Banco do Brasil Americas: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
Accumulated other comprehensive income dropped 42.1% in Q2 2026, from -$10.3M to -$14.7M. It was the largest change from Q1 2026 among the key lines here. Within Florida, Banco do Brasil Americas is 10th of 56 on CET1 ratio, 23.30% as of Q2 2026, above the middle of the field. Banco do Brasil Americas's CET1 ratio of 23.30% is well above the 13.48% median for banks in the $1B-10B asset tier, a gap of 9.82 points (Q2 2026).
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | 23.30% |
| Tier 1 risk-based capital ratio | 23.30% |
| Total risk-based capital ratio | 24.56% |
| Tier 1 leverage ratio | 10.90% |
The leverage ratio is measured against average total assets, not risk-weighted assets, so it will normally sit well below the risk-based ratios. Equal values would indicate a reporting error.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $377.5M |
| Tier 1 capital | $377.5M |
| Total risk-based capital | $397.9M |
| Total equity capital | $373.3M |
| Risk-weighted assets | $1.62B |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 10.75% |
| Tangible equity to tangible assets | 10.48% |
| Equity capital to average assets | 10.74% |
| Internal capital growth rate | 14.76% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $191.5M |
| Common stock surplus | $6.0M |
| Retained earnings | $190.5M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$14.7M |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | Risk-weighted assets |
|---|---|---|---|---|---|
| Q3 2023 | 26.04% | 26.04% | 26.04% | 8.72% | $930.9M |
| Q4 2023 | 25.36% | 25.36% | 26.62% | 9.16% | $1.00B |
| Q1 2024 | 25.66% | 25.66% | 26.92% | 9.37% | $1.04B |
| Q2 2024 | 24.16% | 24.16% | 25.42% | 9.79% | $1.15B |
| Q3 2024 | 24.06% | 24.06% | 25.32% | 10.25% | $1.21B |
| Q4 2024 | 24.49% | 24.49% | 25.75% | 10.58% | $1.23B |
| Q1 2025 | 24.17% | 24.17% | 25.42% | 10.61% | $1.29B |
| Q2 2025 | 23.46% | 23.46% | 24.71% | 10.57% | $1.39B |
| Q3 2025 | 22.60% | 22.60% | 23.85% | 10.62% | $1.50B |
| Q4 2025 | 23.59% | 23.59% | 24.85% | 11.01% | $1.49B |
| Q1 2026 | 23.20% | 23.20% | 24.46% | 10.95% | $1.57B |
| Q2 2026 | 23.30% | 23.30% | 24.56% | 10.90% | $1.62B |
Banco do Brasil Americas regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock Banco do Brasil Americas, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Banco do Brasil Americas profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 26725) · FFIEC NIC profile (RSSD 110936)