US Metro Bank
US Metro Bank is a community bank chartered in 2006, based in Garden Grove, CA. On its most recent Q1 2026 call report, US Metro reported $1.6B in total assets against $1.4B in deposits. Returns are in line with industry norms at 1.03% ROA and 10.03% ROE; net interest margin is 3.29%. Regulatory capital is solid — 12.80% CET1 and 14.05% total risk-based capital ratio. Asset quality merits closer attention with NPLs at 1.62%. US Metro operates a 11-branch network.
Headquarters Profile
- Address
- 9866 Garden Grove Blvd, GARDEN GROVE, CA 92844
- County
- Orange
- Metro Area
- LOS ANGELES-LONG BEACH-ANAHEIM, CA
- Charter
- Commercial bank, state charter, Fed non-member, FDIC-supervised
- Primary Regulator
- FDIC
- Fed District
- 14
- Established
- September 15, 2006
- Branches
- 11 domestic
- Employees (FTE)
- 202
- FDIC Cert
- 58310
- Fed RSSD
- 3470154
- Website
- http://WWW.USMETROBANK.COM →
- Parent Holding Company
- US METRO BANCORP (RSSD 5397219)
Capital & Liquidity
Inside the full US Metro Bank terminal
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US Metro Bank rankings
How this bank ranks against the full population of US commercial banks in each leaderboard. Click any rank to see the full ranked list.
Quarterly trend — last 6 quarters
Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.
Branch Network
Every branch from the FDIC Summary of Deposits — mapped, and listed with the deposits booked at each location.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Loading branches… | |||
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Frequently asked about US Metro Bank
What are US Metro Bank's total assets?
As of the Q1 2026 filing, US Metro Bank reported total assets of $1.56 billion in its most recent FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.
Where is US Metro Bank headquartered?
US Metro Bank is headquartered in GARDEN GROVE, CA, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.
When was US Metro Bank founded?
US Metro Bank was established in 2006, per the FDIC institution directory.
Is US Metro Bank FDIC-insured?
Yes. US Metro Bank is an FDIC-insured commercial bank (FDIC Certificate #58310). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates US Metro Bank?
US Metro Bank's primary federal regulator is the FDIC. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.
What is US Metro Bank's CET1 capital ratio?
US Metro Bank reported a Common Equity Tier 1 (CET1) capital ratio of 12.80% in its most recent quarterly filing — above regulatory minimums.
How many branches does US Metro Bank operate?
US Metro Bank operates 11 domestic branches, per the most recent FDIC Summary of Deposits filing.
What is US Metro Bank's Texas Ratio?
US Metro Bank's Texas Ratio is 13.94% — within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; see our /glossary/texas-ratio/ page for the full definition.
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