Banco do Brasil Americas
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Data as of · sourced from FFIEC call reports. How we update
Banco do Brasil Americas is an FDIC-insured commercial bank headquartered in Miami, FL, established in 1986 (FDIC certificate 26725), and it is supervised by the FDIC. At Q2 2026 it reported total assets of $3.47B, up 11.2% from Q2 2025, the 14th largest of 81 banks headquartered in Florida. Its CET1 capital ratio was 23.30% at Q2 2026, comfortably above the 7% level required once the capital conservation buffer is included.
- Charter
- Commercial bank
- Regulator
- FDIC
- Deposit insurance
- FDIC
- FDIC certificate
- 26725
- Headquarters
- Miami, FL
- Established
- 1986
- Total assets, Q2 2026
- $3.47B
- Assets vs Q2 2025
- +11.2%
- CET1 ratio, Q2 2026
- 23.30%
- Domestic offices
- 4 FDIC institution directory, current count
- Routing number
- 067012688
- Latest call report
- Q2 2026, FFIEC 051 · Banco do Brasil Americas call report
- Holding company
- BANCO DO BRASIL S.A.
- Asset rank in state
- 14th of 81 in Florida
Problem loans are rising at Banco do Brasil Americas. The Miami, Florida bank had $3.5 billion in assets at June 30, 2026, up 11.2% from a year earlier. Loans on nonaccrual or 90 or more days past due, net of government guarantees, rose to 0.83% of loans from 0.37% a year earlier. It holds common equity equal to 23.30% of its risk-weighted assets, higher than about 9 in 10 of the 895 banks with $1 billion to $10 billion in assets (median 13.52%). It also holds commercial real estate loans worth 1.1 times its capital, about half the median of 2.2 times for banks its size.
Loans are outrunning deposits: over the year loans rose 16.7% and deposits rose 10.9%.
As of June 30, 2026, Banco do Brasil Americas reported a CET1 capital ratio of 23.30%, a return on assets of 1.55%, a nonperforming-loan ratio of 0.83% and a Texas ratio of 4.74%. The figures come from its call report filed with the FFIEC.
Banco do Brasil Americas ranks as the 14th largest of the 81 banks based in Florida, by total assets at Q2 2026. Between Q1 2026 and Q2 2026, its total assets rose 2.3% to $3.47B, loans rose 4.3% and deposits rose 3.0%. 1-4 family residential loans made up 69.4% of its total loans on June 30, 2026, its largest category; next came non-owner-occupied commercial real estate loans at 13.9%. The FDIC Summary of Deposits lists 4 offices for it, in 4 cities in FL; its Miami office books 86% of its branch deposits. By the capital ratios in its Q2 2026 call report, Banco do Brasil Americas meets every capital ratio test for well capitalized.
Headquarters Profile
- Address
- 1221 Brickell Ave, Miami, FL 33131
- County
- Miami-Dade
- Metro Area
- Miami-Fort Lauderdale-West Palm Beach, FL
- Charter
- Commercial bank, state charter, Fed non-member, FDIC-supervised
- Primary Regulator
- FDIC
- FDIC Region
- Atlanta (Region 5)
- Federal Reserve member
- No
- Federal Reserve district
- District 6, Atlanta
- Fiduciary (trust) powers
- —
- Call Report form
- FFIEC 051
- Established
- July 24, 1986
- Former names
- EuroBank (1991-2012)
- Domestic offices
- 4 FDIC institution directory, current count
- Employees (FTE)
- 291
- Domestic deposits
- $3.09B
- Allowance for credit losses
- $28.7M
- Net charge-offs (YTD)
- $269K
- Average total assets
- $3.48B
- Average total loans
- $2.13B
- Average interest-bearing deposits
- $2.13B
- Tax status
- C corporation
- Ownership
- Stock
- Community bank
- Yes
- FDIC-insured since
- July 24, 1986
- FDIC Cert
- 26725
- Fed RSSD
- 110936
- Website
- http://www.bbamericas.com →
- Parent Holding Company
- BANCO DO BRASIL S.A. (RSSD 1242076)
Profitability
Q2 annualizedCapital & Liquidity
Balance Sheet
Income Statement
Operating & Funding
Ratios tagged annualized use the Q2 income alone. The UBPR and FDIC annualize the year to date instead. FDIC BankFind divides by the average of quarter-end total assets, the UBPR by RC-K average assets. The YTD margin is the UBPR's tax-equivalent figure over its own average earning assets; FDIC BankFind's margin is not tax-equivalent. How we compute these figures
Quarterly trends
Over the 12 quarters to Q2 2026, Banco do Brasil Americas's total assets ran between $2.74B (Q3 2023) and $3.47B (Q2 2026), and it earned a profit in all 12 quarters. The line under each chart compares Q2 2026 with Q2 2025. How these charts are built
$3.47B total assets against $3.12B; $3.10B total liabilities against $2.80B.
$2.16B net loans and leases against $1.85B; $3.09B total deposits against $2.78B.
$1.02B securities against $901.1M; $243.7M cash and balances due against $326.1M.
$47.2M total interest income against $42.8M; $15.1M total interest expense against $13.0M.
$32.1M net interest income against $29.8M.
$3.8M total noninterest income against $3.5M; $18.5M total noninterest expense against $14.3M.
$1.0M provision for credit losses against $1.6M.
$13.4M net income against $13.0M.
1.55% return on assets against 1.68%; 3.73% net interest margin against 3.89%.
23.30% CET1 capital ratio against 23.46%; 10.90% tier 1 leverage ratio against 10.57%.
Inside the full Banco do Brasil Americas terminal
21 quarters of trends · 8 tabs · peer percentiles · watchlist alerts
Unlock this bank, freeBanco do Brasil Americas rankings
Its closest position to the top of a national ranking is 367 of 4,196, for total assets; its furthest is 530 of 980, for uninsured deposits.
Metric pages for Banco do Brasil Americas: CET1 ratio.
Quarterly trend: last 8 quarters
Across the 8 quarters to Q2 2026, its return on assets ran from 1.55% (Q2 2026) to 1.68% (Q2 2025) and its net interest margin ran from 3.63% (Q4 2024) to 3.91% (Q3 2025).
| Quarter | CET1 | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 23.30% | 1.55% | 0.83% | 4.74% | 3.73% |
| Q1 2026 | 23.20% | 1.56% | 0.86% | 4.73% | 3.76% |
| Q4 2025 | 23.59% | 1.55% | 0.76% | 4.16% | 3.91% |
| Q3 2025 | 22.60% | 1.67% | 0.84% | 4.66% | 3.91% |
| Q2 2025 | 23.46% | 1.68% | 0.37% | 2.04% | 3.89% |
| Q1 2025 | 24.17% | 1.57% | 0.48% | 2.61% | 3.76% |
| Q4 2024 | 24.49% | 1.55% | 0.40% | 2.16% | 3.63% |
| Q3 2024 | 24.06% | 1.66% | 0.31% | 1.56% | 3.72% |
Swipe the table sideways to see every column.
Branch Network
View all 4 branches → Branch count from the FDIC Summary of Deposits, June 30, 2026. The domestic office count above is the FDIC's current figure, so the two can differ.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Banco do Brasil Americas (main office) | Miami , FL | 33131 | $2.64B |
| Orlando Branch | Orlando , FL | 32819 | $199.3M |
| Aventura | Aventura , FL | 33160 | $150.0M |
| Lighthouse Point Branch | Lighthouse Point , FL | 33064 | $96.7M |
Regulatory record
Facts as filed or published, not a rating.
- Deposit market share
- 0.4% of deposits in FL, rank 34 of 186 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- Mortgage lending (HMDA)
- 704 applications, 519 loans originated, $321.8M originated, across 2 states
- Period: Calendar year 2025. Source: FFIEC HMDA loan application register.
- SBA 7(a) lending
- 1 loans, $50K approved, $50K average. 0.00% of that year's loans have since been charged off
- Period: Federal fiscal year 2010 (October to September). Source: SBA 7(a) and 504 loan data (FOIA).
- Not on file
- Enforcement actions, Consumer complaints, CFPB enforcement, CRA examination rating. No record from these sources, which is not the same as a clean record. Sources
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Frequently asked about Banco do Brasil Americas
What are Banco do Brasil Americas's total assets?
As of the Q2 2026 filing, Banco do Brasil Americas reported total assets of $3.47 billion in its FFIEC call report.
Where is Banco do Brasil Americas headquartered?
It is headquartered in Miami, FL, United States.
When was Banco do Brasil Americas founded?
It was established in 1986, per the FDIC institution directory.
Is Banco do Brasil Americas FDIC-insured?
Yes. It is an FDIC-insured commercial bank (FDIC Certificate #26725). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Banco do Brasil Americas?
Banco do Brasil Americas's primary federal regulator is the FDIC.
What is Banco do Brasil Americas's CET1 capital ratio?
It reported a Common Equity Tier 1 (CET1) capital ratio of 23.30% in its Q2 2026 call report, comfortably above the 7% level required once the capital conservation buffer is included.
How many branches does Banco do Brasil Americas operate?
It operates 4 domestic offices, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is Banco do Brasil Americas's Texas Ratio?
Its Texas Ratio is 4.74% in its Q2 2026 call report, within the healthy range (at or below 50%, the level at which problem assets reach half of the capital cushion). The Texas Ratio measures non-performing assets against the bank's capital and reserves.
What was Banco do Brasil Americas previously called?
The charter now named Banco do Brasil Americas has also operated as EuroBank (1991-2012), per FDIC structure-change records.
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