Meredith Village Savings Bank: Call Report & UBPR Financial Data
Data as of · sourced from FFIEC call reports. How we update
Headquartered in Meredith, Meredith Village Savings Bank serves the New Hampshire market as a community-focused commercial bank. On its most recent Q2 2026 call report, Meredith Village Savings reported $1.6B in total assets against $1.4B in deposits. Returns are subdued: 0.56% ROA and 5.76% ROE. Regulatory capital is solid, 15.09% CET1 and 16.33% total risk-based capital ratio. Credit metrics are pristine, with nonperforming loans at just 0.47%. Its footprint covers 18 branches concentrated in New Hampshire.
As of June 30, 2026, Meredith Village Savings Bank reported a CET1 capital ratio of 15.09%, a return on assets of 0.56%, a nonperforming-loan ratio of 0.47%, a Texas ratio of 4.15%, per financial data filed with the FFIEC.
Headquarters Profile
- Address
- 24 Nh 25, Meredith, NH 03253
- County
- Belknap
- Metro Area
- Laconia, NH
- Charter
- State-chartered stock savings bank, FDIC-supervised
- Primary Regulator
- FDIC
- FDIC Region
- New York (Region 2)
- Federal Reserve member
- —
- Federal Reserve district
- District 1, Boston
- Fiduciary (trust) powers
- —
- Call Report form
- FFIEC 041
- Established
- January 1, 1869
- Offices
- 18 domestic
- Employees (FTE)
- 242
- Domestic deposits
- $1.35B
- Allowance for credit losses
- $13.1M
- Net charge-offs (YTD)
- $368K
- Average total assets
- $1.62B
- Average total loans
- $1.43B
- Average interest-bearing deposits
- $1.14B
- Tax status
- C corporation
- Ownership
- Stock
- Community bank
- Yes
- FDIC-insured since
- January 28, 1953
- FDIC Cert
- 17180
- Fed RSSD
- 576608
- SEC CIK
- 1873539 → filed by NEW HAMPSHIRE MUTUAL BANCORP
- Website
- www.mvsb.com →
- Parent Holding Company
- NEW HAMPSHIRE MUTUAL BANCORP (RSSD 4436559)
Profitability
Capital & Liquidity
Balance Sheet
Income Statement
Operating & Funding
Rows tagged YTD are fiscal year to date through June 30, 2026, as filed. Net income is tagged Q2 because it is that quarter's own figure, not a running total, so it cannot be compared with a YTD row.
Quarterly trends
Last 12 quarters from this bank's own FFIEC call reports. Dollar figures are the quarter's own amount: the income statement is filed year to date, so those lines are shown net of the preceding quarter.
Balances at each quarter end. The gap between the two lines is equity capital.
Balances at each quarter end. Loans rising toward deposits is the loan-to-deposit ratio tightening.
Balances at each quarter end. Each line is its own balance, not stacked on the other.
Each bar is that quarter alone. The gap between the two is net interest income.
What the balance sheet earned on spread that quarter, before fees and operating costs.
Fees, trading and other income against salaries, premises and the rest of the cost base.
What the bank charged to earnings that quarter to build its allowance for expected losses.
The quarter's own net income, as filed. It needs no adjustment because the filing does not accumulate it through the year.
CET1 is common equity tier 1 as a share of risk-weighted assets; the leverage ratio is tier 1 capital as a share of average total assets. A bank that files the community bank leverage ratio reports no CET1 ratio, so only its leverage line appears.
Inside the full Meredith Village Savings Bank terminal
26 years of quarterly trends · 8 tabs · peer percentiles · Excel export
Unlock Meredith Village Savings Bank, freeWatch flags
Automated conditions triggered on this bank's latest filing. Advisory only; see the source metric pages for full context. Each flag is tagged Regulatory when it cites an official supervisory threshold, or BRR analysis when it's our own band, informed by our data and models.
Loans outstanding are at or above total deposits. The bank reports little borrowing or brokered funding, so the difference is carried mainly by equity and other liabilities. Worth watching if loan growth continues to outpace deposits. Industry heuristic, not a supervisory threshold.
Meredith Village Savings Bank rankings
How this bank ranks on each leaderboard. Click any rank to see the full ranked list.
Ranked among banks that report this metric, so the total differs from card to card. The CET1 ranking leaves out community bank leverage ratio filers, which report no CET1 ratio.
Quarterly trend: last 8 quarters
Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.
| Quarter | CET1 | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 15.09% | 0.56% | 0.47% | 4.15% | 3.28% |
| Q1 2026 | 15.10% | 0.56% | 0.38% | 3.22% | 3.23% |
| Q4 2025 | 14.95% | 0.64% | 0.30% | 2.59% | 3.16% |
| Q3 2025 | 14.99% | 0.42% | 0.41% | 3.50% | 3.00% |
| Q2 2025 | 14.87% | 0.35% | 0.36% | 3.11% | 2.87% |
| Q1 2025 | 14.74% | 0.30% | 0.42% | 3.68% | 2.73% |
| Q4 2024 | 14.34% | 0.67% | 0.43% | 3.90% | 2.75% |
| Q3 2024 | 13.85% | 0.40% | 0.41% | 3.81% | 2.63% |
Swipe the table sideways to see every column.
Branch Network
Every branch from the FDIC Summary of Deposits, mapped, and listed with the deposits booked at each location. The FDIC's office count above also includes administrative and limited-service offices, so the two totals can differ. View all 15 branches →
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Meredith Village Savings Bank (main office) | Meredith , NH | 03253 | $438.7M |
| Wolfeboro Branch | Wolfeboro , NH | 03894 | $153.9M |
| Center HarborMoultonborough Office | Moultonborough , NH | 03254 | $128.6M |
| Plymouth Branch | Plymouth , NH | 03264 | $99.8M |
| Moultonborough Corner Office | Moultonborough , NH | 03254 | $94.0M |
| Gilford Branch | Gilford , NH | 03249 | $87.0M |
| Ashland Office | Ashland , NH | 03217 | $82.6M |
| Laconia Branch | Laconia , NH | 03246 | $75.9M |
| Alton Branch | Alton , NH | 03809 | $59.8M |
| Route 104 Office | Meredith , NH | 03253 | $43.4M |
| Portsmouth Branch | Portsmouth , NH | 03801 | $43.3M |
| Rochester Branch | Rochester , NH | 03867 | $14.5M |
| North Conway Branch | North Conway , NH | 03860 | $12.2M |
| Melvin Village Branch | Melvin Village , NH | 03850 | $10.4M |
| Meredith Village Savings Bank Exeter Branch | Exeter , NH | 03833 | $6.2M |
Regulatory record
What the public regulatory sources show for Meredith Village Savings Bank, each with its period and source. These are facts as filed or published, not a rating or score. "Not on file" means we hold no record from that source, which is not the same as a clean record.
- Enforcement actions
- Not on file: no matched FDIC, Federal Reserve or OCC action
- Period: not on file. Source: FDIC, Federal Reserve and OCC enforcement releases.
- Deposit market share
- 2.8% of deposits in NH, rank 9 of 44 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- Mortgage lending (HMDA)
- 935 applications, 646 loans originated, $204.5M originated, across 4 states
- Period: Calendar year 2025. Source: FFIEC HMDA loan application register.
- Consumer complaints
- Not on file: no CFPB complaints matched
- Period: not on file. Source: CFPB consumer complaint database.
- CFPB enforcement
- Not on file: CFPB enforcement actions are not loaded
- Period: not on file. Source: CFPB enforcement actions.
- CRA examination rating
- Not on file: FFIEC CRA ratings are not loaded
- Period: not on file. Source: FFIEC CRA ratings.
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Frequently asked about Meredith Village Savings Bank
What are Meredith Village Savings Bank's total assets?
As of the Q2 2026 filing, Meredith Village Savings Bank reported total assets of $1.64 billion in its FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.
Where is Meredith Village Savings Bank headquartered?
Meredith Village Savings Bank is headquartered in Meredith, NH, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.
When was Meredith Village Savings Bank founded?
Meredith Village Savings Bank was established in 1869, per the FDIC institution directory.
Is Meredith Village Savings Bank FDIC-insured?
Yes. Meredith Village Savings Bank is an FDIC-insured commercial bank (FDIC Certificate #17180). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Meredith Village Savings Bank?
Meredith Village Savings Bank's primary federal regulator is the FDIC. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.
What is Meredith Village Savings Bank's CET1 capital ratio?
Meredith Village Savings Bank reported a Common Equity Tier 1 (CET1) capital ratio of 15.09% in its Q2 2026 call report, comfortably above the 7% level required once the capital conservation buffer is included.
How many branches does Meredith Village Savings Bank operate?
Meredith Village Savings Bank operates 18 domestic offices, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is Meredith Village Savings Bank's Texas Ratio?
Meredith Village Savings Bank's Texas Ratio is 4.15% in its Q2 2026 call report, within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; the glossary entry for the Texas Ratio carries the full definition.
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