Community Bank of Louisiana: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
Between Q1 2026 and Q2 2026, none of the key lines on this page moved by much; the largest change was in Accumulated other comprehensive income, from -$30.6M to -$30.7M.
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 10.13% |
This bank files the community bank leverage ratio (CBLR), the simplified capital framework for qualifying community banks. It does not report CET1, Tier 1 or total risk-based ratios, so the Tier 1 leverage ratio is the capital measure that applies.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $89.6M |
| Tier 1 capital | $89.6M |
| Total risk-based capital | — |
| Total equity capital | $58.9M |
| Risk-weighted assets | — |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 6.91% |
| Tangible equity to tangible assets | 6.91% |
| Equity capital to average assets | 6.66% |
| Internal capital growth rate | 0.42% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $363K |
| Common stock surplus | $47.3M |
| Retained earnings | $41.9M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$30.7M |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | Risk-weighted assets |
|---|---|---|---|---|---|
| Q3 2023 | 20.51% | 20.51% | 20.89% | 9.79% | $357.6M |
| Q4 2023 | 20.22% | 20.22% | 20.59% | 10.34% | $371.1M |
| Q1 2024 | 19.97% | 19.97% | 20.33% | 8.62% | $374.5M |
| Q2 2024 | 19.70% | 19.70% | 20.06% | 8.60% | $379.7M |
| Q3 2024 | 19.96% | 19.96% | 20.35% | 8.90% | $380.6M |
| Q4 2024 | 21.59% | 21.59% | 21.99% | 9.54% | $365.2M |
| Q1 2025 | 20.65% | 20.65% | 21.04% | 9.07% | $375.8M |
| Q2 2025 | 21.26% | 21.26% | 21.65% | 9.45% | $375.1M |
| Q3 2025 | — | — | — | 9.43% | — |
| Q4 2025 | — | — | — | 9.70% | — |
| Q1 2026 | — | — | — | 10.09% | — |
| Q2 2026 | — | — | — | 10.13% | — |
Community Bank of Louisiana regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock Community Bank of Louisiana, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Community Bank of Louisiana profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 13951) · FFIEC NIC profile (RSSD 974754)