Banco do Brasil Americas: Loan Portfolio
Data as of · Call Report Schedule RC-C How we update
The loan book by category. Concentration is what supervisors read here: a portfolio weighted heavily toward one collateral type carries that sector's cycle, which is the mechanism behind most community-bank failures.
The standout move of Q2 2026 was in Construction concentration (Tier 1 capital + allowance): 6.01 percentage points higher than in Q1 2026, at 27.57%. Within Florida, Banco do Brasil Americas is 54th of 81 on loan-to-deposit ratio, 70.85% as of Q2 2026, below the middle of the field. The median for banks in the $1B-10B asset tier is 88.20% on loan-to-deposit ratio. Banco do Brasil Americas sits 17.35 points lower, at 70.85% (Q2 2026).
Loan totals
| Line item | Q2 2026 |
|---|---|
| Total loans and leases | $2.19B |
| Net loans and leases | $2.16B |
| Loans held for sale | $0 |
| Loans to total assets | 62.97% |
| Loan-to-deposit ratio | 70.85% |
| Net loans to equity capital | 5.78% |
Portfolio mix (share of total loans)
| Line item | Q2 2026 |
|---|---|
| Commercial real estate (nonfarm nonresidential) | 15.94% |
| Multifamily (5+ residential) | 0.56% |
| Commercial and industrial | 3.12% |
| Consumer | 5.04% |
| Credit cards | 0.76% |
| Farm | 0.00% |
| Loans to depository institutions | 0.00% |
| State and political subdivisions | 0.00% |
Concentration measures
| Line item | Q2 2026 |
|---|---|
| CRE concentration (Tier 1 capital + allowance) | 105.34% |
| Construction concentration (Tier 1 capital + allowance) | 27.57% |
Supervisory definition (FFIEC UBPR page 7B): construction and land development, multifamily, non-owner-occupied nonfarm nonresidential and unsecured CRE loans, over Tier 1 capital plus the allowance for credit losses. Owner-occupied CRE and farmland are excluded. The 2006 interagency guidance flags CRE above 300% of capital, or construction and development above 100%, for heightened supervisory scrutiny. These are screening thresholds, not limits.
Loan earnings
| Line item | Q2 2026 |
|---|---|
| Yield on loans | 6.18% |
| Interest income on loans | $33.1M |
Loan Portfolio trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Loan Portfolio by quarter
| Quarter | Total loans | Total deposits | Commercial real estate | Commercial and industrial | Consumer |
|---|---|---|---|---|---|
| Q3 2023 | $1.16B | $2.50B | 20.21% | 0.98% | 2.11% |
| Q4 2023 | $1.23B | $2.53B | 18.00% | 1.15% | 2.71% |
| Q1 2024 | $1.30B | $2.57B | 17.90% | 1.13% | 2.64% |
| Q2 2024 | $1.43B | $2.54B | 18.58% | 1.17% | 2.87% |
| Q3 2024 | $1.53B | $2.54B | 17.78% | 1.00% | 2.95% |
| Q4 2024 | $1.64B | $2.53B | 18.01% | 1.09% | 3.15% |
| Q1 2025 | $1.76B | $2.71B | 16.82% | 2.82% | 3.46% |
| Q2 2025 | $1.87B | $2.78B | 15.81% | 3.12% | 3.84% |
| Q3 2025 | $1.96B | $2.83B | 16.04% | 3.10% | 4.04% |
| Q4 2025 | $1.99B | $2.84B | 15.51% | 2.86% | 4.81% |
| Q1 2026 | $2.10B | $3.00B | 16.16% | 3.04% | 4.82% |
| Q2 2026 | $2.19B | $3.09B | 15.94% | 3.12% | 5.04% |
Banco do Brasil Americas loan portfolio, all the way back
Loan Portfolio back to 2001 · peer percentiles on every line item · Excel export
Unlock Banco do Brasil Americas, freeSource: Call Report Schedule RC-C, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Banco do Brasil Americas profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 26725) · FFIEC NIC profile (RSSD 110936)