Bonvenu Bank, N.A.: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
Equity capital to average assets rose 0.36 percentage points from Q1 2026 to Q2 2026, ending at 8.80% against 8.45%. It was the largest change among the key lines on this page. Within Louisiana, Bonvenu Bank, N.A. is 40th of 46 on CET1 ratio, 13.50% as of Q2 2026, below the middle of the field. The median for banks in the $1B-10B asset tier is 13.48% on CET1 ratio; Bonvenu Bank, N.A. reported 13.50% for Q2 2026, nearly level with it.
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | 13.50% |
| Tier 1 risk-based capital ratio | 13.50% |
| Total risk-based capital ratio | 14.66% |
| Tier 1 leverage ratio | 10.04% |
The leverage ratio is measured against average total assets, not risk-weighted assets, so it will normally sit well below the risk-based ratios. Equal values would indicate a reporting error.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $158.4M |
| Tier 1 capital | $158.4M |
| Total risk-based capital | $172.0M |
| Total equity capital | $139.3M |
| Risk-weighted assets | $1.17B |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 8.97% |
| Tangible equity to tangible assets | 8.66% |
| Equity capital to average assets | 8.80% |
| Internal capital growth rate | 9.13% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $2.4M |
| Common stock surplus | $51.3M |
| Retained earnings | $109.9M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$24.3M |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | Risk-weighted assets |
|---|---|---|---|---|---|
| Q3 2023 | 13.51% | 13.51% | 14.41% | 10.13% | $1.19B |
| Q4 2023 | 13.51% | 13.51% | 14.38% | 10.07% | $1.20B |
| Q1 2024 | 13.30% | 13.30% | 14.25% | 9.76% | $1.17B |
| Q2 2024 | 13.14% | 13.14% | 14.08% | 9.92% | $1.20B |
| Q3 2024 | 13.21% | 13.21% | 14.21% | 10.05% | $1.20B |
| Q4 2024 | 13.25% | 13.25% | 14.26% | 10.08% | $1.18B |
| Q1 2025 | 13.25% | 13.25% | 14.34% | 9.91% | $1.17B |
| Q2 2025 | 13.54% | 13.54% | 14.63% | 9.84% | $1.15B |
| Q3 2025 | 13.66% | 13.66% | 14.77% | 9.92% | $1.14B |
| Q4 2025 | 14.01% | 14.01% | 15.13% | 10.19% | $1.12B |
| Q1 2026 | 13.09% | 13.09% | 14.22% | 9.66% | $1.19B |
| Q2 2026 | 13.50% | 13.50% | 14.66% | 10.04% | $1.17B |
Bonvenu Bank, N.A. regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock Bonvenu Bank, N.A., freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Bonvenu Bank, N.A. profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 26381) · FFIEC NIC profile (RSSD 594853)