Banco do Brasil Americas: Yields and Funding Costs
Data as of · Call Report Schedules RI and RC-K How we update
What the bank earns on its assets, what it pays for its funding, and the spread between them. Net interest margin is the output of the two: it is the engine of earnings for almost every commercial bank.
Compared with Q1 2026, Total interest expense rose 6.1% in Q2 2026 to $15.1M, the biggest move on this page. Banco do Brasil Americas ranks 36th of 79 Florida banks on net interest margin, in the upper half at 3.73% (Q2 2026). At 3.73%, Banco do Brasil Americas's net interest margin is close to the 3.71% median for banks in the $1B-10B asset tier (Q2 2026).
Asset yields
| Line item | Q2 2026 |
|---|---|
| Yield on earning assets | 5.48% |
| Yield on loans | 6.18% |
| Yield on securities | 4.55% |
Funding costs
| Line item | Q2 2026 |
|---|---|
| Cost of funds | 1.97% |
| Cost of interest-bearing deposits | 2.86% |
| Cost of interest-bearing liabilities | 2.86% |
| Cost of borrowings | 3.20% |
Spread and margin
| Line item | Q2 2026 |
|---|---|
| Net interest margin | 3.73% |
| Yield to cost spread | 2.62% |
Interest income and expense
| Line item | Q2 2026 |
|---|---|
| Interest income on loans | $33.1M |
| Total interest expense | $15.1M |
| Interest expense on deposits | $15.1M |
Yields and Funding Costs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Yields and Funding Costs by quarter
| Quarter | Yield on earning assets | Cost of funds | Net interest margin | Loans | Securities |
|---|---|---|---|---|---|
| Q3 2023 | 5.06% | 1.09% | 4.06% | 5.41% | 4.60% |
| Q4 2023 | 5.27% | 1.40% | 3.97% | 5.57% | 4.62% |
| Q1 2024 | 5.34% | 1.66% | 3.82% | 5.79% | 4.62% |
| Q2 2024 | 5.43% | 1.84% | 3.76% | 6.00% | 4.80% |
| Q3 2024 | 5.55% | 2.01% | 3.72% | 6.14% | 4.88% |
| Q4 2024 | 5.47% | 2.05% | 3.63% | 6.13% | 4.60% |
| Q1 2025 | 5.48% | 1.92% | 3.76% | 6.15% | 4.67% |
| Q2 2025 | 5.59% | 1.89% | 3.89% | 6.20% | 4.91% |
| Q3 2025 | 5.60% | 1.96% | 3.91% | 6.20% | 4.89% |
| Q4 2025 | 5.63% | 1.94% | 3.91% | 6.35% | 4.63% |
| Q1 2026 | 5.49% | 1.94% | 3.76% | 6.22% | 4.48% |
| Q2 2026 | 5.48% | 1.97% | 3.73% | 6.18% | 4.55% |
Banco do Brasil Americas yields and funding costs, all the way back
Yields and Funding Costs back to 2001 · peer percentiles on every line item · Excel export
Unlock Banco do Brasil Americas, freeSource: Call Report Schedules RI and RC-K, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Banco do Brasil Americas profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 26725) · FFIEC NIC profile (RSSD 110936)