Branch | Wichita Falls , TX | 76308 | $67.0M |
| Gonzales Branch | Gonzales , LA | 70737 | $62.3M |
| Elmwood Branch | Harahan , LA | 70123 | $61.7M |
| Range Avenue Branch | Denham Springs , LA | 70726 | $60.9M |
| Jacksonville Branch | Jacksonville , AL | 36265 | $53.3M |
| Mamou Branch | Mamou , LA | 70554 | $49.1M |
| Old First State Bank Branch | Chico , TX | 76431 | $47.9M |
| Bank of York Branch | York , AL | 36925 | $43.4M |
| Greenway Plaza Branch | Houston , TX | 77046 | $40.0M |
| Slaughter Branch | Slaughter , LA | 70777 | $39.7M |
| Big Valley Road Branch | Alexandria , AL | 36250 | $38.1M |
| First Community Bank Branch | Hammond , LA | 70403 | $37.4M |
Events & Regulatory History
Mergers, charter changes, enforcement actions, FDIC assistance, and (if applicable) failure events recorded against this institution. Click a year to see what else was happening across US banking that year.
| Date | Category | Event | Source |
|---|---|---|---|
| January 1, 2026 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| January 1, 2026 | Structure Change | Acquired First National Bank Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| April 1, 2021 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| April 1, 2021 | Structure Change | Acquired Cheaha Bank Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| November 1, 2019 | Structure Change | Acquired Bank of York Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| November 1, 2019 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| March 1, 2019 | Structure Change | Acquired Mainland Bank Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| March 1, 2019 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| December 1, 2017 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| December 1, 2017 | Structure Change | Acquired The Highlands Bank Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| July 1, 2017 | Structure Change | Acquired Citizen's Bank Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| July 1, 2017 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| May 1, 2013 | Structure Change | Acquired First Community Bank Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| May 1, 2013 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| October 3, 2011 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| October 1, 2011 | Structure Change | Acquired South Louisiana Business Bank Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
Sourced from the bank event history (FDIC, Federal Reserve NIC, OCC, and OTS). Showing the most recent 16 events, scroll the table for the full history.
Regulatory record
Facts as filed or published, not a rating.
- Deposit market share
- 1.3% of deposits in LA, rank 13 of 118 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- Mortgage lending (HMDA)
- 94 applications, 74 loans originated, $51.7M originated, across 7 states
- Period: Calendar year 2025. Source: FFIEC HMDA loan application register.
- SBA 7(a) lending
- 2 loans, $2.4M approved, $1.2M average. 0.00% of that year's loans have since been charged off
- Period: Federal fiscal year 2020 (October to September). Source: SBA 7(a) and 504 loan data (FOIA).
- Not on file
- Enforcement actions, Consumer complaints, CFPB enforcement, CRA examination rating. No record from these sources, which is not the same as a clean record. Sources
Add this badge to your website
Free to use. It shows Investar Bank, N.A.’s latest filed figures and updates each quarter.
Similar banks
Frequently asked about Investar Bank, N.A.
What are Investar Bank, N.A.'s total assets?
As of the Q2 2026 filing, Investar Bank, N.A. reported total assets of $3.85 billion in its FFIEC call report.
Where is Investar Bank, N.A. headquartered?
It is headquartered in Baton Rouge, LA, United States.
When was Investar Bank, N.A. founded?
It was established in 2006, per the FDIC institution directory.
Is Investar Bank, N.A. FDIC-insured?
Yes. It is an FDIC-insured commercial bank (FDIC Certificate #58316). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Investar Bank, N.A.?
Investar Bank, N.A.'s primary federal regulator is the OCC.
What is Investar Bank, N.A.'s CET1 capital ratio?
It reported a Common Equity Tier 1 (CET1) capital ratio of 13.51% in its Q2 2026 call report, comfortably above the 7% level required once the capital conservation buffer is included.
How many branches does Investar Bank, N.A. operate?
It operates 38 domestic offices, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is Investar Bank, N.A.'s Texas Ratio?
Its Texas Ratio is 5.88% in its Q2 2026 call report, within the healthy range (at or below 50%, the level at which problem assets reach half of the capital cushion). The Texas Ratio measures non-performing assets against the bank's capital and reserves.
What was Investar Bank, N.A. previously called?
The charter now named Investar Bank, N.A. has also operated as Investar Bank (2011-2019), per FDIC structure-change records.
Go deeper on Investar Bank, N.A.
Get an email when Investar Bank, N.A. files its next call report, and benchmark it against any peer you choose.
Unlock Investar Bank, N.A., freeFree account