First Federal Bank of Louisiana
Asset quality shifted last quarter — NPLs fell to 0.17% from 2.83% in the prior period. Headquartered in Lake Charles, First Federal Bank of Louisiana serves the Louisiana market as a community-focused commercial bank, during the postwar banking-system expansion. As of Q1 2026, the bank held approximately $1.2B in total assets and $1.0B in deposits. Returns are subdued: 0.38% ROA and 3.54% ROE. Regulatory capital is solid — 21.41% CET1 and 22.30% total risk-based capital ratio. Asset quality is pristine — 0.17% NPLs and a 13.73% Texas Ratio. Its footprint covers 16 branches concentrated in Louisiana.
Headquarters Profile
- Address
- 1135 Lake Shore Dr, LAKE CHARLES, LA 70601
- County
- Calcasieu
- Metro Area
- LAKE CHARLES, LA
- Charter
- State-chartered stock savings and loan association, FDIC-supervised (pre-2011 OTS)
- Primary Regulator
- OCC
- Fed District
- 13
- Established
- October 31, 1949
- Branches
- 16 domestic
- Employees (FTE)
- 192
- FDIC Cert
- 30441
- Fed RSSD
- 517674
- Website
- www.ffbla.bank →
Capital & Liquidity
Inside the full First Federal Bank of Louisiana terminal
8 tabs · 24-year trend charts · peer percentiles · Excel export
Unlock First Federal Bank of Louisiana — freeThis is just First Federal Bank of Louisiana's summary.
See the full 24-year trend, peer benchmarking, and risk analysis for this bank — plus every one of the 4,335 currently filing institutions, with CAMELS analytics and exportable tearsheets.
Free account · no credit card required
First Federal Bank of Louisiana rankings
How this bank ranks against the full population of US commercial banks in each leaderboard. Click any rank to see the full ranked list.
Quarterly trend — last 6 quarters
Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.
Branch Network
Every branch from the FDIC Summary of Deposits — mapped, and listed with the deposits booked at each location.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Loading branches… | |||
Events & Regulatory History
Mergers, charter changes, enforcement actions, FDIC assistance, and (if applicable) failure events recorded against this institution. Click a year to see what else was happening across US banking that year.
- Structure ChangeCharter Discontinued (Merger or Purchase & Assumption)FFIEC NIC
- MergerParticipated in Absorption/Consolidation/MergerFDIC
- MergerParticipated in Absorption/Consolidation/MergerFDIC
- Structure ChangeCharter Discontinued (Merger or Purchase & Assumption)FFIEC NIC
Sourced from unified bank events (FDIC, Federal Reserve NIC, OCC, and OTS). Showing the most recent 4 events.
Similar banks
Compare First Federal Bank of Louisiana with peers
Side-by-side comparison of capital, profitability, asset quality, and balance sheet — pick a peer to view the full head-to-head.
Frequently asked about First Federal Bank of Louisiana
What are First Federal Bank of Louisiana's total assets?
As of the Q1 2026 filing, First Federal Bank of Louisiana reported total assets of $1.18 billion in its most recent FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.
Where is First Federal Bank of Louisiana headquartered?
First Federal Bank of Louisiana is headquartered in LAKE CHARLES, LA, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.
When was First Federal Bank of Louisiana founded?
First Federal Bank of Louisiana was established in 1949, per the FDIC institution directory.
Is First Federal Bank of Louisiana FDIC-insured?
Yes. First Federal Bank of Louisiana is an FDIC-insured commercial bank (FDIC Certificate #30441). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates First Federal Bank of Louisiana?
First Federal Bank of Louisiana's primary federal regulator is the OCC. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.
What is First Federal Bank of Louisiana's CET1 capital ratio?
First Federal Bank of Louisiana reported a Common Equity Tier 1 (CET1) capital ratio of 21.41% in its most recent quarterly filing — comfortably above the 7% well-capitalized regulatory floor.
How many branches does First Federal Bank of Louisiana operate?
First Federal Bank of Louisiana operates 16 domestic branches, per the most recent FDIC Summary of Deposits filing.
What is First Federal Bank of Louisiana's Texas Ratio?
First Federal Bank of Louisiana's Texas Ratio is 13.73% — within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; see our /glossary/texas-ratio/ page for the full definition.
Go deeper on First Federal Bank of Louisiana.
Unlock the full terminal — 24 years of quarterly trends, peer benchmarking, watch flags, and Excel tearsheets for this bank and every other US institution.
Start freeFree account · no credit card required