Bonvenu Bank, N.A.: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
Loan-to-deposit ratio dropped 1.99 percentage points in Q2 2026, from 77.21% to 75.22%. It was the largest change from Q1 2026 among the key lines here. Within Louisiana, Bonvenu Bank, N.A. is 63rd of 103 on loan-to-deposit ratio, 75.22% as of Q2 2026, below the middle of the field. Bonvenu Bank, N.A. reported 75.22% on loan-to-deposit ratio for Q2 2026, 12.99 points below the 88.20% median for banks in the $1B-10B asset tier.
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $95.2M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $448.2M |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $13.3M |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 0.86% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 75.22% |
| Net loans and leases to deposits | 74.35% |
| Loans and leases to core deposits | 81.18% |
| Core deposits to total deposits | 92.01% |
| Brokered deposits to total deposits | 0.64% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 77.56% | 84.84% | $400K | $134.1M |
| Q4 2023 | 79.51% | 94.28% | $3.3M | $157.8M |
| Q1 2024 | 77.55% | 95.21% | $0 | $76.4M |
| Q2 2024 | 80.94% | 89.88% | $0 | $100.0M |
| Q3 2024 | 81.86% | 87.55% | $0 | $78.6M |
| Q4 2024 | 79.61% | 88.77% | $0 | $52.2M |
| Q1 2025 | 79.66% | 92.30% | $0 | $50.8M |
| Q2 2025 | 76.63% | 91.99% | $0 | $49.3M |
| Q3 2025 | 78.47% | 91.38% | $0 | $47.8M |
| Q4 2025 | 71.99% | 91.77% | $0 | $46.4M |
| Q1 2026 | 77.21% | 92.32% | $0 | $14.9M |
| Q2 2026 | 75.22% | 92.01% | $0 | $13.3M |
Bonvenu Bank, N.A. liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Bonvenu Bank, N.A., freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Bonvenu Bank, N.A. profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 26381) · FFIEC NIC profile (RSSD 594853)