Community First Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Community First Bank of New Iberia, LA against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.80% | 1.34% | +0.46% | 78th top |
| ROAE | 20.39% | 13.31% | +7.08% | 88th top |
| Net Interest Margin | 4.41% | 3.93% | +0.48% | 75th top |
| Efficiency Ratio | 58.37% | 61.14% | -2.77% | 59th above |
| PPNR / Avg Assets | 1.89% | 1.68% | +0.21% | 67th above |
| Yield on Earning Assets | 5.72% | 5.67% | +0.05% | 56th above |
| Cost of Funds | 1.41% | 1.88% | -0.47% | 74th above |
| Net Interest Spread | 3.87% | 3.32% | +0.55% | 78th top |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans Ahead of the peer average, behind the median peer. | 0.75% | 0.94% | -0.19% | 35th below |
| NPA / Total Assets Ahead of the peer average, behind the median peer. | 0.53% | 0.70% | -0.17% | 37th below |
| NCO / Avg Loans | 0.48% | 0.16% | +0.32% | 6th bottom |
| ACL / Total Loans | 1.42% | 1.28% | +0.14% | 73rd above |
| ACL / NPLs (Coverage) | 187.77% | 1539.79% | -1352.02% | 46th below |
| Texas Ratio Ahead of the peer average, behind the median peer. | 5.31% | 7.33% | -2.02% | 39th below |
| Provision / NCO | 39.15% | 1397.05% | -1357.90% | 27th below |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 14.18% | 19.51% | -5.33% | 41st below |
| Tier 1 Ratio | 14.18% | 19.54% | -5.36% | 41st below |
| Total Capital Ratio | 15.43% | 20.63% | -5.20% | 42nd below |
| Leverage Ratio | 9.74% | 12.14% | -2.40% | 26th below |
| Equity / Assets | 9.14% | 11.38% | -2.24% | 29th below |
| TCE / Tangible Assets | 9.14% | 11.09% | -1.95% | 33rd below |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 76.28% | 80.64% | -4.36% | 59th above |
| Core Deposit Ratio | 91.50% | 86.86% | +4.64% | 64th above |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 8.82% | 6.85% | +1.97% | 79th top |
| Loan Growth (Y/Y) | 2.67% | 7.91% | -5.24% | 35th below |
| Deposit Growth (Y/Y) | 8.48% | 6.29% | +2.19% | 78th top |
See Community First Bank's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Community First Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Community First Bank profile, how to read a UBPR, or how this data updates.