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First National Bankers Bank: Peer Group Comparison

Peer strength score 53/100
Peer group Banks with $100M to $1B in assets
Peers compared 2672
Quartile spread 8 top · 2 above · 5 below · 8 bottom
Core Deposit Ratio · 100thACL / Total Loans · 99thEquity / Assets · 93rd Loan / Deposit · 0thWholesale Funding Ratio · 0thNet Interest Spread · 2nd

Data as of · peers are US banks in the same asset tier. How we update

This page benchmarks First National Bankers Bank of Baton Rouge, LA against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.

How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.

Profitability

Metric This bank Peer avg Diff Rank vs median peer
ROAA 0.84% 1.34% -0.50% 25th below
ROAE 5.38% 13.32% -7.94% 15th bottom
Net Interest Margin 3.28% 3.93% -0.65% 19th bottom
Efficiency Ratio 80.66% 61.12% +19.54% 13th bottom
PPNR / Avg Assets 1.14% 1.68% -0.54% 27th below
Yield on Earning Assets 4.96% 5.67% -0.71% 22nd bottom
Cost of Funds 1.97% 1.88% +0.09% 39th below
Net Interest Spread 1.68% 3.33% -1.65% 2nd bottom

Asset Quality

Metric This bank Peer avg Diff Rank vs median peer
NPL / Total Loans Ahead of the peer average, behind the median peer. 0.78% 0.94% -0.16% 34th below
NPA / Total Assets Ahead of the peer average, behind the median peer. 0.43% 0.70% -0.27% 42nd below
NCO / Avg Loans -0.00% 0.16% -0.16% 75th top
ACL / Total Loans 3.17% 1.28% +1.89% 99th top
ACL / NPLs (Coverage) Behind the peer average, ahead of the median peer. 404.05% 1539.86% -1135.81% 67th above
Texas Ratio 2.34% 7.34% -5.00% 60th above

Capital Adequacy

Metric This bank Peer avg Diff Rank vs median peer
Leverage Ratio 16.14% 12.13% +4.01% 90th top
Equity / Assets 16.83% 11.37% +5.46% 93rd top
TCE / Tangible Assets 16.79% 11.09% +5.70% 93rd top

Liquidity & Funding

Metric This bank Peer avg Diff Rank vs median peer
Loan / Deposit 141.83% 80.58% +61.25% 0th bottom
Core Deposit Ratio 100.00% 86.85% +13.15% 100th top
Wholesale Funding Ratio 42.30% 4.98% +37.32% 0th bottom

Growth & Management

Metric This bank Peer avg Diff Rank vs median peer
Asset Growth (Y/Y) 15.42% 6.84% +8.58% 92nd top
Loan Growth (Y/Y) -3.12% 7.91% -11.03% 12th bottom
Deposit Growth (Y/Y) 11.33% 6.28% +5.05% 86th top

See First National Bankers Bank's peers by name

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Source: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full First National Bankers Bank profile, how to read a UBPR, or how this data updates.