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First National Bankers Bank

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Baton Rouge, LA $100M to $1B in assets Est. July 2, 1984 FDIC #25247 RSSD #734538 Routing #065403370 OCC

Data as of · sourced from FFIEC call reports. How we update

First National Bankers Bank is an FDIC-insured commercial bank headquartered in Baton Rouge, LA, established in 1984 (FDIC certificate 25247), and it is supervised by the OCC. At Q2 2026 it reported total assets of $983.0M, up 15.4% from Q2 2025, the 20th largest of 102 banks headquartered in Louisiana. It reports no CET1 ratio; its Tier 1 leverage ratio was 16.14% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.

Charter
Commercial bank
Regulator
OCC
Deposit insurance
FDIC
FDIC certificate
25247
Headquarters
Baton Rouge, LA
Established
1984
Total assets, Q2 2026
$983.0M
Assets vs Q2 2025
+15.4%
Tier 1 leverage ratio, Q2 2026
16.14%
Domestic offices
5 FDIC institution directory, current count
Routing number
065403370
Latest call report
Q2 2026, FFIEC 051 · First National Bankers Bank call report
Asset rank in state
20th of 102 in Louisiana
Assets
$983.0M
Deposits
$383.9M
Loans
$544.5M
Equity
$165.4M

First National Bankers Bank carries far more capital than most banks of its size. The Baton Rouge, Louisiana bank had $983 million in assets at June 30, 2026, up 15.4% from a year earlier. It funds 16.14% of its assets with Tier 1 capital, higher than about 9 in 10 of the 2,660 banks with $100 million to $1 billion in assets (median 10.99%). It also shrank its loan book 3.1% over the year, lower than about three-quarters of banks its size (median 5.5%).

Net income for the quarter rose 18% from a year earlier, to $2.2 million. Over the same year, loans shrank 3.1% and deposits grew 11.3%. Costs are the weak spot: it spends about 81 cents to bring in each dollar of revenue, higher than about three-quarters of banks its size (median 61 cents).

As of June 30, 2026, First National Bankers Bank reported a return on assets of 0.84%, a nonperforming-loan ratio of 0.78% and a Texas ratio of 2.34%. The figures come from its call report filed with the FFIEC.

First National Bankers Bank ranks as the 20th largest of the 102 banks based in Louisiana, by total assets at Q2 2026. Quarter on quarter (Q1 2026 to Q2 2026), its total assets fell 15.3% to $983.0M, loans fell 0.5% and deposits fell 1.7%. The largest part of its loan book on June 30, 2026 was non-owner-occupied commercial real estate loans, at 39.7% of total loans, ahead of loans to nondepository financial institutions at 14.7%. The FDIC Summary of Deposits lists 5 offices for it, in 5 cities across 5 states; its Baton Rouge office books 31% of its branch deposits. On its Q2 2026 call report, First National Bankers Bank meets the community bank leverage ratio test for well capitalized.

Headquarters Profile

Address
7813 Office Park Blvd, Baton Rouge, LA 70809
County
East Baton Rouge
Metro Area
Baton Rouge, LA
Charter
Commercial bank, national (federal) charter, Fed member, OCC-supervised
Primary Regulator
OCC
FDIC Region
Dallas (Region 13)
Federal Reserve member
Yes
Federal Reserve district
District 6, Atlanta
Fiduciary (trust) powers
—
Call Report form
FFIEC 051
Established
July 2, 1984
Domestic offices
5 FDIC institution directory, current count
Employees (FTE)
132
Domestic deposits
$383.9M
Allowance for credit losses
$17.2M
Net charge-offs (YTD)
-$5K
Average total assets
$1.06B
Average total loans
$550.1M
Average interest-bearing deposits
$6.8M
Tax status
C corporation
Ownership
Stock
Community bank
No
FDIC-insured since
July 2, 1984
FDIC Cert
25247
Fed RSSD
734538
SEC CIK
1125187 → filed by FIRST NATIONAL BANKERS BANKSHARES, INC.

Profitability

Q2 annualized
Return on Assets0.84%YTD 0.82%
Return on Equity5.38%YTD 5.29%
Net Interest Margin3.28%YTD 3.20%

Balance Sheet

Total liabilities$817.5M
Cash & balances due$309.8M
Securities, available-for-sale$64.2M
Securities, held-to-maturity$0
Goodwill & intangibles$449K

Income Statement

Net income Q2$2.2M
Net interest income YTD$16.0M
Total interest income YTD$24.5M
Total interest expense YTD$8.5M
Provision for credit losses YTD$0

Operating & Funding

Total noninterest income YTD$15.4M
Total noninterest expense YTD$25.5M

Ratios tagged annualized use the Q2 income alone. The UBPR and FDIC annualize the year to date instead. FDIC BankFind divides by the average of quarter-end total assets, the UBPR by RC-K average assets. The YTD margin is the UBPR's tax-equivalent figure over its own average earning assets; FDIC BankFind's margin is not tax-equivalent. As a community bank leverage ratio filer, First National Bankers Bank reports no risk-based capital ratios; its Tier 1 leverage ratio applies. How we compute these figures

Quarterly trends

Over the 12 quarters to Q2 2026, First National Bankers Bank's total assets ran between $851.6M (Q2 2025) and $1.16B (Q1 2026), and it earned a profit in all 12 quarters. The line under each chart compares Q2 2026 with Q2 2025. How these charts are built

Total assets and total liabilities

$983.0M total assets against $851.6M; $817.5M total liabilities against $688.8M.

Loans and leases against deposits

$527.2M net loans and leases against $544.8M; $383.9M total deposits against $344.8M.

Securities and cash

$64.2M securities against $72.2M; $309.8M cash and balances due against $154.0M.

Interest income against interest expense

$12.4M total interest income against $12.3M; $4.2M total interest expense against $4.5M.

Net interest income

$8.2M net interest income against $7.9M.

Noninterest income against noninterest expense

$7.4M total noninterest income against $6.5M; $12.6M total noninterest expense against $11.6M.

Provision for credit losses

$0 provision for credit losses against $0.

Net income

$2.2M net income against $1.9M.

Return on assets and net interest margin

0.84% return on assets against 0.81%; 3.28% net interest margin against 3.57%.

CET1 and Tier 1 leverage ratios

16.14% tier 1 leverage ratio against 17.89%.

Inside the full First National Bankers Bank terminal

21 quarters of trends · 8 tabs · peer percentiles · watchlist alerts

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Watch flags

Automated conditions triggered on this bank's latest filing. Advisory only; see the source metric pages for full context. Each flag is tagged Regulatory when it cites an official supervisory threshold, or BRR analysis when it's our own band, informed by our data and models.

Loan-to-Deposit at 141.8%, loans exceed deposit base BRR analysis What does this mean? →

Loans outstanding are at or above total deposits. The bank reports little borrowing or brokered funding, so the difference is carried mainly by equity and other liabilities. Worth watching if loan growth continues to outpace deposits. Industry heuristic, not a supervisory threshold.

First National Bankers Bank rankings

Its closest position to the top of a national ranking is 1,052 of 4,196, for total assets; its furthest is 3,273 of 3,606, for efficiency ratio.

How ranks are counted

Quarterly trend: last 8 quarters

From Q3 2024 to Q2 2026, its return on assets ran from 0.80% (Q1 2026) to 0.96% (Q1 2025) and its net interest margin ran from 3.11% (Q1 2026) to 3.62% (Q3 2025).

Quarter Leverage ROA NPL Texas NIM
Q2 2026 16.14% 0.84% 0.78% 2.34% 3.28%
Q1 2026 15.96% 0.80% 0.83% 2.48% 3.11%
Q4 2025 15.82% 0.92% 0.85% 2.56% 3.19%
Q3 2025 18.27% 0.84% 0.88% 2.70% 3.62%
Q2 2025 17.89% 0.81% 0.89% 2.79% 3.57%
Q1 2025 16.79% 0.96% 1.42% 4.74% 3.39%
Q4 2024 16.84% 0.88% 0.59% 2.31% 3.51%
Q3 2024 17.39% 0.93% 0.25% 0.94% 3.53%

Swipe the table sideways to see every column.

Branch Network

View all 5 branches → Branch count from the FDIC Summary of Deposits, June 30, 2026. The domestic office count above is the FDIC's current figure, so the two can differ.

1–5 of 5
Branch Location ZIP Deposits
First National Banker's Bank Baton Rouge , LA 70809 $117.6M
Arkansas Branch Little Rock , AR 72201 $115.2M
Alabama Branch Homewood , AL 35209 $111.8M
Florida Branch Lake Mary , FL 32746 $39.3M
Mississippi Branch Ridgeland , MS 39157 $0

Events & Regulatory History

Mergers, charter changes, enforcement actions, FDIC assistance, and (if applicable) failure events recorded against this institution. Click a year to see what else was happening across US banking that year.

Date Category Event Source
September 25, 2015 Merger Participated in Absorption/Consolidation/Merger FDIC
September 25, 2015 Structure Change Acquired Independent Banker's Bank of Florida Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank FFIEC NIC
March 31, 2011 Merger Participated in Absorption/Consolidation/Merger FDIC
March 31, 2011 Structure Change Acquired Arkansas Bankers Bank Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank FFIEC NIC

Sourced from the bank event history (FDIC, Federal Reserve NIC, OCC, and OTS). Showing the most recent 4 events.

Regulatory record

Facts as filed or published, not a rating.

Deposit market share
<0.1% of deposits in LA, rank 97 of 118 institutions
Period: June 30, 2026. Source: FDIC Summary of Deposits.
Not on file
Enforcement actions, Mortgage lending (HMDA), SBA 7(a) lending, Consumer complaints, CFPB enforcement, CRA examination rating. No record from these sources, which is not the same as a clean record. Sources

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First National Bankers Bank: regulatory capital profile · BankRegReports

Frequently asked about First National Bankers Bank

What are First National Bankers Bank's total assets?

As of the Q2 2026 filing, First National Bankers Bank reported total assets of $983.0 million in its FFIEC call report.

Where is First National Bankers Bank headquartered?

It is headquartered in Baton Rouge, LA, United States.

When was First National Bankers Bank founded?

It was established in 1984, per the FDIC institution directory.

Is First National Bankers Bank FDIC-insured?

Yes. It is an FDIC-insured commercial bank (FDIC Certificate #25247). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.

Who regulates First National Bankers Bank?

First National Bankers Bank's primary federal regulator is the OCC.

How many branches does First National Bankers Bank operate?

It operates 5 domestic offices, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.

What is First National Bankers Bank's Texas Ratio?

Its Texas Ratio is 2.34% in its Q2 2026 call report, within the healthy range (at or below 50%, the level at which problem assets reach half of the capital cushion). The Texas Ratio measures non-performing assets against the bank's capital and reserves.

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