Community Bank of Louisiana: Yields and Funding Costs
Data as of · Call Report Schedules RI and RC-K How we update
What the bank earns on its assets, what it pays for its funding, and the spread between them. Net interest margin is the output of the two: it is the engine of earnings for almost every commercial bank.
Yield on loans climbed 0.79 percentage points in Q2 2026, from 6.38% to 7.17%. It was the largest change from Q1 2026 among the key lines here. Within Louisiana, Community Bank of Louisiana is 88th of 103 on net interest margin, 3.37% as of Q2 2026, below the middle of the field. Community Bank of Louisiana reported 3.37% on net interest margin for Q2 2026, 0.58 points below the 3.95% median for banks in the $100M-1B asset tier.
Asset yields
| Line item | Q2 2026 |
|---|---|
| Yield on earning assets | 4.66% |
| Yield on loans | 7.17% |
| Yield on securities | 3.28% |
Funding costs
| Line item | Q2 2026 |
|---|---|
| Cost of funds | 1.39% |
| Cost of interest-bearing deposits | 1.93% |
| Cost of interest-bearing liabilities | 1.93% |
| Cost of borrowings | — |
Spread and margin
| Line item | Q2 2026 |
|---|---|
| Net interest margin | 3.37% |
| Yield to cost spread | 2.73% |
Interest income and expense
| Line item | Q2 2026 |
|---|---|
| Interest income on loans | $5.2M |
| Total interest expense | $2.8M |
| Interest expense on deposits | $2.8M |
Yields and Funding Costs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Yields and Funding Costs by quarter
| Quarter | Yield on earning assets | Cost of funds | Net interest margin | Loans | Securities |
|---|---|---|---|---|---|
| Q3 2023 | 3.83% | 1.26% | 2.66% | 5.73% | 2.67% |
| Q4 2023 | 3.99% | 1.49% | 2.60% | 6.17% | 2.71% |
| Q1 2024 | 4.18% | 1.90% | 2.39% | 6.22% | 2.78% |
| Q2 2024 | 4.45% | 1.98% | 2.60% | 6.53% | 2.89% |
| Q3 2024 | 4.32% | 2.01% | 2.45% | 6.42% | 2.94% |
| Q4 2024 | 4.40% | 1.75% | 2.78% | 6.76% | 3.04% |
| Q1 2025 | 4.22% | 1.45% | 2.86% | 6.43% | 3.05% |
| Q2 2025 | 4.45% | 1.50% | 3.04% | 6.92% | 3.17% |
| Q3 2025 | 4.51% | 1.56% | 3.06% | 7.02% | 3.19% |
| Q4 2025 | 4.47% | 1.52% | 3.05% | 6.77% | 3.18% |
| Q1 2026 | 4.33% | 1.42% | 3.01% | 6.38% | 3.27% |
| Q2 2026 | 4.66% | 1.39% | 3.37% | 7.17% | 3.28% |
Community Bank of Louisiana yields and funding costs, all the way back
Yields and Funding Costs back to 2001 · peer percentiles on every line item · Excel export
Unlock Community Bank of Louisiana, freeSource: Call Report Schedules RI and RC-K, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Community Bank of Louisiana profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 13951) · FFIEC NIC profile (RSSD 974754)