Banco do Brasil Americas: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
The standout move of Q2 2026 was in Reserve coverage of non-performing loans: 1.84 percentage points higher than in Q1 2026, at 158.65%. Banco do Brasil Americas ranks 14th of 79 Florida banks on return on assets, in the upper half at 1.55% (Q2 2026). Banco do Brasil Americas reported 1.55% on return on assets for Q2 2026, 0.27 points above the 1.28% median for banks in the $1B-10B asset tier.
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | 23.30% |
| Tier 1 risk-based capital ratio | 23.30% |
| Total risk-based capital ratio | 24.56% |
| Tier 1 leverage ratio | 10.90% |
| Equity capital to assets | 10.75% |
| Tangible equity to tangible assets | 10.48% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 0.83% |
| Non-performing assets ratio | 0.53% |
| Net charge-off ratio | 0.04% |
| Texas ratio | 4.74% |
| Allowance for credit losses to loans | 1.31% |
| Reserve coverage of non-performing loans | 158.65% |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 1.55% |
| Return on equity | 14.57% |
| Net interest margin | 3.73% |
| Efficiency ratio | 51.43% |
| Yield on earning assets | 5.48% |
| Cost of funds | 1.97% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 70.85% |
| Core deposits to total deposits | 74.62% |
| Brokered deposits to total deposits | 0.00% |
| Deposits to assets | 88.88% |
| Securities to assets | 29.31% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | ROA |
|---|---|---|---|---|---|
| Q3 2023 | 26.04% | 26.04% | 26.04% | 8.72% | 1.74% |
| Q4 2023 | 25.36% | 25.36% | 26.62% | 9.16% | 1.71% |
| Q1 2024 | 25.66% | 25.66% | 26.92% | 9.37% | 1.72% |
| Q2 2024 | 24.16% | 24.16% | 25.42% | 9.79% | 1.69% |
| Q3 2024 | 24.06% | 24.06% | 25.32% | 10.25% | 1.66% |
| Q4 2024 | 24.49% | 24.49% | 25.75% | 10.58% | 1.55% |
| Q1 2025 | 24.17% | 24.17% | 25.42% | 10.61% | 1.57% |
| Q2 2025 | 23.46% | 23.46% | 24.71% | 10.57% | 1.68% |
| Q3 2025 | 22.60% | 22.60% | 23.85% | 10.62% | 1.67% |
| Q4 2025 | 23.59% | 23.59% | 24.85% | 11.01% | 1.55% |
| Q1 2026 | 23.20% | 23.20% | 24.46% | 10.95% | 1.56% |
| Q2 2026 | 23.30% | 23.30% | 24.56% | 10.90% | 1.55% |
Banco do Brasil Americas vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock Banco do Brasil Americas, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Banco do Brasil Americas profile, peer group comparison, or how this data updates.
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