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Red River Bank

ALEXANDRIA, LALargeEst. Jan 14, 1999FDIC #34980RSSD #2743244FDIC
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Red River Bank is an FDIC-insured commercial bank, during the Gramm-Leach-Bliley deregulation period. Red River's Q1 2026 balance sheet shows $3.3B in assets funded primarily by $3.0B in customer deposits. The bank posts a strong 1.44% ROA and 13.63% ROE. Capital cushions are healthy: 17.09% CET1, 12.00% Tier 1 leverage. Asset quality is pristine — 0.26% NPLs and a 1.60% Texas Ratio. Red River operates a 29-branch network.

Headquarters Profile

Address
1412 Centre Ct, ALEXANDRIA, LA 71301
County
Rapides
Metro Area
ALEXANDRIA, LA
Charter
Commercial bank, state charter, Fed non-member, FDIC-supervised
Primary Regulator
FDIC
Fed District
13
Established
January 14, 1999
Branches
29 domestic
Employees (FTE)
381
FDIC Cert
34980
Fed RSSD
2743244
Assets
$3.3B
Deposits
$3.0B
Loans
$2.3B
Equity
$364M

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Quarterly trend — last 6 quarters

Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.

QuarterCET1ROANPLTexasNIM
2026-03-3117.09%1.44%0.26%1.60%3.53%
2025-12-3116.65%1.40%0.21%1.33%3.59%
2025-09-3016.80%1.34%0.21%1.24%3.51%
2025-06-3016.95%1.31%0.10%0.69%3.41%
2025-03-3116.89%1.32%0.15%1.64%3.24%
2024-12-3116.80%1.19%0.17%1.13%3.17%

Branch Network

Every branch from the FDIC Summary of Deposits — mapped, and listed with the deposits booked at each location.

BranchLocationZIPDeposits
Loading branches…

Events & Regulatory History

Mergers, charter changes, enforcement actions, FDIC assistance, and (if applicable) failure events recorded against this institution. Click a year to see what else was happening across US banking that year.

  1. Structure Change
    Charter Discontinued (Merger or Purchase & Assumption)
    FFIEC NIC
  2. Participated in Absorption/Consolidation/Merger
    FDIC
  3. Structure Change
    Charter Discontinued (Merger or Purchase & Assumption)
    FFIEC NIC
  4. Participated in Absorption/Consolidation/Merger
    FDIC

Sourced from unified bank events (FDIC, Federal Reserve NIC, OCC, and OTS). Showing the most recent 4 events.

Frequently asked about Red River Bank

What are Red River Bank's total assets?

As of the Q1 2026 filing, Red River Bank reported total assets of $3.35 billion in its most recent FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.

Where is Red River Bank headquartered?

Red River Bank is headquartered in ALEXANDRIA, LA, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.

When was Red River Bank founded?

Red River Bank was established in 1999, per the FDIC institution directory.

Is Red River Bank FDIC-insured?

Yes. Red River Bank is an FDIC-insured commercial bank (FDIC Certificate #34980). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.

Who regulates Red River Bank?

Red River Bank's primary federal regulator is the FDIC. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.

What is Red River Bank's CET1 capital ratio?

Red River Bank reported a Common Equity Tier 1 (CET1) capital ratio of 17.09% in its most recent quarterly filing — comfortably above the 7% well-capitalized regulatory floor.

How many branches does Red River Bank operate?

Red River Bank operates 29 domestic branches, per the most recent FDIC Summary of Deposits filing.

What is Red River Bank's Texas Ratio?

Red River Bank's Texas Ratio is 1.60% — within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; see our /glossary/texas-ratio/ page for the full definition.

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