Meredith Village Savings Bank
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Data as of · sourced from FFIEC call reports. How we update
Meredith Village Savings Bank is an FDIC-insured savings bank headquartered in Meredith, NH, established in 1869 (FDIC certificate 17180), and it is supervised by the FDIC. At Q2 2026 it reported total assets of $1.64B, up 2.2% from Q2 2025, the 4th largest of 16 banks headquartered in New Hampshire. Its CET1 capital ratio was 15.09% at Q2 2026, comfortably above the 7% level required once the capital conservation buffer is included.
- Charter
- Savings bank
- Regulator
- FDIC
- Deposit insurance
- FDIC
- FDIC certificate
- 17180
- Headquarters
- Meredith, NH
- Established
- 1869
- Total assets, Q2 2026
- $1.64B
- Assets vs Q2 2025
- +2.2%
- CET1 ratio, Q2 2026
- 15.09%
- Domestic offices
- 18 FDIC institution directory, current count
- Routing number
- 211772936
- Latest call report
- Q2 2026, FFIEC 041 · Meredith Village Savings Bank call report
- Holding company
- NEW HAMPSHIRE MUTUAL BANCORP
- Asset rank in state
- 4th of 16 in New Hampshire
Meredith Village Savings Bank spends more to run itself than most banks of its size. Based in Meredith, New Hampshire, it had $1.6 billion in assets at June 30, 2026, up 2.2% from a year earlier. It earns about $0.56 a year on every $100 of assets, about half the median of $1.29 for the 895 banks with $1 billion to $10 billion in assets. It also spends about 79 cents to bring in each dollar of revenue, higher than about 9 in 10 banks its size (median 58 cents).
Earnings jumped: net income for the quarter was $2.3 million, 65% above the same quarter a year earlier.
As of June 30, 2026, Meredith Village Savings Bank reported a CET1 capital ratio of 15.09%, a return on assets of 0.56%, a nonperforming-loan ratio of 0.41% and a Texas ratio of 3.32%. The figures come from its call report filed with the FFIEC.
Of the 16 banks headquartered in New Hampshire, Meredith Village Savings Bank is the 4th largest by total assets at Q2 2026. Between Q1 2026 and Q2 2026, its total assets rose 1.4% to $1.64B, loans rose 1.6% and deposits rose 1.6%. The largest part of its loan book on June 30, 2026 was 1-4 family residential loans, at 63.2% of total loans, ahead of other consumer loans at 10.2%. The FDIC Summary of Deposits lists 15 offices for it, in 13 cities in NH; its Meredith 2 offices book 36% of its branch deposits. Judged on its Q2 2026 call report, Meredith Village Savings Bank meets every capital ratio test for well capitalized.
Headquarters Profile
- Address
- 24 Nh 25, Meredith, NH 03253
- County
- Belknap
- Metro Area
- Laconia, NH
- Charter
- State-chartered stock savings bank, FDIC-supervised
- Primary Regulator
- FDIC
- FDIC Region
- New York (Region 2)
- Federal Reserve member
- —
- Federal Reserve district
- District 1, Boston
- Fiduciary (trust) powers
- —
- Call Report form
- FFIEC 041
- Established
- January 1, 1869
- Domestic offices
- 18 FDIC institution directory, current count
- Employees (FTE)
- 242
- Domestic deposits
- $1.35B
- Allowance for credit losses
- $13.1M
- Net charge-offs (YTD)
- $368K
- Average total assets
- $1.62B
- Average total loans
- $1.43B
- Average interest-bearing deposits
- $1.14B
- Tax status
- C corporation
- Ownership
- Stock
- Community bank
- Yes
- FDIC-insured since
- January 28, 1953
- FDIC Cert
- 17180
- Fed RSSD
- 576608
- SEC CIK
- 1873539 → filed by NEW HAMPSHIRE MUTUAL BANCORP
- Website
- www.mvsb.com →
- Parent Holding Company
- NEW HAMPSHIRE MUTUAL BANCORP (RSSD 4436559)
Profitability
Q2 annualizedCapital & Liquidity
Balance Sheet
Income Statement
Operating & Funding
Ratios tagged annualized use the Q2 income alone. The UBPR and FDIC annualize the year to date instead. FDIC BankFind divides by the average of quarter-end total assets, the UBPR by RC-K average assets. The YTD margin is the UBPR's tax-equivalent figure over its own average earning assets; FDIC BankFind's margin is not tax-equivalent. How we compute these figures
Quarterly trends
From Q3 2023 to Q2 2026, Meredith Village Savings Bank's total assets ranged from $1.59B (Q1 2025) to $1.66B (Q1 2024), and it earned a profit in all 12 quarters. The line under each chart compares Q2 2026 with Q2 2025. How these charts are built
$1.64B total assets against $1.61B; $1.49B total liabilities against $1.46B.
$1.43B net loans and leases against $1.38B; $1.35B total deposits against $1.32B.
$104.7M securities against $100.9M; $41.5M cash and balances due against $62.0M.
$19.6M total interest income against $18.3M; $6.8M total interest expense against $7.4M.
$12.8M net interest income against $10.9M.
$1.5M total noninterest income against $1.6M; $11.4M total noninterest expense against $10.8M.
$13K provision for credit losses against $15K.
$2.3M net income against $1.4M.
0.56% return on assets against 0.35%; 3.28% net interest margin against 2.87%.
15.09% CET1 capital ratio against 14.87%; 10.26% tier 1 leverage ratio against 9.96%.
Inside the full Meredith Village Savings Bank terminal
21 quarters of trends · 8 tabs · peer percentiles · watchlist alerts
Unlock this bank, freeWatch flags
Automated conditions triggered on this bank's latest filing. Advisory only; see the source metric pages for full context. Each flag is tagged Regulatory when it cites an official supervisory threshold, or BRR analysis when it's our own band, informed by our data and models.
Loans outstanding are at or above total deposits. The bank reports little borrowing or brokered funding, so the difference is carried mainly by equity and other liabilities. Worth watching if loan growth continues to outpace deposits. Industry heuristic, not a supervisory threshold.
Meredith Village Savings Bank rankings
Its closest position to the top of a national ranking is 677 of 4,196, for total assets; its furthest is 3,213 of 3,606, for efficiency ratio.
Quarterly trend: last 8 quarters
From Q3 2024 to Q2 2026, its return on assets ran from 0.30% (Q1 2025) to 0.67% (Q4 2024) and its net interest margin ran from 2.63% (Q3 2024) to 3.28% (Q2 2026).
| Quarter | CET1 | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 15.09% | 0.56% | 0.41% | 3.32% | 3.28% |
| Q1 2026 | 15.10% | 0.56% | 0.37% | 2.89% | 3.23% |
| Q4 2025 | 14.95% | 0.64% | 0.30% | 2.38% | 3.16% |
| Q3 2025 | 14.99% | 0.42% | 0.41% | 3.28% | 3.00% |
| Q2 2025 | 14.87% | 0.35% | 0.36% | 2.86% | 2.87% |
| Q1 2025 | 14.74% | 0.30% | 0.42% | 3.37% | 2.73% |
| Q4 2024 | 14.34% | 0.67% | 0.43% | 3.57% | 2.75% |
| Q3 2024 | 13.85% | 0.40% | 0.41% | 3.50% | 2.63% |
Swipe the table sideways to see every column.
Branch Network
View all 15 branches → Branch count from the FDIC Summary of Deposits, June 30, 2026. The domestic office count above is the FDIC's current figure, so the two can differ.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Meredith Village Savings Bank (main office) | Meredith , NH | 03253 | $438.7M |
| Wolfeboro Branch | Wolfeboro , NH | 03894 | $153.9M |
| Center HarborMoultonborough Office | Moultonborough , NH | 03254 | $128.6M |
| Plymouth Branch | Plymouth , NH | 03264 | $99.8M |
| Moultonborough Corner Office | Moultonborough , NH | 03254 | $94.0M |
| Gilford Branch | Gilford , NH | 03249 | $87.0M |
| Ashland Office | Ashland , NH | 03217 | $82.6M |
| Laconia Branch | Laconia , NH | 03246 | $75.9M |
| Alton Branch | Alton , NH | 03809 | $59.8M |
| Route 104 Office | Meredith , NH | 03253 | $43.4M |
| Portsmouth Branch | Portsmouth , NH | 03801 | $43.3M |
| Rochester Branch | Rochester , NH | 03867 | $14.5M |
| North Conway Branch | North Conway , NH | 03860 | $12.2M |
| Melvin Village Branch | Melvin Village , NH | 03850 | $10.4M |
| Meredith Village Savings Bank Exeter Branch | Exeter , NH | 03833 | $6.2M |
Regulatory record
Facts as filed or published, not a rating.
- Deposit market share
- 2.8% of deposits in NH, rank 9 of 44 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- Mortgage lending (HMDA)
- 935 applications, 646 loans originated, $204.5M originated, across 4 states
- Period: Calendar year 2025. Source: FFIEC HMDA loan application register.
- SBA 7(a) lending
- 45 loans, $4.6M approved, $101K average. 0.00% of that year's loans have since been charged off
- Period: Federal fiscal year 2025 (October to September). Source: SBA 7(a) and 504 loan data (FOIA).
- Not on file
- Enforcement actions, Consumer complaints, CFPB enforcement, CRA examination rating. No record from these sources, which is not the same as a clean record. Sources
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Frequently asked about Meredith Village Savings Bank
What are Meredith Village Savings Bank's total assets?
As of the Q2 2026 filing, Meredith Village Savings Bank reported total assets of $1.64 billion in its FFIEC call report.
Where is Meredith Village Savings Bank headquartered?
It is headquartered in Meredith, NH, United States.
When was Meredith Village Savings Bank founded?
It was established in 1869, per the FDIC institution directory.
Is Meredith Village Savings Bank FDIC-insured?
Yes. It is an FDIC-insured savings bank (FDIC Certificate #17180). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Meredith Village Savings Bank?
Meredith Village Savings Bank's primary federal regulator is the FDIC.
What is Meredith Village Savings Bank's CET1 capital ratio?
It reported a Common Equity Tier 1 (CET1) capital ratio of 15.09% in its Q2 2026 call report, comfortably above the 7% level required once the capital conservation buffer is included.
How many branches does Meredith Village Savings Bank operate?
It operates 18 domestic offices, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is Meredith Village Savings Bank's Texas Ratio?
Its Texas Ratio is 3.32% in its Q2 2026 call report, within the healthy range (at or below 50%, the level at which problem assets reach half of the capital cushion). The Texas Ratio measures non-performing assets against the bank's capital and reserves.
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