Community First Bank (New Iberia, LA)
BankRegReports is independent of Community First Bank and never asks for online banking logins or passwords.
Data as of · sourced from FFIEC call reports. How we update
Community First Bank is an FDIC-insured commercial bank headquartered in New Iberia, LA, established in 1999 (FDIC certificate 35020), and it is supervised by the FDIC. At Q2 2026 it reported total assets of $781.6M, up 8.8% from Q2 2025, the 24th largest of 102 banks headquartered in Louisiana. Its CET1 capital ratio was 14.18% at Q2 2026, comfortably above the 7% level required once the capital conservation buffer is included.
- Charter
- Commercial bank
- Regulator
- FDIC
- Deposit insurance
- FDIC
- FDIC certificate
- 35020
- Headquarters
- New Iberia, LA
- Established
- 1999
- Total assets, Q2 2026
- $781.6M
- Assets vs Q2 2025
- +8.8%
- CET1 ratio, Q2 2026
- 14.18%
- Domestic offices
- 9 FDIC institution directory, current count
- Routing number
- 065205329
- Holding company
- COMMUNITY FIRST BANCSHARES, INC.
- Asset rank in state
- 24th of 102 in Louisiana
Community First Bank leans heavily on commercial real estate. Its balance sheet stood at $782 million at June 30, 2026, up 8.8% from a year earlier; it is based in New Iberia, Louisiana. It holds commercial real estate loans worth 3.1 times its capital, 2.6 times the median of 1.2 times for the 2,660 banks with $100 million to $1 billion in assets. On the other hand, it returns 20.4% a year on shareholders' equity, higher than about three-quarters of banks its size (median 12.5%).
Deposits are coming in faster than loans: over the year loans rose 2.7% and deposits rose 8.5%. Problem loans have nearly doubled in a year: loans on nonaccrual or 90 or more days past due, net of government guarantees are 0.54% of loans, against 0.24% a year earlier.
As of June 30, 2026, Community First Bank reported a CET1 capital ratio of 14.18%, a return on assets of 1.80%, a nonperforming-loan ratio of 0.54% and a Texas ratio of 3.70%. The figures come from its call report filed with the FFIEC.
Of the 102 banks headquartered in Louisiana, Community First Bank is the 24th largest by total assets at Q2 2026. Quarter on quarter (Q1 2026 to Q2 2026), its total assets fell 1.1% to $781.6M, loans rose 0.9% and deposits fell 1.6%. Non-owner-occupied commercial real estate loans made up 33.7% of its total loans on June 30, 2026, its largest category; next came 1-4 family residential loans at 30.8%. The FDIC Summary of Deposits lists 9 offices for it, in 7 cities in LA; its New Iberia 3 offices book 68% of its branch deposits. By the capital ratios in its Q2 2026 call report, Community First Bank meets every capital ratio test for well capitalized.
Headquarters Profile
- Address
- 1101 E Admiral Doyle Dr, New Iberia, LA 70560
- County
- Iberia
- Metro Area
- New Iberia, LA
- Charter
- Commercial bank, state charter, Fed non-member, FDIC-supervised
- Primary Regulator
- FDIC
- FDIC Region
- Dallas (Region 13)
- Federal Reserve member
- No
- Federal Reserve district
- District 6, Atlanta
- Fiduciary (trust) powers
- —
- Call Report form
- FFIEC 051
- Established
- May 10, 1999
- Domestic offices
- 9 FDIC institution directory, current count
- Employees (FTE)
- 122
- Domestic deposits
- $706.8M
- Allowance for credit losses
- $7.6M
- Net charge-offs (YTD)
- $756K
- Average total assets
- $795.5M
- Average total loans
- $540.0M
- Average interest-bearing deposits
- $542.4M
- Tax status
- Subchapter S
- Ownership
- Stock
- Community bank
- Yes
- FDIC-insured since
- May 10, 1999
- FDIC Cert
- 35020
- Fed RSSD
- 2775179
- Website
- www.cfirstbank.com →
- Parent Holding Company
- COMMUNITY FIRST BANCSHARES, INC. (RSSD 2775160)
Profitability
Q2 annualizedCapital & Liquidity
Balance Sheet
Income Statement
Operating & Funding
Ratios tagged annualized use the Q2 income alone. The UBPR and FDIC annualize the year to date instead. FDIC BankFind divides by the average of quarter-end total assets, the UBPR by RC-K average assets. The YTD margin is the UBPR's tax-equivalent figure over its own average earning assets; FDIC BankFind's margin is not tax-equivalent. How we compute these figures
Quarterly trends
From Q3 2023 to Q2 2026, Community First Bank's total assets ranged from $657.3M (Q2 2024) to $790.2M (Q1 2026), and it earned a profit in all 12 quarters. The line under each chart compares Q2 2026 with Q2 2025. How these charts are built
$781.6M total assets against $718.2M; $710.2M total liabilities against $654.8M.
$531.5M net loans and leases against $517.3M; $706.8M total deposits against $651.6M.
$140.5M securities against $109.3M; $80.8M cash and balances due against $63.2M.
$10.9M total interest income against $9.9M; $2.5M total interest expense against $2.6M.
$8.3M net interest income against $7.4M.
$778K total noninterest income against $729K; $5.4M total noninterest expense against $4.9M.
$180K provision for credit losses against $0.
$3.6M net income against $3.3M.
1.80% return on assets against 1.81%; 4.41% net interest margin against 4.29%.
14.18% CET1 capital ratio against 13.81%; 9.74% tier 1 leverage ratio against 9.71%.
Inside the full Community First Bank terminal
21 quarters of trends · 8 tabs · peer percentiles · watchlist alerts
Unlock this bank, freeWatch flags
Automated conditions triggered on this bank's latest filing. Advisory only; see the source metric pages for full context. Each flag is tagged Regulatory when it cites an official supervisory threshold, or BRR analysis when it's our own band, informed by our data and models.
Commercial real estate loans exceed 300% of total capital, the threshold at which the 2006 interagency guidance flags a bank for heightened supervisory scrutiny. CRE concentration has been the central stress vector for regional banks since 2023. 2006 Interagency CRE Concentration Guidance (SR 07-1).
Community First Bank rankings
Its closest position to the top of a national ranking is 750 of 3,611, for ROA; its furthest is 1,075 of 2,134, for CET1 ratio.
Quarterly trend: last 8 quarters
From Q3 2024 to Q2 2026, its return on assets ran from 1.77% (Q3 2024) to 1.85% (Q4 2025) and its net interest margin ran from 4.25% (Q1 2025) to 4.41% (Q2 2026).
| Quarter | CET1 | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 14.18% | 1.80% | 0.54% | 3.70% | 4.41% |
| Q1 2026 | 14.20% | 1.83% | 0.34% | 2.40% | 4.31% |
| Q4 2025 | 13.94% | 1.85% | 0.33% | 2.39% | 4.38% |
| Q3 2025 | 14.09% | 1.81% | 0.25% | 2.17% | 4.36% |
| Q2 2025 | 13.81% | 1.81% | 0.24% | 2.18% | 4.29% |
| Q1 2025 | 13.33% | 1.78% | 0.23% | 1.84% | 4.25% |
| Q4 2024 | 13.16% | 1.83% | 0.25% | 2.05% | 4.32% |
| Q3 2024 | 12.97% | 1.77% | 0.23% | 1.88% | 4.38% |
Swipe the table sideways to see every column.
Branch Network
View all 9 branches → Branch count from the FDIC Summary of Deposits, June 30, 2026. The domestic office count above is the FDIC's current figure, so the two can differ.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Community First Bank (main office) | New Iberia , LA | 70560 | $439.3M |
| Broussard Branch | Broussard , LA | 70518 | $53.1M |
| Youngsville Branch | Youngsville , LA | 70592 | $47.3M |
| Breaux Bridge Branch | Breaux Bridge , LA | 70517 | $37.1M |
| Spanish Trail Branch | New Iberia , LA | 70560 | $34.9M |
| Pinhook Towers Branch | Lafayette , LA | 70508 | $34.7M |
| Loreauville Branch | Loreauville , LA | 70552 | $33.0M |
| St. Martinville Branch | Saint Martinville , LA | 70582 | $23.0M |
| Northside Branch | New Iberia , LA | 70563 | $4.3M |
Regulatory record
Facts as filed or published, not a rating.
- Deposit market share
- 0.5% of deposits in LA, rank 28 of 118 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- Not on file
- Enforcement actions, Mortgage lending (HMDA), SBA 7(a) lending, Consumer complaints, CFPB enforcement, CRA examination rating. No record from these sources, which is not the same as a clean record. Sources
Add this badge to your website
Free to use. It shows Community First Bank’s latest filed figures and updates each quarter.
Similar banks
Compare Community First Bank with peers
Frequently asked about Community First Bank
What are Community First Bank's total assets?
As of the Q2 2026 filing, Community First Bank reported total assets of $781.6 million in its FFIEC call report.
Where is Community First Bank headquartered?
It is headquartered in New Iberia, LA, United States.
When was Community First Bank founded?
It was established in 1999, per the FDIC institution directory.
Is Community First Bank FDIC-insured?
Yes. It is an FDIC-insured commercial bank (FDIC Certificate #35020). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Community First Bank?
Community First Bank's primary federal regulator is the FDIC.
What is Community First Bank's CET1 capital ratio?
It reported a Common Equity Tier 1 (CET1) capital ratio of 14.18% in its Q2 2026 call report, comfortably above the 7% level required once the capital conservation buffer is included.
How many branches does Community First Bank operate?
It operates 9 domestic offices, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is Community First Bank's Texas Ratio?
Its Texas Ratio is 3.70% in its Q2 2026 call report, within the healthy range (at or below 50%, the level at which problem assets reach half of the capital cushion). The Texas Ratio measures non-performing assets against the bank's capital and reserves.
Go deeper on Community First Bank.
Get an email when Community First Bank files its next call report, and benchmark it against any peer you choose.
Unlock Community First Bank, freeFree account