Meredith Village Savings Bank: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
The biggest quarter-over-quarter change on this page was a small one: Equity capital to average assets edged up 0.24 percentage points between Q1 2026 and Q2 2026, to 9.72%. On CET1 ratio, Meredith Village Savings Bank ranks 3rd highest among the 8 banks headquartered in New Hampshire, at 15.09% (Q2 2026). Meredith Village Savings Bank reported 15.09% on CET1 ratio for Q2 2026, 1.61 points above the 13.48% median for banks in the $1B-10B asset tier.
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | 15.09% |
| Tier 1 risk-based capital ratio | 15.09% |
| Total risk-based capital ratio | 16.33% |
| Tier 1 leverage ratio | 10.26% |
The leverage ratio is measured against average total assets, not risk-weighted assets, so it will normally sit well below the risk-based ratios. Equal values would indicate a reporting error.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $166.3M |
| Tier 1 capital | $166.3M |
| Total risk-based capital | $180.0M |
| Total equity capital | $157.5M |
| Risk-weighted assets | $1.10B |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 9.58% |
| Tangible equity to tangible assets | 9.58% |
| Equity capital to average assets | 9.72% |
| Internal capital growth rate | 5.72% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $0 |
| Common stock surplus | $539K |
| Retained earnings | $165.8M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$8.8M |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | Risk-weighted assets |
|---|---|---|---|---|---|
| Q3 2023 | 12.57% | 12.57% | 13.82% | 8.96% | $1.15B |
| Q4 2023 | 12.91% | 12.91% | 14.16% | 9.02% | $1.14B |
| Q1 2024 | 13.08% | 13.08% | 14.33% | 9.02% | $1.14B |
| Q2 2024 | 13.45% | 13.45% | 14.70% | 9.18% | $1.12B |
| Q3 2024 | 13.85% | 13.85% | 15.10% | 9.35% | $1.10B |
| Q4 2024 | 14.34% | 14.34% | 15.59% | 9.69% | $1.08B |
| Q1 2025 | 14.74% | 14.74% | 15.99% | 9.65% | $1.06B |
| Q2 2025 | 14.87% | 14.87% | 16.12% | 9.96% | $1.06B |
| Q3 2025 | 14.99% | 14.99% | 16.24% | 9.80% | $1.06B |
| Q4 2025 | 14.95% | 14.95% | 16.20% | 10.02% | $1.08B |
| Q1 2026 | 15.10% | 15.10% | 16.35% | 10.00% | $1.09B |
| Q2 2026 | 15.09% | 15.09% | 16.33% | 10.26% | $1.10B |
Meredith Village Savings Bank regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock Meredith Village Savings Bank, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Meredith Village Savings Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 17180) · FFIEC NIC profile (RSSD 576608)