International Finance Bank
International Finance Bank is a community bank chartered in 1983, based in Miami, FL, during the Savings & Loan crisis era. As of Q1 2026, the bank held approximately $1.6B in total assets and $1.4B in deposits. Returns are notably above industry norms: 1.26% ROA, 15.24% ROE, and 3.56% NIM. Capital is comfortably above regulatory minimums — CET1 ratio of 10.71% sits well above the 7% well-capitalized threshold. Credit metrics are pristine, with nonperforming loans at just 0.17%. It operates 3 branches, primarily in Florida.
Headquarters Profile
- Address
- 777 Sw 37th Ave, MIAMI, FL 33135
- County
- Miami-Dade
- Metro Area
- MIAMI-FORT LAUDERDALE-WEST PALM BEACH, FL
- Charter
- Commercial bank, state charter, Fed non-member, FDIC-supervised
- Primary Regulator
- FDIC
- Fed District
- 5
- Established
- November 30, 1983
- Branches
- 3 domestic
- Employees (FTE)
- 128
- FDIC Cert
- 24823
- Fed RSSD
- 867632
- Website
- www.ifbbank.com →
- Parent Holding Company
- IFB BANCORP, INC. (RSSD 5419205)
Capital & Liquidity
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International Finance Bank rankings
How this bank ranks against the full population of US commercial banks in each leaderboard. Click any rank to see the full ranked list.
Quarterly trend — last 6 quarters
Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.
Branch Network
Every branch from the FDIC Summary of Deposits — mapped, and listed with the deposits booked at each location.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Loading branches… | |||
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Frequently asked about International Finance Bank
What are International Finance Bank's total assets?
As of the Q1 2026 filing, International Finance Bank reported total assets of $1.57 billion in its most recent FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.
Where is International Finance Bank headquartered?
International Finance Bank is headquartered in MIAMI, FL, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.
When was International Finance Bank founded?
International Finance Bank was established in 1983, per the FDIC institution directory.
Is International Finance Bank FDIC-insured?
Yes. International Finance Bank is an FDIC-insured commercial bank (FDIC Certificate #24823). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates International Finance Bank?
International Finance Bank's primary federal regulator is the FDIC. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.
What is International Finance Bank's CET1 capital ratio?
International Finance Bank reported a Common Equity Tier 1 (CET1) capital ratio of 10.71% in its most recent quarterly filing — above regulatory minimums.
How many branches does International Finance Bank operate?
International Finance Bank operates 3 domestic branches, per the most recent FDIC Summary of Deposits filing.
What is International Finance Bank's Texas Ratio?
International Finance Bank's Texas Ratio is 1.51% — within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; see our /glossary/texas-ratio/ page for the full definition.
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