Bonvenu Bank, N.A.: Yields and Funding Costs
Data as of · Call Report Schedules RI and RC-K How we update
What the bank earns on its assets, what it pays for its funding, and the spread between them. Net interest margin is the output of the two: it is the engine of earnings for almost every commercial bank.
The biggest quarter-over-quarter change on this page was a small one: Net interest margin edged up 0.11 percentage points between Q1 2026 and Q2 2026, to 3.30%. Bonvenu Bank, N.A. ranks 90th of 103 Louisiana banks on net interest margin, in the lower half at 3.30% (Q2 2026). Bonvenu Bank, N.A. reported 3.30% on net interest margin for Q2 2026, 0.41 points below the 3.71% median for banks in the $1B-10B asset tier.
Asset yields
| Line item | Q2 2026 |
|---|---|
| Yield on earning assets | 5.18% |
| Yield on loans | 6.13% |
| Yield on securities | 2.83% |
Funding costs
| Line item | Q2 2026 |
|---|---|
| Cost of funds | 2.00% |
| Cost of interest-bearing deposits | 2.65% |
| Cost of interest-bearing liabilities | 2.69% |
| Cost of borrowings | 6.20% |
Spread and margin
| Line item | Q2 2026 |
|---|---|
| Net interest margin | 3.30% |
| Yield to cost spread | 2.49% |
Interest income and expense
| Line item | Q2 2026 |
|---|---|
| Interest income on loans | $15.9M |
| Total interest expense | $7.0M |
| Interest expense on deposits | $6.8M |
Yields and Funding Costs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Yields and Funding Costs by quarter
| Quarter | Yield on earning assets | Cost of funds | Net interest margin | Loans | Securities |
|---|---|---|---|---|---|
| Q3 2023 | 4.61% | 1.97% | 2.79% | 5.52% | 2.71% |
| Q4 2023 | 4.77% | 2.47% | 2.52% | 5.67% | 2.71% |
| Q1 2024 | 4.83% | 2.28% | 2.75% | 5.78% | 2.67% |
| Q2 2024 | 5.09% | 2.63% | 2.67% | 6.11% | 2.62% |
| Q3 2024 | 5.06% | 2.73% | 2.55% | 6.05% | 2.46% |
| Q4 2024 | 5.03% | 2.59% | 2.65% | 5.96% | 2.25% |
| Q1 2025 | 4.96% | 2.47% | 2.83% | 5.85% | 2.23% |
| Q2 2025 | 5.07% | 2.41% | 2.78% | 5.97% | 2.43% |
| Q3 2025 | 5.21% | 2.36% | 3.00% | 6.15% | 2.73% |
| Q4 2025 | 5.16% | 2.13% | 3.17% | 6.12% | 2.84% |
| Q1 2026 | 5.03% | 1.95% | 3.19% | 5.98% | 2.76% |
| Q2 2026 | 5.18% | 2.00% | 3.30% | 6.13% | 2.83% |
Bonvenu Bank, N.A. yields and funding costs, all the way back
Yields and Funding Costs back to 2001 · peer percentiles on every line item · Excel export
Unlock Bonvenu Bank, N.A., freeSource: Call Report Schedules RI and RC-K, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Bonvenu Bank, N.A. profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 26381) · FFIEC NIC profile (RSSD 594853)