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Investar Bank, N.A.: Deposit Base

Data as of · Call Report Schedules RC-E and RC-O How we update

How the bank is funded. Core deposits are the stable, mostly-insured relationship money; brokered and uninsured balances are the fastest to leave. The 2023 regional bank failures were runs on uninsured deposits, which is why that share now gets read first.

Transaction accounts to domestic deposits climbed 8.31 percentage points in Q2 2026, from 41.85% to 50.16%. It was the largest change from Q1 2026 among the key lines here. On total deposits, Investar Bank, N.A. ranks 5th highest among the 103 banks headquartered in Louisiana, at $3.22B (Q2 2026). Against a median of $1.67B for banks in the $1B-10B asset tier, Investar Bank, N.A. reported $3.22B on total deposits in Q2 2026, 93% higher.

Deposit totals

Deposit totals for Investar Bank, N.A., Q2 2026
Line item Q2 2026
Total deposits $3.22B
Domestic office deposits $3.22B
Foreign office deposits —
Deposits to total assets 83.49%
Deposits to total liabilities 94.39%

Deposit composition

Deposit composition for Investar Bank, N.A., Q2 2026
Line item Q2 2026
Demand deposits $1.56B
Savings deposits $165.2M
Transaction accounts to domestic deposits 50.16%
Time deposits $33K
Time deposits under $100k $282.2M
Time deposits $100k to $250k $492.8M
Time deposits over $250k $300.0M
Noninterest-bearing share of deposits 19.39%

Stability of funding

Stability of funding for Investar Bank, N.A., Q2 2026
Line item Q2 2026
Core deposits $2.85B
Core deposits to total deposits 88.71%
Insured deposits $2.12B
Uninsured deposits $1.10B
Uninsured deposits to total deposits 34.14%
Brokered deposits $62.9M
Brokered deposits to total deposits 1.96%

Cost of deposits

Cost of deposits for Investar Bank, N.A., Q2 2026
Line item Q2 2026
Cost of interest-bearing deposits 2.70%
Interest expense on deposits $17.5M
Loans and leases to core deposits 104.95%

Deposit Base trend

Last 12 quarters as filed. Every value plotted here also appears in the tables above.

Total deposits
Core, uninsured and brokered shares
Cost of interest-bearing deposits

Deposit Base by quarter

Values plotted above, Investar Bank, N.A., oldest first
Quarter Total depositsCore depositsUninsured depositsBrokered depositsCost of interest-bearing deposits
Q3 2023 $2.21B 84.11% 33.67% 8.96% 2.73%
Q4 2023 $2.26B 81.05% 31.91% 11.94% 3.28%
Q1 2024 $2.21B 81.61% 30.84% 10.78% 3.32%
Q2 2024 $2.21B 80.26% 32.56% 11.29% 3.35%
Q3 2024 $2.29B 79.52% 32.61% 11.88% 3.47%
Q4 2024 $2.35B 79.49% 31.43% 12.49% 3.42%
Q1 2025 $2.35B 82.48% 34.22% 10.44% 3.06%
Q2 2025 $2.36B 82.33% 33.34% 10.87% 3.04%
Q3 2025 $2.38B 84.33% 34.66% 8.86% 3.09%
Q4 2025 $2.36B 84.47% 33.61% 8.65% 2.93%
Q1 2026 $3.24B 87.80% 35.89% 3.13% 3.33%
Q2 2026 $3.22B 88.71% 34.14% 1.96% 2.70%

Investar Bank, N.A. deposit base, all the way back

Deposit Base back to 2001 · peer percentiles on every line item · Excel export

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Source: Call Report Schedules RC-E and RC-O, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Investar Bank, N.A. profile, peer group comparison, or how this data updates.

Regulator records: FDIC BankFind (cert 58316) · FFIEC NIC profile (RSSD 3449066)