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Community Bank of Louisiana

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Mansfield, LA $100M to $1B in assets Est. October 1, 1901 FDIC #13951 RSSD #974754 Routing #111104581 FDIC

Data as of · sourced from FFIEC call reports. How we update

Community Bank of Louisiana is an FDIC-insured commercial bank headquartered in Mansfield, LA, established in 1901 (FDIC certificate 13951), and it is supervised by the FDIC. At Q2 2026 it reported total assets of $852.9M, up 6.6% from Q2 2025, the 23rd largest of 102 banks headquartered in Louisiana. It reports no CET1 ratio; its Tier 1 leverage ratio was 10.13% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.

Charter
Commercial bank
Regulator
FDIC
Deposit insurance
FDIC
FDIC certificate
13951
Headquarters
Mansfield, LA
Established
1901
Total assets, Q2 2026
$852.9M
Assets vs Q2 2025
+6.6%
Tier 1 leverage ratio, Q2 2026
10.13%
Domestic offices
12 FDIC institution directory, current count
Routing number
111104581
Holding company
MANSFIELD BANCSHARES, INC.
Asset rank in state
23rd of 102 in Louisiana
Assets
$852.9M
Deposits
$791.6M
Loans
$281.1M
Equity
$58.9M

Community Bank of Louisiana is one of the more profitable banks of its size. Based in Mansfield, Louisiana, it had $853 million in assets at June 30, 2026, up 6.6% from a year earlier. It returns 25.9% a year on shareholders' equity, about double the median of 12.5% for the 2,660 banks with $100 million to $1 billion in assets. It also spends about 48 cents to bring in each dollar of revenue, lower than about three-quarters of banks its size (median 61 cents).

Earnings jumped: net income for the quarter was $3.8 million, 67% above the same quarter a year earlier. Paper losses on its bond portfolio are shrinking: unrealized losses of $45 million equal 51% of Tier 1 capital, down from 84% a year earlier. Its margin is thin by comparison: it keeps 3.37 cents of net interest income on every dollar of earning assets, lower than about three-quarters of banks its size (median 3.95 cents).

As of June 30, 2026, Community Bank of Louisiana reported a return on assets of 1.73%, a nonperforming-loan ratio of 0.01% and a Texas ratio of 2.80%. The figures come from its call report filed with the FFIEC.

Of the 102 banks headquartered in Louisiana, Community Bank of Louisiana is the 23rd largest by total assets at Q2 2026. Between Q1 2026 and Q2 2026, its total assets fell 0.2% to $852.9M, loans fell 2.0% and deposits fell 0.2%. The largest part of its loan book on June 30, 2026 was non-owner-occupied commercial real estate loans, at 29.6% of total loans, ahead of 1-4 family residential loans at 19.2%. Its 12 offices in the FDIC Summary of Deposits are in 7 cities in LA; its Mansfield office books 52% of its branch deposits. By the capital ratios in its Q2 2026 call report, Community Bank of Louisiana meets the community bank leverage ratio test for well capitalized.

Headquarters Profile

Address
118 Jefferson St, Mansfield, LA 71052
County
De Soto
Metro Area
Shreveport-Bossier City, LA
Charter
Commercial bank, state charter, Fed non-member, FDIC-supervised
Primary Regulator
FDIC
FDIC Region
Dallas (Region 13)
Federal Reserve member
No
Federal Reserve district
District 11, Dallas
Fiduciary (trust) powers
—
Call Report form
FFIEC 051
Established
October 1, 1901
Domestic offices
12 FDIC institution directory, current count
Employees (FTE)
117
Domestic deposits
$791.6M
Allowance for credit losses
$1.5M
Net charge-offs (YTD)
-$12K
Average total assets
$884.0M
Average total loans
$288.6M
Average interest-bearing deposits
$586.1M
Tax status
Subchapter S
Ownership
Stock
Community bank
Yes
FDIC-insured since
January 1, 1934
FDIC Cert
13951
Fed RSSD
974754

Profitability

Q2 annualized
Return on Assets1.73%YTD 1.52%
Return on Equity25.91%YTD 23.69%
Net Interest Margin3.37%YTD 3.19%

Balance Sheet

Total liabilities$794.0M
Cash & balances due$37.3M
Securities, available-for-sale$439.4M
Securities, held-to-maturity$68.3M
Goodwill & intangibles$0

Income Statement

Net income Q2$3.8M
Net interest income YTD$12.7M
Total interest income YTD$18.4M
Total interest expense YTD$5.6M
Provision for credit losses YTD$67K

Operating & Funding

Total noninterest income YTD$2.2M
Total noninterest expense YTD$8.2M

Ratios tagged annualized use the Q2 income alone. The UBPR and FDIC annualize the year to date instead. FDIC BankFind divides by the average of quarter-end total assets, the UBPR by RC-K average assets. The YTD margin is the UBPR's tax-equivalent figure over its own average earning assets; FDIC BankFind's margin is not tax-equivalent. As a community bank leverage ratio filer, Community Bank of Louisiana reports no risk-based capital ratios; its Tier 1 leverage ratio applies. How we compute these figures

Quarterly trends

Community Bank of Louisiana's total assets moved between a low of $735.3M (Q3 2023) and a high of $879.6M (Q4 2025) from Q3 2023 to Q2 2026, and it earned a profit in all 12 quarters. The line under each chart compares Q2 2026 with Q2 2025. How these charts are built

Total assets and total liabilities

$852.9M total assets against $799.8M; $794.0M total liabilities against $767.0M.

Loans and leases against deposits

$279.6M net loans and leases against $269.2M; $791.6M total deposits against $764.6M.

Securities and cash

$507.8M securities against $485.7M; $37.3M cash and balances due against $22.1M.

Interest income against interest expense

$9.5M total interest income against $8.6M; $2.8M total interest expense against $2.9M.

Net interest income

$6.7M net interest income against $5.7M.

Noninterest income against noninterest expense

$1.2M total noninterest income against $371K; $4.1M total noninterest expense against $3.8M.

Provision for credit losses

$21K provision for credit losses against $0.

Net income

$3.8M net income against $2.3M.

Return on assets and net interest margin

1.73% return on assets against 1.08%; 3.37% net interest margin against 3.04%.

CET1 and Tier 1 leverage ratios

10.13% tier 1 leverage ratio against 9.45%.

Inside the full Community Bank of Louisiana terminal

21 quarters of trends · 8 tabs · peer percentiles · watchlist alerts

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Watch flags

Automated conditions triggered on this bank's latest filing. Advisory only; see the source metric pages for full context. Each flag is tagged Regulatory when it cites an official supervisory threshold, or BRR analysis when it's our own band, informed by our data and models.

Unrealized HTM losses at 23% of equity BRR analysis What does this mean? →

Held-to-maturity securities carry unrealized losses worth 10–25% of book equity. Carried at amortized cost, they do not reduce reported capital, but they shrink the bank's true mark-to-market cushion if the securities ever have to be sold. BankRegReports analysis, HTM marks aren't a reported regulatory metric.

Community Bank of Louisiana rankings

Its closest position to the top of a national ranking is 649 of 3,606, for efficiency ratio; its furthest is 1,920 of 3,640, for Texas Ratio.

How ranks are counted

Quarterly trend: last 8 quarters

Across the 8 quarters to Q2 2026, its return on assets ran from 1.00% (Q3 2024) to 1.73% (Q2 2026) and its net interest margin ran from 2.45% (Q3 2024) to 3.37% (Q2 2026).

Quarter Leverage ROA NPL Texas NIM
Q2 2026 10.13% 1.73% 0.01% 2.80% 3.37%
Q1 2026 10.09% 1.31% 1.47% 8.76% 3.01%
Q4 2025 9.70% 1.28% 0.26% 4.29% 3.05%
Q3 2025 9.43% 1.39% 0.27% 5.10% 3.06%
Q2 2025 9.45% 1.08% 0.24% 9.40% 3.04%
Q1 2025 9.07% 1.20% 0.23% 11.44% 2.86%
Q4 2024 9.54% 1.47% 0.60% 9.76% 2.78%
Q3 2024 8.90% 1.00% 1.21% 7.96% 2.45%

Swipe the table sideways to see every column.

Branch Network

View all 12 branches → Branch count from the FDIC Summary of Deposits, June 30, 2026. The domestic office count above is the FDIC's current figure, so the two can differ.

1–12 of 12
Branch Location ZIP Deposits
Community Bank of Louisiana (main office) Mansfield , LA 71052 $410.9M
Fairfield Branch Shreveport , LA 71104 $87.3M
North De Soto Branch Gloster , LA 71030 $66.2M
Stonewall Branch Stonewall , LA 71078 $53.4M
South Shreveport Branch Shreveport , LA 71106 $33.1M
211 Main Street Branch Logansport , LA 71049 $30.9M
Walker Road Branch Shreveport , LA 71118 $30.1M
Benton Road Office Branch Bossier City , LA 71111 $23.5M
Many Office Many , LA 71449 $21.7M
Toledo Branch Many , LA 71449 $16.7M
South Bossier Branch Bossier City , LA 71112 $11.2M
Travis Street Office Branch Shreveport , LA 71101 $6.8M

Events & Regulatory History

Mergers, charter changes, enforcement actions, FDIC assistance, and (if applicable) failure events recorded against this institution. Click a year to see what else was happening across US banking that year.

Date Category Event Source
August 23, 1997 Structure Change Acquired Mansfield Bank and Trust Company Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank FFIEC NIC
August 22, 1997 Merger Participated in Absorption/Consolidation/Merger FDIC

Sourced from the bank event history (FDIC, Federal Reserve NIC, OCC, and OTS). Showing the most recent 2 events.

Regulatory record

Facts as filed or published, not a rating.

Deposit market share
0.6% of deposits in LA, rank 27 of 118 institutions
Period: June 30, 2026. Source: FDIC Summary of Deposits.
Mortgage lending (HMDA)
144 applications, 125 loans originated, $14.2M originated, across 4 states
Period: Calendar year 2025. Source: FFIEC HMDA loan application register.
SBA 7(a) lending
1 loans, $918K approved, $918K average. 0.00% of that year's loans have since been charged off
Period: Federal fiscal year 2025 (October to September). Source: SBA 7(a) and 504 loan data (FOIA).
Not on file
Enforcement actions, Consumer complaints, CFPB enforcement, CRA examination rating. No record from these sources, which is not the same as a clean record. Sources

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Community Bank of Louisiana: regulatory capital profile · BankRegReports

Frequently asked about Community Bank of Louisiana

What are Community Bank of Louisiana's total assets?

As of the Q2 2026 filing, Community Bank of Louisiana reported total assets of $852.9 million in its FFIEC call report.

Where is Community Bank of Louisiana headquartered?

It is headquartered in Mansfield, LA, United States.

When was Community Bank of Louisiana founded?

It was established in 1901, per the FDIC institution directory.

Is Community Bank of Louisiana FDIC-insured?

Yes. It is an FDIC-insured commercial bank (FDIC Certificate #13951). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.

Who regulates Community Bank of Louisiana?

Community Bank of Louisiana's primary federal regulator is the FDIC.

How many branches does Community Bank of Louisiana operate?

It operates 12 domestic offices, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.

What is Community Bank of Louisiana's Texas Ratio?

Its Texas Ratio is 2.80% in its Q2 2026 call report, within the healthy range (at or below 50%, the level at which problem assets reach half of the capital cushion). The Texas Ratio measures non-performing assets against the bank's capital and reserves.

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