Bonvenu Bank, N.A.
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Data as of · sourced from FFIEC call reports. How we update
Bonvenu Bank, N.A. is an FDIC-insured commercial bank headquartered in Bossier City, LA, established in 1985 (FDIC certificate 26381), and it is supervised by the OCC. At Q2 2026 it reported total assets of $1.55B, down 1.8% from Q2 2025, the 9th largest of 102 banks headquartered in Louisiana. Its CET1 capital ratio was 13.50% at Q2 2026, comfortably above the 7% level required once the capital conservation buffer is included.
- Charter
- Commercial bank
- Regulator
- OCC
- Deposit insurance
- FDIC
- FDIC certificate
- 26381
- Headquarters
- Bossier City, LA
- Established
- 1985
- Total assets, Q2 2026
- $1.55B
- Assets vs Q2 2025
- -1.8%
- CET1 ratio, Q2 2026
- 13.50%
- Domestic offices
- 14 FDIC institution directory, current count
- Routing number
- 111103524
- Latest call report
- Q2 2026, FFIEC 051 · Bonvenu Bank, N.A. call report
- Holding company
- BONVENU BANCORP, INC.
- Asset rank in state
- 9th of 102 in Louisiana
Bonvenu Bank, N.A., based in Bossier City, Louisiana, reported $1.6 billion in assets at June 30, 2026, down 1.8% from a year earlier. It shrank its loan book 1.8% over the year, lower than about 9 in 10 of the 895 banks with $1 billion to $10 billion in assets (median 5.9%). It also holds about half of its deposits (47%) above the FDIC insurance limit, higher than about three-quarters of banks its size (median 30.9%).
Earnings jumped: net income for the quarter was $3.5 million, 118% above the same quarter a year earlier. Unrealized losses on its securities total $31 million, equal to 19% of Tier 1 capital, against 23% a year earlier. Costs are the weak spot: it spends about 72 cents to bring in each dollar of revenue, higher than about three-quarters of banks its size (median 58 cents).
As of June 30, 2026, Bonvenu Bank, N.A. reported a CET1 capital ratio of 13.50%, a return on assets of 0.89%, a nonperforming-loan ratio of 0.13% and a Texas ratio of 0.90%. The figures come from its call report filed with the FFIEC.
Bonvenu Bank, N.A. ranks as the 9th largest of the 102 banks based in Louisiana, by total assets at Q2 2026. From Q1 2026 to Q2 2026, its total assets fell 1.6% to $1.55B, loans fell 4.5% and deposits fell 2.0%. The largest part of its loan book on June 30, 2026 was non-owner-occupied commercial real estate loans, at 32.2% of total loans, ahead of 1-4 family residential loans at 19.1%. The FDIC Summary of Deposits lists 14 offices for it, in 11 cities in LA; its Bossier City 2 offices book 34% of its branch deposits. Judged on its Q2 2026 call report, Bonvenu Bank, N.A. meets every capital ratio test for well capitalized.
Headquarters Profile
- Address
- 2711 E Texas St, Bossier City, LA 71111
- County
- Bossier
- Metro Area
- Shreveport-Bossier City, LA
- Charter
- Commercial bank, national (federal) charter, Fed member, OCC-supervised
- Primary Regulator
- OCC
- FDIC Region
- Dallas (Region 13)
- Federal Reserve member
- Yes
- Federal Reserve district
- District 11, Dallas
- Fiduciary (trust) powers
- —
- Call Report form
- FFIEC 051
- Established
- October 7, 1985
- Former names
- Citizens National Bank, N.A. (2002-2024); Citizens National Bank of Bossier City, Louisiana (1995-2002)
- Domestic offices
- 14 FDIC institution directory, current count
- Employees (FTE)
- 212
- Domestic deposits
- $1.38B
- Allowance for credit losses
- $11.9M
- Net charge-offs (YTD)
- -$16K
- Average total assets
- $1.58B
- Average total loans
- $1.04B
- Average interest-bearing deposits
- $1.04B
- Tax status
- C corporation
- Ownership
- Stock
- Community bank
- Yes
- FDIC-insured since
- October 7, 1985
- FDIC Cert
- 26381
- Fed RSSD
- 594853
- Website
- bonvenubank.com →
- Parent Holding Company
- BONVENU BANCORP, INC. (RSSD 2344856)
Profitability
Q2 annualizedCapital & Liquidity
Balance Sheet
Income Statement
Operating & Funding
Ratios tagged annualized use the Q2 income alone. The UBPR and FDIC annualize the year to date instead. FDIC BankFind divides by the average of quarter-end total assets, the UBPR by RC-K average assets. The YTD margin is the UBPR's tax-equivalent figure over its own average earning assets; FDIC BankFind's margin is not tax-equivalent. How we compute these figures
Quarterly trends
Over the 12 quarters to Q2 2026, Bonvenu Bank, N.A.'s total assets ran between $1.53B (Q3 2025) and $1.62B (Q4 2025), and it earned a profit in all 12 quarters. The line under each chart compares Q2 2026 with Q2 2025. How these charts are built
$1.55B total assets against $1.58B; $1.41B total liabilities against $1.45B.
$1.03B net loans and leases against $1.04B; $1.38B total deposits against $1.38B.
$352.9M securities against $311.3M; $95.2M cash and balances due against $142.0M.
$19.3M total interest income against $18.9M; $7.0M total interest expense against $8.6M.
$12.2M net interest income against $10.3M.
$3.4M total noninterest income against $1.8M; $11.3M total noninterest expense against $9.7M.
$150K provision for credit losses against $150K.
$3.5M net income against $1.6M.
0.89% return on assets against 0.41%; 3.30% net interest margin against 2.78%.
13.50% CET1 capital ratio against 13.54%; 10.04% tier 1 leverage ratio against 9.84%.
Inside the full Bonvenu Bank, N.A. terminal
21 quarters of trends · 8 tabs · peer percentiles · watchlist alerts
Unlock this bank, freeWatch flags
Automated conditions triggered on this bank's latest filing. Advisory only; see the source metric pages for full context. Each flag is tagged Regulatory when it cites an official supervisory threshold, or BRR analysis when it's our own band, informed by our data and models.
Commercial real estate loans are between 200% and 300% of total capital, approaching the 2006 interagency guidance threshold of 300% that triggers heightened supervisory attention. BankRegReports early-warning band below the 300% guidance.
Bonvenu Bank, N.A. rankings
Its closest position to the top of a national ranking is 145 of 980, for uninsured deposits; its furthest is 2,845 of 3,606, for efficiency ratio.
Metric pages for Bonvenu Bank, N.A.: Uninsured deposits.
Quarterly trend: last 8 quarters
Across the 8 quarters to Q2 2026, its return on assets ran from 0.26% (Q3 2024) to 0.89% (Q2 2026) and its net interest margin ran from 2.55% (Q3 2024) to 3.30% (Q2 2026).
| Quarter | CET1 | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 13.50% | 0.89% | 0.13% | 0.90% | 3.30% |
| Q1 2026 | 13.09% | 0.63% | 0.13% | 0.96% | 3.19% |
| Q4 2025 | 14.01% | 0.60% | 0.10% | 0.67% | 3.17% |
| Q3 2025 | 13.66% | 0.59% | 0.04% | 0.32% | 3.00% |
| Q2 2025 | 13.54% | 0.41% | 0.08% | 0.62% | 2.78% |
| Q1 2025 | 13.25% | 0.55% | 0.09% | 0.73% | 2.83% |
| Q4 2024 | 13.25% | 0.33% | 0.08% | 0.69% | 2.65% |
| Q3 2024 | 13.21% | 0.26% | 0.10% | 0.78% | 2.55% |
Swipe the table sideways to see every column.
Branch Network
View all 14 branches → Branch count from the FDIC Summary of Deposits, June 30, 2026. The domestic office count above is the FDIC's current figure, so the two can differ.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Bonvenu Bank, National Association | Bossier City , LA | 71111 | $427.2M |
| Cnb, Na - Downtown Mansfield Branch | Mansfield , LA | 71052 | $188.2M |
| East 70th Street Branch | Shreveport , LA | 71105 | $179.2M |
| Downtown Shreveport Branch | Shreveport , LA | 71101 | $141.5M |
| Springhill Branch | Springhill , LA | 71075 | $101.9M |
| Veterans Branch | Metairie , LA | 70002 | $65.8M |
| ShreveportMansfield Road Branch | Shreveport , LA | 71118 | $53.9M |
| South Bossier Branch | Bossier City , LA | 71112 | $48.0M |
| Haughton Branch | Haughton , LA | 71037 | $36.0M |
| Homer Road Office Branch | Minden , LA | 71055 | $33.6M |
| Perkins Road Branch | Baton Rouge , LA | 70810 | $29.6M |
| Mandeville Branch | Mandeville , LA | 70448 | $27.9M |
| Citizens Bank & Trust Co | Plain Dealing , LA | 71064 | $25.1M |
| Gretna Branch | Gretna , LA | 70056 | $20.8M |
Events & Regulatory History
Mergers, charter changes, enforcement actions, FDIC assistance, and (if applicable) failure events recorded against this institution. Click a year to see what else was happening across US banking that year.
| Date | Category | Event | Source |
|---|---|---|---|
| November 4, 2011 | Structure Change | Acquired Citizens Bank & Trust Company Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| November 3, 2011 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
Sourced from the bank event history (FDIC, Federal Reserve NIC, OCC, and OTS). Showing the most recent 2 events.
Regulatory record
Facts as filed or published, not a rating.
- Deposit market share
- 1.0% of deposits in LA, rank 14 of 118 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- Mortgage lending (HMDA)
- 206 applications, 168 loans originated, $49.2M originated, across 6 states
- Period: Calendar year 2025. Source: FFIEC HMDA loan application register.
- SBA 7(a) lending
- 3 loans, $419K approved, $140K average. 0.00% of that year's loans have since been charged off
- Period: Federal fiscal year 2025 (October to September). Source: SBA 7(a) and 504 loan data (FOIA).
- Not on file
- Enforcement actions, Consumer complaints, CFPB enforcement, CRA examination rating. No record from these sources, which is not the same as a clean record. Sources
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Frequently asked about Bonvenu Bank, N.A.
What are Bonvenu Bank, N.A.'s total assets?
As of the Q2 2026 filing, Bonvenu Bank, N.A. reported total assets of $1.55 billion in its FFIEC call report.
Where is Bonvenu Bank, N.A. headquartered?
It is headquartered in Bossier City, LA, United States.
When was Bonvenu Bank, N.A. founded?
It was established in 1985, per the FDIC institution directory.
Is Bonvenu Bank, N.A. FDIC-insured?
Yes. It is an FDIC-insured commercial bank (FDIC Certificate #26381). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Bonvenu Bank, N.A.?
Bonvenu Bank, N.A.'s primary federal regulator is the OCC.
What is Bonvenu Bank, N.A.'s CET1 capital ratio?
It reported a Common Equity Tier 1 (CET1) capital ratio of 13.50% in its Q2 2026 call report, comfortably above the 7% level required once the capital conservation buffer is included.
How many branches does Bonvenu Bank, N.A. operate?
It operates 14 domestic offices, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is Bonvenu Bank, N.A.'s Texas Ratio?
Its Texas Ratio is 0.90% in its Q2 2026 call report, within the healthy range (at or below 50%, the level at which problem assets reach half of the capital cushion). The Texas Ratio measures non-performing assets against the bank's capital and reserves.
What was Bonvenu Bank, N.A. previously called?
The charter now named Bonvenu Bank, N.A. has also operated as Citizens National Bank, N.A. (2002-2024), Citizens National Bank of Bossier City, Louisiana (1995-2002), per FDIC structure-change records.
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