Meredith Village Savings Bank: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
Reserve coverage of non-performing loans dropped 50.17 percentage points in Q2 2026, from 242.48% to 192.30%. It was the largest change from Q1 2026 among the key lines here. Within New Hampshire, Meredith Village Savings Bank is 9th of 16 on return on assets, 0.56% as of Q2 2026, below the middle of the field. Against a median of 1.28% for banks in the $1B-10B asset tier, Meredith Village Savings Bank reported 0.56% on return on assets in Q2 2026, 0.72 points lower.
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | 15.09% |
| Tier 1 risk-based capital ratio | 15.09% |
| Total risk-based capital ratio | 16.33% |
| Tier 1 leverage ratio | 10.26% |
| Equity capital to assets | 9.58% |
| Tangible equity to tangible assets | 9.58% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 0.47% |
| Non-performing assets ratio | 0.41% |
| Net charge-off ratio | 0.03% |
| Texas ratio | 4.15% |
| Allowance for credit losses to loans | 0.90% |
| Reserve coverage of non-performing loans | 192.30% |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 0.56% |
| Return on equity | 5.76% |
| Net interest margin | 3.28% |
| Efficiency ratio | 79.41% |
| Yield on earning assets | 5.00% |
| Cost of funds | 1.87% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 107.05% |
| Core deposits to total deposits | 93.48% |
| Brokered deposits to total deposits | 0.00% |
| Deposits to assets | 82.09% |
| Securities to assets | 6.36% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | ROA |
|---|---|---|---|---|---|
| Q3 2023 | 12.57% | 12.57% | 13.82% | 8.96% | 0.40% |
| Q4 2023 | 12.91% | 12.91% | 14.16% | 9.02% | 0.61% |
| Q1 2024 | 13.08% | 13.08% | 14.33% | 9.02% | 0.39% |
| Q2 2024 | 13.45% | 13.45% | 14.70% | 9.18% | 0.41% |
| Q3 2024 | 13.85% | 13.85% | 15.10% | 9.35% | 0.40% |
| Q4 2024 | 14.34% | 14.34% | 15.59% | 9.69% | 0.67% |
| Q1 2025 | 14.74% | 14.74% | 15.99% | 9.65% | 0.30% |
| Q2 2025 | 14.87% | 14.87% | 16.12% | 9.96% | 0.35% |
| Q3 2025 | 14.99% | 14.99% | 16.24% | 9.80% | 0.42% |
| Q4 2025 | 14.95% | 14.95% | 16.20% | 10.02% | 0.64% |
| Q1 2026 | 15.10% | 15.10% | 16.35% | 10.00% | 0.56% |
| Q2 2026 | 15.09% | 15.09% | 16.33% | 10.26% | 0.56% |
Meredith Village Savings Bank vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock Meredith Village Savings Bank, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Meredith Village Savings Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 17180) · FFIEC NIC profile (RSSD 576608)