Bonvenu Bank, N.A.: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Bonvenu Bank, N.A. of Bossier City, LA against its peer group of 931 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 0.89% | 1.46% | -0.57% | 23rd bottom |
| ROAE | 10.19% | 12.72% | -2.53% | 34th below |
| Net Interest Margin | 3.30% | 3.85% | -0.55% | 26th below |
| Efficiency Ratio | 71.57% | 57.40% | +14.17% | 18th bottom |
| PPNR / Avg Assets | 1.10% | 1.88% | -0.78% | 20th bottom |
| Yield on Earning Assets | 5.18% | 5.72% | -0.54% | 28th below |
| Cost of Funds | 2.00% | 2.02% | -0.02% | 52nd above |
| Net Interest Spread | 2.49% | 3.18% | -0.69% | 20th bottom |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans Ahead of the peer average, behind the median peer. | 0.68% | 1.00% | -0.32% | 46th below |
| NPA / Total Assets | 0.46% | 0.76% | -0.30% | 53rd above |
| NCO / Avg Loans | -0.00% | 0.43% | -0.43% | 85th top |
| ACL / Total Loans Behind the peer average, ahead of the median peer. | 1.15% | 1.31% | -0.16% | 50th above |
| ACL / NPLs (Coverage) | 168.43% | 543.58% | -375.15% | 47th below |
| Texas Ratio | 4.91% | 7.39% | -2.48% | 50th above |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio Behind the peer average, ahead of the median peer. | 13.50% | 17.34% | -3.84% | 50th above |
| Tier 1 Ratio Behind the peer average, ahead of the median peer. | 13.50% | 17.37% | -3.87% | 50th above |
| Total Capital Ratio Behind the peer average, ahead of the median peer. | 14.66% | 18.42% | -3.76% | 51st above |
| Leverage Ratio | 10.04% | 11.44% | -1.40% | 38th below |
| Equity / Assets | 8.97% | 11.34% | -2.37% | 21st bottom |
| TCE / Tangible Assets | 8.66% | 10.50% | -1.84% | 23rd bottom |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 75.22% | 86.96% | -11.74% | 78th top |
| Core Deposit Ratio | 92.01% | 85.55% | +6.46% | 68th above |
| Uninsured Deposit Ratio | 47.20% | 33.11% | +14.09% | 12th bottom |
| Wholesale Funding Ratio | 0.86% | 5.71% | -4.85% | 83rd top |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | -1.76% | 9.69% | -11.45% | 9th bottom |
| Loan Growth (Y/Y) | -1.80% | 8.06% | -9.86% | 10th bottom |
| Deposit Growth (Y/Y) | 0.06% | 7.87% | -7.81% | 19th bottom |
See Bonvenu Bank, N.A.'s peers by name
The 931 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Bonvenu Bank, N.A., freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Bonvenu Bank, N.A. profile, how to read a UBPR, or how this data updates.