Bonvenu Bank, N.A.: Loan Portfolio
Data as of · Call Report Schedule RC-C How we update
The loan book by category. Concentration is what supervisors read here: a portfolio weighted heavily toward one collateral type carries that sector's cycle, which is the mechanism behind most community-bank failures.
Cre concentration (tier 1 capital + allowance) dropped 20.53 percentage points in Q2 2026, from 297.15% to 276.62%. It was the largest change from Q1 2026 among the key lines here. Bonvenu Bank, N.A. ranks 63rd of 103 Louisiana banks on loan-to-deposit ratio, in the lower half at 75.22% (Q2 2026). Bonvenu Bank, N.A. reported 75.22% on loan-to-deposit ratio for Q2 2026, 12.99 points below the 88.20% median for banks in the $1B-10B asset tier.
Loan totals
| Line item | Q2 2026 |
|---|---|
| Total loans and leases | $1.04B |
| Net loans and leases | $1.03B |
| Loans held for sale | $352K |
| Loans to total assets | 66.77% |
| Loan-to-deposit ratio | 75.22% |
| Net loans to equity capital | 7.36% |
Portfolio mix (share of total loans)
| Line item | Q2 2026 |
|---|---|
| Commercial real estate (nonfarm nonresidential) | 51.04% |
| Multifamily (5+ residential) | 2.99% |
| Commercial and industrial | 11.30% |
| Consumer | 0.43% |
| Credit cards | 0.00% |
| Farm | 0.73% |
| Loans to depository institutions | 0.00% |
| State and political subdivisions | 2.01% |
Concentration measures
| Line item | Q2 2026 |
|---|---|
| CRE concentration (Tier 1 capital + allowance) | 276.62% |
| Construction concentration (Tier 1 capital + allowance) | 62.26% |
Supervisory definition (FFIEC UBPR page 7B): construction and land development, multifamily, non-owner-occupied nonfarm nonresidential and unsecured CRE loans, over Tier 1 capital plus the allowance for credit losses. Owner-occupied CRE and farmland are excluded. The 2006 interagency guidance flags CRE above 300% of capital, or construction and development above 100%, for heightened supervisory scrutiny. These are screening thresholds, not limits.
Loan earnings
| Line item | Q2 2026 |
|---|---|
| Yield on loans | 6.13% |
| Interest income on loans | $15.9M |
Loan Portfolio trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Loan Portfolio by quarter
| Quarter | Total loans | Total deposits | Commercial real estate | Commercial and industrial | Consumer |
|---|---|---|---|---|---|
| Q3 2023 | $1.00B | $1.29B | 49.29% | 9.92% | 0.41% |
| Q4 2023 | $1.02B | $1.29B | 48.14% | 9.77% | 0.40% |
| Q1 2024 | $1.03B | $1.32B | 51.87% | 10.05% | 0.39% |
| Q2 2024 | $1.05B | $1.30B | 51.51% | 10.84% | 0.39% |
| Q3 2024 | $1.07B | $1.31B | 50.39% | 10.61% | 0.39% |
| Q4 2024 | $1.07B | $1.35B | 51.32% | 9.52% | 0.37% |
| Q1 2025 | $1.07B | $1.34B | 50.33% | 9.76% | 0.36% |
| Q2 2025 | $1.06B | $1.38B | 49.95% | 10.06% | 0.40% |
| Q3 2025 | $1.04B | $1.32B | 49.27% | 10.34% | 0.44% |
| Q4 2025 | $1.02B | $1.42B | 48.94% | 10.89% | 0.44% |
| Q1 2026 | $1.09B | $1.41B | 50.19% | 11.28% | 0.40% |
| Q2 2026 | $1.04B | $1.38B | 51.04% | 11.30% | 0.43% |
Bonvenu Bank, N.A. loan portfolio, all the way back
Loan Portfolio back to 2001 · peer percentiles on every line item · Excel export
Unlock Bonvenu Bank, N.A., freeSource: Call Report Schedule RC-C, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Bonvenu Bank, N.A. profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 26381) · FFIEC NIC profile (RSSD 594853)