First National Bankers Bank: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
The standout move of Q2 2026 was in Fed funds sold and reverse repos: 30.8% lower than in Q1 2026, at $66.5M. On loan-to-deposit ratio, First National Bankers Bank ranks 2nd highest among the 103 banks headquartered in Louisiana, at 141.83% (Q2 2026). Against a median of 80.84% for banks in the $100M-1B asset tier, First National Bankers Bank reported 141.83% on loan-to-deposit ratio in Q2 2026, 60.99 points higher.
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $309.8M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $374.1M |
| Fed funds sold and reverse repos | $66.5M |
| Fed funds sold and reverse repos to assets | 6.76% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $415.8M |
| Other borrowed money | $0 |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 0.00% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 141.83% |
| Net loans and leases to deposits | 137.34% |
| Loans and leases to core deposits | 141.83% |
| Core deposits to total deposits | 100.00% |
| Brokered deposits to total deposits | 0.00% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 184.64% | 100.00% | $443.6M | $0 |
| Q4 2023 | 218.27% | 100.00% | $543.3M | $0 |
| Q1 2024 | 176.75% | 100.00% | $372.4M | $0 |
| Q2 2024 | 197.18% | 100.00% | $460.5M | $0 |
| Q3 2024 | 178.98% | 100.00% | $385.8M | $0 |
| Q4 2024 | 200.95% | 100.00% | $443.6M | $0 |
| Q1 2025 | 159.53% | 100.00% | $455.6M | $0 |
| Q2 2025 | 162.99% | 100.00% | $331.5M | $0 |
| Q3 2025 | 133.80% | 100.00% | $399.2M | $0 |
| Q4 2025 | 121.36% | 100.00% | $436.4M | $0 |
| Q1 2026 | 140.10% | 100.00% | $589.2M | $0 |
| Q2 2026 | 141.83% | 100.00% | $415.8M | $0 |
First National Bankers Bank liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock First National Bankers Bank, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full First National Bankers Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 25247) · FFIEC NIC profile (RSSD 734538)