Community Bank of Louisiana: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
The standout move of Q2 2026 was in Cash and balances due from depository institutions: 13.9% lower than in Q1 2026, at $37.3M. On loan-to-deposit ratio, Community Bank of Louisiana is 4th from the bottom among 103 Louisiana banks, 35.51% (Q2 2026). Against a median of 80.84% for banks in the $100M-1B asset tier, Community Bank of Louisiana reported 35.51% on loan-to-deposit ratio in Q2 2026, 45.33 points lower.
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $37.3M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $545.0M |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $0 |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 0.00% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 35.51% |
| Net loans and leases to deposits | 35.32% |
| Loans and leases to core deposits | 41.57% |
| Core deposits to total deposits | 85.42% |
| Brokered deposits to total deposits | 0.78% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 36.30% | 86.15% | $0 | $0 |
| Q4 2023 | 34.52% | 85.99% | $0 | $0 |
| Q1 2024 | 36.27% | 84.63% | $75.0M | $0 |
| Q2 2024 | 37.54% | 84.67% | $75.0M | $0 |
| Q3 2024 | 37.75% | 84.53% | $75.0M | $0 |
| Q4 2024 | 33.66% | 84.99% | $0 | $0 |
| Q1 2025 | 33.68% | 85.11% | $0 | $0 |
| Q2 2025 | 35.40% | 84.31% | $0 | $0 |
| Q3 2025 | 36.85% | 83.88% | $0 | $0 |
| Q4 2025 | 34.33% | 84.99% | $0 | $0 |
| Q1 2026 | 36.16% | 84.76% | $0 | $0 |
| Q2 2026 | 35.51% | 85.42% | $0 | $0 |
Community Bank of Louisiana liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Community Bank of Louisiana, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Community Bank of Louisiana profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 13951) · FFIEC NIC profile (RSSD 974754)