The Bank of New York Mellon Trust Company, N.A.
The Bank of New York Mellon Trust Company, N.A. is an FDIC-insured commercial bank headquartered in Los Angeles, CA, supervised by the OCC, with $1.37B in total assets at Q2 2026, up 3.5% from Q2 2025, the 51st largest of 113 banks headquartered in California. It was established in 1981 and holds FDIC certificate 23472.
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Data as of · sourced from FFIEC call reports. How we update
- Charter
- Commercial bank
- Regulator
- OCC
- Deposit insurance
- FDIC
- FDIC certificate
- 23472
- Headquarters
- Los Angeles, CA
- Established
- 1981
- Total assets, Q2 2026
- $1.37B
- Assets vs Q2 2025
- +3.5%
- Capital ratio
- Not reported
- Domestic offices
- 10 · The Bank of New York Mellon Trust Company, N.A. branches FDIC institution directory, current count
- Routing number
- 122038691
- Latest call report
- Q2 2026, FFIEC 031 · The Bank of New York Mellon Trust Company, N.A. call report
- Holding company
- BANK OF NEW YORK MELLON CORPORATION, THE
- Asset rank in state
- 51st of 113 in California
The Bank of New York Mellon Trust Company, N.A., based in Los Angeles, California, reported $1.4 billion in assets at June 30, 2026, up 3.5% from a year earlier. It pays an average of 0.00% on its deposits and borrowings, lower than about 9 in 10 of the 880 banks with $1 billion to $10 billion in assets (median 2.01%). It also holds common equity equal to 283.37% of its risk-weighted assets, 21.0 times the median of 13.50% for banks its size.
As of June 30, 2026, The Bank of New York Mellon Trust Company, N.A. reported a CET1 capital ratio of 283.37%, a return on assets of 14.08% and a Texas ratio of 0.00%. The figures come from its call report filed with the FFIEC.
Of the 113 banks headquartered in California, The Bank of New York Mellon Trust Company, N.A. is the 51st largest by total assets at Q2 2026. Quarter on quarter (Q1 2026 to Q2 2026), its total assets fell 1.4% to $1.37B, deposits rose 108.5%. The FDIC Summary of Deposits lists 10 offices for it, in 10 cities across 8 states; its Los Angeles office books 100% of its branch deposits. Judged on its Q2 2026 call report, The Bank of New York Mellon Trust Company, N.A. meets every capital ratio test for well capitalized.
Headquarters Profile
- Address
- 333 S Hope St, Los Angeles, CA 90071
- County
- Los Angeles
- Metro Area
- Los Angeles-Long Beach-Anaheim, CA
- Charter
- Commercial bank, national (federal) charter, Fed member, OCC-supervised
- Primary Regulator
- OCC
- FDIC Region
- San Francisco (Region 14)
- Federal Reserve member
- Yes
- Federal Reserve district
- District 12, San Francisco
- Fiduciary (trust) powers
- Limited trust powers granted
- Call Report form
- FFIEC 031
- Established
- July 1, 1981
- Former names
- The Bank of New York Mellon Trust Company, National Association (2008); The Bank of New York Trust Company, National Association (2004-2008); BNY Western Trust Company (1995-2004); The Bank of New York Trust Company of California (1988-1995); Wall Street Trust Company California (1986-1988); Fidata Trust Company California (1985-1986); Bradford Trust Company of California (1984-1985)
- Domestic offices
- 10 FDIC institution directory, current count
- Employees (FTE)
- 604
- Domestic deposits
- $2.2M
- Allowance for credit losses
- $0
- Net charge-offs (YTD)
- $0
- Average total assets
- $1.37B
- Average total loans
- $0
- Average interest-bearing deposits
- $0
- Tax status
- C corporation
- Ownership
- Stock
- Community bank
- No
- FDIC-insured since
- July 1, 1981
- FDIC Cert
- 23472
- Fed RSSD
- 398668
- SEC CIK
- 1390777 → filed by BANK OF NEW YORK MELLON CORPORATION, THE
- Website
- www.bny.com →
- Parent Holding Company
- BANK OF NEW YORK MELLON CORPORATION, THE (RSSD 3587146) · BNY
Management
Senior officers at parent holding company, from SEC Form 3/4/5 disclosures
| Name | Role | Title |
|---|---|---|
| Robin A. Vince | CEO | Chairman & CEO |
| Dermot Mcdonogh | CFO | Chief Financial Officer |
| Mccarthy J Kevin | GC | SEVP & General Counsel |
Profitability
Q2 annualizedAsset Quality
Capital & Liquidity
Balance Sheet
Income Statement
Operating & Funding
Ratios tagged annualized use the Q2 income alone. The UBPR and FDIC annualize the year to date instead. FDIC BankFind divides by the average of quarter-end total assets, the UBPR by RC-K average assets. After a merger that grows assets 25% or more, the UBPR averages balances from the merger date on while the income stays year to date, so a YTD ratio can differ widely from the ratio of either quarter. The YTD margin is the UBPR's tax-equivalent figure over its own average earning assets; FDIC BankFind's margin is not tax-equivalent. How we compute these figures
Quarterly trends
Over the 12 quarters to Q2 2026, The Bank of New York Mellon Trust Company, N.A.'s total assets ran between $1.29B (Q3 2024) and $1.39B (Q1 2026), and it earned a profit in all 12 quarters. The line under each chart compares Q2 2026 with Q2 2025. How these charts are built
$1.37B total assets against $1.33B; $265.6M total liabilities against $259.5M.
$0 net loans and leases against $0; $2.2M total deposits against $797K.
$523K securities against $98.7M; $380.3M cash and balances due against $234.5M.
$3.2M total interest income against $3.7M; $0 total interest expense against $0.
$3.2M net interest income against $3.7M.
$113.0M total noninterest income against $109.2M; $51.9M total noninterest expense against $44.4M.
$821K provision for credit losses against $199K.
$48.2M net income against $52.0M.
14.08% return on assets against 15.85%; 3.68% net interest margin against 4.38%.
283.37% CET1 capital ratio against 299.47%; 63.50% tier 1 leverage ratio against 63.25%.
Inside the full The Bank of New York Mellon Trust Company, N.A. terminal
21 quarters of trends · 8 tabs · peer percentiles · watchlist alerts
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Quarterly trend: last 8 quarters
Across the 8 quarters to Q2 2026, its return on assets ran from 14.08% (Q2 2026) to 18.86% (Q3 2024) and its net interest margin ran from 3.64% (Q1 2026) to 5.51% (Q3 2024).
| Quarter | CET1 | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 283.37% | 14.08% | — | 0.00% | 3.68% |
| Q1 2026 | 328.65% | 16.71% | — | 0.00% | 3.64% |
| Q4 2025 | 285.04% | 17.90% | — | 0.00% | 4.05% |
| Q3 2025 | 295.43% | 18.01% | — | 0.00% | 4.44% |
| Q2 2025 | 299.47% | 15.85% | — | 0.00% | 4.38% |
| Q1 2025 | 325.27% | 16.32% | — | 0.00% | 4.35% |
| Q4 2024 | 316.28% | 18.35% | — | 0.00% | 4.80% |
| Q3 2024 | 340.07% | 18.86% | — | 0.00% | 5.51% |
Swipe the table sideways to see every column.
Branch Network
View all 10 branches → Branch count from the FDIC Summary of Deposits, June 30, 2026. The domestic office count above is the FDIC's current figure, so the two can differ.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| The Bank of New York Mellon Trust Company, National Association | Los Angeles , CA | 90071 | $2.2M |
| Pittsburgh Trust Office Branch | Pittsburgh , PA | 15219 | $0 |
| Philadelphia Trust Office Branch | Philadelphia , PA | 19103 | $0 |
| Indianapolis Trust Office Branch | Indianapolis , IN | 46204 | $0 |
| Chicago Trust Office Branch | Chicago , IL | 60606 | $0 |
| Houston Trust Office Branch | Houston , TX | 77002 | $0 |
| Everett Trust Office Branch | Everett , MA | 02149 | $0 |
| New York Trust Office Branch | New York , NY | 10286 | $0 |
| Lake Mary Trust Office Branch | Lake Mary , FL | 32746 | $0 |
| Jacksonville Trust Office Branch | Jacksonville , FL | 32256 | $0 |
Events & Regulatory History
Mergers, charter changes, enforcement actions, FDIC assistance, and (if applicable) failure events recorded against this institution. Click a year to see what else was happening across US banking that year.
| Date | Category | Event | Source |
|---|---|---|---|
| November 16, 2005 | Structure Change | Acquired Beacon Fiduciary Advisors, Inc. Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| November 1, 2004 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| November 1, 2004 | Structure Change | Acquired The Bank of New York Trust Company, N.A. Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| December 16, 1989 | Structure Change | Acquired Irving Trust Company California Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| December 15, 1989 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
Sourced from the bank event history (FDIC, Federal Reserve NIC, OCC, and OTS). Showing the most recent 5 events.
Regulatory record
Facts as filed or published, not a rating.
- Deposit market share
- <0.1% of deposits in CA, rank 163 of 164 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- Consumer complaints
- 132 complaints in the last 4 full quarters. Raw counts, not adjusted for size
- Period: 2025-Q4 to 2026-Q3. Source: CFPB consumer complaint database.
- Not on file
- Enforcement actions, Mortgage lending (HMDA), SBA 7(a) lending, CFPB enforcement, CRA examination rating. No record from these sources, which is not the same as a clean record. Sources
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Frequently asked about The Bank of New York Mellon Trust Company, N.A.
What are The Bank of New York Mellon Trust Company, N.A.'s total assets?
As of the Q2 2026 filing, The Bank of New York Mellon Trust Company, N.A. reported total assets of $1.37 billion in its FFIEC call report.
Where is The Bank of New York Mellon Trust Company, N.A. headquartered?
It is headquartered in Los Angeles, CA, United States.
When was The Bank of New York Mellon Trust Company, N.A. founded?
It was established in 1981, per the FDIC institution directory.
Is The Bank of New York Mellon Trust Company, N.A. FDIC-insured?
Yes. It is an FDIC-insured commercial bank (FDIC Certificate #23472). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates The Bank of New York Mellon Trust Company, N.A.?
The Bank of New York Mellon Trust Company, N.A.'s primary federal regulator is the OCC.
What is The Bank of New York Mellon Trust Company, N.A.'s CET1 capital ratio?
It reported a Common Equity Tier 1 (CET1) capital ratio of 283.37% in its Q2 2026 call report, comfortably above the 7% level required once the capital conservation buffer is included.
How many branches does The Bank of New York Mellon Trust Company, N.A. operate?
It operates 10 domestic offices, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is The Bank of New York Mellon Trust Company, N.A.'s Texas Ratio?
Its Texas Ratio is 0.00% in its Q2 2026 call report, within the healthy range (at or below 50%, the level at which problem assets reach half of the capital cushion). The Texas Ratio measures non-performing assets against the bank's capital and reserves.
What was The Bank of New York Mellon Trust Company, N.A. previously called?
The charter now named The Bank of New York Mellon Trust Company, N.A. has also operated as The Bank of New York Mellon Trust Company, National Association (2008), The Bank of New York Trust Company, National Association (2004-2008), BNY Western Trust Company (1995-2004), The Bank of New York Trust Company of California (1988-1995), Wall Street Trust Company California (1986-1988), Fidata Trust Company California (1985-1986), Bradford Trust Company of California (1984-1985), per FDIC structure-change records.
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