Red River Bank
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Data as of · sourced from FFIEC call reports. How we update
Red River Bank is an FDIC-insured commercial bank headquartered in Alexandria, LA, established in 1999 (FDIC certificate 34980), and it is supervised by the FDIC. At Q2 2026 it reported total assets of $3.31B, up 4.5% from Q2 2025, the 7th largest of 102 banks headquartered in Louisiana. Its CET1 capital ratio was 17.32% at Q2 2026, comfortably above the 7% level required once the capital conservation buffer is included.
- Charter
- Commercial bank
- Regulator
- FDIC
- Deposit insurance
- FDIC
- FDIC certificate
- 34980
- Headquarters
- Alexandria, LA
- Established
- 1999
- Total assets, Q2 2026
- $3.31B
- Assets vs Q2 2025
- +4.5%
- CET1 ratio, Q2 2026
- 17.32%
- Domestic offices
- 29 FDIC institution directory, current count
- Routing number
- 065205264
- Holding company
- RED RIVER BANCSHARES, INC.
- Asset rank in state
- 7th of 102 in Louisiana
Red River Bank, based in Alexandria, Louisiana, reported $3.3 billion in assets at June 30, 2026, up 4.5% from a year earlier. It pays an average of 1.12% on its deposits and borrowings, lower than about 9 in 10 of the 895 banks with $1 billion to $10 billion in assets (median 2.01%). It also carries problem assets equal to 0.7% of the capital and reserves that would absorb them, a small fraction of the median of 3.6% for banks its size.
Net income for the quarter rose 15% from a year earlier, to $12 million. Paper losses on its bond portfolio are shrinking: unrealized losses of $65 million equal 15% of Tier 1 capital, down from 22% a year earlier.
As of June 30, 2026, Red River Bank reported a CET1 capital ratio of 17.32%, a return on assets of 1.44%, a nonperforming-loan ratio of 0.11% and a Texas ratio of 0.66%. The figures come from its call report filed with the FFIEC.
Of the 102 banks headquartered in Louisiana, Red River Bank is the 7th largest by total assets at Q2 2026. Quarter on quarter (Q1 2026 to Q2 2026), its total assets fell 1.1% to $3.31B, loans rose 0.4% and deposits fell 1.4%. Its loan book on June 30, 2026 was led by 1-4 family residential loans, at 28.2% of total loans, followed by owner-occupied commercial real estate loans at 18.5%. The FDIC Summary of Deposits lists 28 offices for it, in 16 cities in LA; its Alexandria 4 offices book 41% of its branch deposits. By the capital ratios in its Q2 2026 call report, Red River Bank meets every capital ratio test for well capitalized.
Headquarters Profile
- Address
- 1412 Centre Ct, Alexandria, LA 71301
- County
- Rapides
- Metro Area
- Alexandria, LA
- Charter
- Commercial bank, state charter, Fed non-member, FDIC-supervised
- Primary Regulator
- FDIC
- FDIC Region
- Dallas (Region 13)
- Federal Reserve member
- No
- Federal Reserve district
- District 6, Atlanta
- Fiduciary (trust) powers
- —
- Call Report form
- FFIEC 041
- Established
- January 14, 1999
- Domestic offices
- 29 FDIC institution directory, current count
- Employees (FTE)
- 384
- Domestic deposits
- $2.91B
- Allowance for credit losses
- $24.8M
- Net charge-offs (YTD)
- $128K
- Average total assets
- $3.35B
- Average total loans
- $2.26B
- Average interest-bearing deposits
- $2.78B
- Tax status
- C corporation
- Ownership
- Stock
- Community bank
- Yes
- FDIC-insured since
- January 14, 1999
- FDIC Cert
- 34980
- Fed RSSD
- 2743244
- SEC CIK
- 1071236 → filed by RED RIVER BANCSHARES, INC.
- Website
- http://www.RedRiverBank.net →
- Parent Holding Company
- RED RIVER BANCSHARES, INC. (RSSD 2743235) · RRBI
Profitability
Q2 annualizedCapital & Liquidity
Balance Sheet
Income Statement
Operating & Funding
Ratios tagged annualized use the Q2 income alone. The UBPR and FDIC annualize the year to date instead. FDIC BankFind divides by the average of quarter-end total assets, the UBPR by RC-K average assets. The YTD margin is the UBPR's tax-equivalent figure over its own average earning assets; FDIC BankFind's margin is not tax-equivalent. How we compute these figures
Quarterly trends
From Q3 2023 to Q2 2026, Red River Bank's total assets ranged from $3.05B (Q2 2024) to $3.35B (Q4 2025), and it earned a profit in all 12 quarters. The line under each chart compares Q2 2026 with Q2 2025. How these charts are built
$3.31B total assets against $3.17B; $2.94B total liabilities against $2.84B.
$2.24B net loans and leases against $2.12B; $2.91B total deposits against $2.82B.
$738.4M securities against $697.3M; $194.9M cash and balances due against $209.9M.
$39.3M total interest income against $36.7M; $10.4M total interest expense against $10.9M.
$29.0M net interest income against $25.8M.
$5.8M total noninterest income against $5.5M; $19.0M total noninterest expense against $17.8M.
$750K provision for credit losses against $450K.
$12.1M net income against $10.5M.
1.44% return on assets against 1.31%; 3.66% net interest margin against 3.41%.
17.32% CET1 capital ratio against 16.95%; 12.49% tier 1 leverage ratio against 11.92%.
Inside the full Red River Bank terminal
21 quarters of trends · 8 tabs · peer percentiles · watchlist alerts
Unlock this bank, freeRed River Bank rankings
Its closest position to the top of a national ranking is 378 of 4,196, for total assets; its furthest is 2,878 of 3,640, for Texas Ratio.
Quarterly trend: last 8 quarters
From Q3 2024 to Q2 2026, its return on assets ran from 1.15% (Q3 2024) to 1.44% (Q2 2026) and its net interest margin ran from 3.06% (Q3 2024) to 3.66% (Q2 2026).
| Quarter | CET1 | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 17.32% | 1.44% | 0.11% | 0.66% | 3.66% |
| Q1 2026 | 17.09% | 1.44% | 0.18% | 1.10% | 3.53% |
| Q4 2025 | 16.65% | 1.40% | 0.16% | 0.94% | 3.59% |
| Q3 2025 | 16.80% | 1.34% | 0.11% | 0.67% | 3.51% |
| Q2 2025 | 16.95% | 1.31% | 0.05% | 0.38% | 3.41% |
| Q1 2025 | 16.89% | 1.32% | 0.24% | 1.50% | 3.24% |
| Q4 2024 | 16.80% | 1.19% | 0.16% | 0.98% | 3.17% |
| Q3 2024 | 16.78% | 1.15% | 0.15% | 0.92% | 3.06% |
Swipe the table sideways to see every column.
Branch Network
View all 28 branches → Branch count from the FDIC Summary of Deposits, June 30, 2026. The domestic office count above is the FDIC's current figure, so the two can differ.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Red River Bank (main office) | Alexandria , LA | 71301 | $881.4M |
| Essen Lane Banking Center | Baton Rouge , LA | 70809 | $348.7M |
| East Kings Banking Center Branch | Shreveport , LA | 71105 | $220.2M |
| Downtown Banking Center Branch | Alexandria , LA | 71301 | $167.1M |
| Pineville Banking Center Branch | Pineville , LA | 71360 | $135.9M |
| Marksville Banking Center Branch | Marksville , LA | 71351 | $95.5M |
| North Rapides Banking Center Branch | Pineville , LA | 71405 | $87.3M |
| Highway 28 West Banking Center | Alexandria , LA | 71303 | $77.2M |
| Baronne Banking Center Branch | New Orleans , LA | 70113 | $73.1M |
| Provenance Banking Center Branch | Shreveport , LA | 71106 | $70.4M |
| North Mall Banking Center Branch | Alexandria , LA | 71301 | $70.1M |
| Old Hammond Hwy Banking Center | Baton Rouge , LA | 70809 | $70.1M |
| Country Club Banking Center Branch | Lake Charles , LA | 70605 | $67.4M |
| Airline Banking Center Branch | Bossier City , LA | 71111 | $58.1M |
| South Acadian Thruway Banking Center | Baton Rouge , LA | 70808 | $57.0M |
| Lecompte Banking Center Branch | Lecompte , LA | 71346 | $51.4M |
| Central Banking Center | Baton Rouge , LA | 70818 | $50.5M |
| Uptown Banking Center | Shreveport , LA | 71106 | $47.3M |
| Jones Creek Banking Center Branch | Baton Rouge , LA | 70817 | $45.9M |
| Forest Hill Banking Center Branch | Forest Hill , LA | 71430 | $45.7M |
| Dutchtown Banking Center Branch | Geismar , LA | 70734 | $37.3M |
| Covington Banking Center Branch | Covington , LA | 70433 | $34.8M |
| Pinhook Banking Center Branch | Lafayette , LA | 70508 | $34.7M |
| Market Street Banking Center Branch | Shreveport , LA | 71101 | $29.4M |
| Stonewall Banking Center Branch | Stonewall , LA | 71078 | $25.2M |
Events & Regulatory History
Mergers, charter changes, enforcement actions, FDIC assistance, and (if applicable) failure events recorded against this institution. Click a year to see what else was happening across US banking that year.
| Date | Category | Event | Source |
|---|---|---|---|
| April 1, 2013 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| April 1, 2013 | Structure Change | Acquired Fidelity Bank Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| October 31, 2003 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| October 31, 2003 | Structure Change | Acquired Bank of Lecompte Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
Sourced from the bank event history (FDIC, Federal Reserve NIC, OCC, and OTS). Showing the most recent 4 events.
Regulatory record
Facts as filed or published, not a rating.
- Deposit market share
- 2.1% of deposits in LA, rank 9 of 118 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- Mortgage lending (HMDA)
- 1,294 applications, 864 loans originated, $223.8M originated, across 15 states
- Period: Calendar year 2025. Source: FFIEC HMDA loan application register.
- SBA 7(a) lending
- 1 loans, $30K approved, $30K average. 0.00% of that year's loans have since been charged off
- Period: Federal fiscal year 2025 (October to September). Source: SBA 7(a) and 504 loan data (FOIA).
- Not on file
- Enforcement actions, Consumer complaints, CFPB enforcement, CRA examination rating. No record from these sources, which is not the same as a clean record. Sources
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Frequently asked about Red River Bank
What are Red River Bank's total assets?
As of the Q2 2026 filing, Red River Bank reported total assets of $3.31 billion in its FFIEC call report.
Where is Red River Bank headquartered?
It is headquartered in Alexandria, LA, United States.
When was Red River Bank founded?
It was established in 1999, per the FDIC institution directory.
Is Red River Bank FDIC-insured?
Yes. It is an FDIC-insured commercial bank (FDIC Certificate #34980). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Red River Bank?
Red River Bank's primary federal regulator is the FDIC.
What is Red River Bank's CET1 capital ratio?
It reported a Common Equity Tier 1 (CET1) capital ratio of 17.32% in its Q2 2026 call report, comfortably above the 7% level required once the capital conservation buffer is included.
How many branches does Red River Bank operate?
It operates 29 domestic offices, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is Red River Bank's Texas Ratio?
Its Texas Ratio is 0.66% in its Q2 2026 call report, within the healthy range (at or below 50%, the level at which problem assets reach half of the capital cushion). The Texas Ratio measures non-performing assets against the bank's capital and reserves.
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