Meredith Village Savings Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Meredith Village Savings Bank of Meredith, NH against its peer group of 931 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 0.56% | 1.44% | -0.88% | 11th bottom |
| ROAE | 5.76% | 12.51% | -6.75% | 12th bottom |
| Net Interest Margin | 3.28% | 3.84% | -0.56% | 25th below |
| Efficiency Ratio | 79.41% | 58.85% | +20.56% | 8th bottom |
| PPNR / Avg Assets | 0.72% | 1.78% | -1.06% | 8th bottom |
| Yield on Earning Assets | 5.00% | 5.71% | -0.71% | 20th bottom |
| Cost of Funds | 1.87% | 2.03% | -0.16% | 58th above |
| Net Interest Spread | 2.90% | 3.18% | -0.28% | 38th below |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.47% | 0.96% | -0.49% | 60th above |
| NPA / Total Assets | 0.41% | 0.75% | -0.34% | 56th above |
| NCO / Avg Loans | 0.03% | 0.31% | -0.28% | 52nd above |
| ACL / Total Loans | 0.90% | 1.25% | -0.35% | 20th bottom |
| ACL / NPLs (Coverage) Behind the peer average, ahead of the median peer. | 192.30% | 699.40% | -507.10% | 53rd above |
| Texas Ratio | 4.15% | 7.16% | -3.01% | 55th above |
| Provision / NCO | 5.98% | 815.60% | -809.62% | 12th bottom |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio Behind the peer average, ahead of the median peer. | 15.09% | 17.41% | -2.32% | 71st above |
| Tier 1 Ratio Behind the peer average, ahead of the median peer. | 15.09% | 17.45% | -2.36% | 70th above |
| Total Capital Ratio Behind the peer average, ahead of the median peer. | 16.33% | 18.50% | -2.17% | 72nd above |
| Leverage Ratio | 10.26% | 11.60% | -1.34% | 44th below |
| Equity / Assets | 9.58% | 11.33% | -1.75% | 34th below |
| TCE / Tangible Assets | 9.58% | 10.65% | -1.07% | 45th below |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 107.05% | 86.33% | +20.72% | 7th bottom |
| Core Deposit Ratio | 93.48% | 85.55% | +7.93% | 76th top |
| Uninsured Deposit Ratio | 24.24% | 32.72% | -8.48% | 73rd above |
| Wholesale Funding Ratio | 7.52% | 5.45% | +2.07% | 26th below |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 2.20% | 10.46% | -8.26% | 30th below |
| Loan Growth (Y/Y) | 3.68% | 8.00% | -4.32% | 39th below |
| Deposit Growth (Y/Y) | 1.99% | 7.99% | -6.00% | 29th below |
See Meredith Village Savings Bank's peers by name
The 931 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Meredith Village Savings Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Meredith Village Savings Bank profile, how to read a UBPR, or how this data updates.