Investar Bank, N.A.: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Investar Bank, N.A. of Baton Rouge, LA against its peer group of 931 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.02% | 1.46% | -0.44% | 31st below |
| ROAE | 9.07% | 12.72% | -3.65% | 26th below |
| Net Interest Margin Behind the peer average, ahead of the median peer. | 3.74% | 3.85% | -0.11% | 53rd above |
| Efficiency Ratio | 63.79% | 57.40% | +6.39% | 34th below |
| PPNR / Avg Assets | 1.28% | 1.88% | -0.60% | 27th below |
| Yield on Earning Assets | 5.82% | 5.72% | +0.10% | 67th above |
| Cost of Funds | 2.24% | 2.02% | +0.22% | 34th below |
| Net Interest Spread | 3.04% | 3.18% | -0.14% | 48th below |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.60% | 1.00% | -0.40% | 51st above |
| NPA / Total Assets Ahead of the peer average, behind the median peer. | 0.60% | 0.76% | -0.16% | 42nd below |
| NCO / Avg Loans | 0.01% | 0.43% | -0.42% | 57th above |
| ACL / Total Loans Behind the peer average, ahead of the median peer. | 1.18% | 1.31% | -0.13% | 56th above |
| ACL / NPLs (Coverage) Behind the peer average, ahead of the median peer. | 196.35% | 543.88% | -347.53% | 54th above |
| Texas Ratio Ahead of the peer average, behind the median peer. | 5.88% | 7.39% | -1.51% | 42nd below |
| Provision / NCO | -383.87% | 620.37% | -1004.24% | 2nd bottom |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio Behind the peer average, ahead of the median peer. | 13.51% | 17.34% | -3.83% | 50th above |
| Tier 1 Ratio Behind the peer average, ahead of the median peer. | 13.51% | 17.37% | -3.86% | 50th above |
| Total Capital Ratio Behind the peer average, ahead of the median peer. | 14.68% | 18.43% | -3.75% | 52nd above |
| Leverage Ratio Behind the peer average, ahead of the median peer. | 10.75% | 11.44% | -0.69% | 56th above |
| Equity / Assets | 11.55% | 11.33% | +0.22% | 69th above |
| TCE / Tangible Assets Behind the peer average, ahead of the median peer. | 9.87% | 10.50% | -0.63% | 53rd above |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 95.16% | 86.94% | +8.22% | 29th below |
| Core Deposit Ratio | 88.71% | 85.55% | +3.16% | 51st above |
| Uninsured Deposit Ratio | 34.14% | 33.12% | +1.02% | 41st below |
| Wholesale Funding Ratio Ahead of the peer average, behind the median peer. | 4.01% | 5.71% | -1.70% | 49th below |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 40.36% | 9.64% | +30.72% | 97th top |
| Loan Growth (Y/Y) | 45.27% | 8.00% | +37.27% | 97th top |
| Deposit Growth (Y/Y) | 36.45% | 7.83% | +28.62% | 95th top |
See Investar Bank, N.A.'s peers by name
The 931 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Investar Bank, N.A., freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Investar Bank, N.A. profile, how to read a UBPR, or how this data updates.