Bonvenu Bank, N.A.: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
The standout move of Q2 2026 was in Securities to assets: 2.22 percentage points higher than in Q1 2026, at 22.73%. Bonvenu Bank, N.A. ranks 72nd of 103 Louisiana banks on return on assets, in the lower half at 0.89% (Q2 2026). The median for banks in the $1B-10B asset tier is 1.28% on return on assets. Bonvenu Bank, N.A. sits 0.39 points lower, at 0.89% (Q2 2026).
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | 13.50% |
| Tier 1 risk-based capital ratio | 13.50% |
| Total risk-based capital ratio | 14.66% |
| Tier 1 leverage ratio | 10.04% |
| Equity capital to assets | 8.97% |
| Tangible equity to tangible assets | 8.66% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 0.68% |
| Non-performing assets ratio | 0.46% |
| Net charge-off ratio | -0.00% |
| Texas ratio | 4.91% |
| Allowance for credit losses to loans | 1.15% |
| Reserve coverage of non-performing loans | 168.43% |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 0.89% |
| Return on equity | 10.19% |
| Net interest margin | 3.30% |
| Efficiency ratio | 71.57% |
| Yield on earning assets | 5.18% |
| Cost of funds | 2.00% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 75.22% |
| Core deposits to total deposits | 92.01% |
| Brokered deposits to total deposits | 0.64% |
| Deposits to assets | 88.78% |
| Securities to assets | 22.73% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | ROA |
|---|---|---|---|---|---|
| Q3 2023 | 13.51% | 13.51% | 14.41% | 10.13% | 0.69% |
| Q4 2023 | 13.51% | 13.51% | 14.38% | 10.07% | 0.36% |
| Q1 2024 | 13.30% | 13.30% | 14.25% | 9.76% | 0.55% |
| Q2 2024 | 13.14% | 13.14% | 14.08% | 9.92% | 0.41% |
| Q3 2024 | 13.21% | 13.21% | 14.21% | 10.05% | 0.26% |
| Q4 2024 | 13.25% | 13.25% | 14.26% | 10.08% | 0.33% |
| Q1 2025 | 13.25% | 13.25% | 14.34% | 9.91% | 0.55% |
| Q2 2025 | 13.54% | 13.54% | 14.63% | 9.84% | 0.41% |
| Q3 2025 | 13.66% | 13.66% | 14.77% | 9.92% | 0.59% |
| Q4 2025 | 14.01% | 14.01% | 15.13% | 10.19% | 0.60% |
| Q1 2026 | 13.09% | 13.09% | 14.22% | 9.66% | 0.63% |
| Q2 2026 | 13.50% | 13.50% | 14.66% | 10.04% | 0.89% |
Bonvenu Bank, N.A. vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock Bonvenu Bank, N.A., freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Bonvenu Bank, N.A. profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 26381) · FFIEC NIC profile (RSSD 594853)