Northrim Bank
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Data as of · sourced from FFIEC call reports. How we update
Northrim Bank is an FDIC-insured commercial bank headquartered in Anchorage, AK, established in 1990 (FDIC certificate 33216), and it is supervised by the FDIC. At Q2 2026 it reported total assets of $3.40B, up 5.1% from Q2 2025, the 2nd largest of 5 banks headquartered in Alaska. Its CET1 capital ratio was 12.38% at Q2 2026, above regulatory requirements.
- Charter
- Commercial bank
- Regulator
- FDIC
- Deposit insurance
- FDIC
- FDIC certificate
- 33216
- Headquarters
- Anchorage, AK
- Established
- 1990
- Total assets, Q2 2026
- $3.40B
- Assets vs Q2 2025
- +5.1%
- CET1 ratio, Q2 2026
- 12.38%
- Domestic offices
- 21 FDIC institution directory, current count
- Routing number
- 125200934
- Latest call report
- Q2 2026, FFIEC 031 · Northrim Bank call report
- Holding company
- NORTHRIM BANCORP, INC.
- Asset rank in state
- 2nd of 5 in Alaska
Problem loans are rising at Northrim Bank. Based in Anchorage, Alaska, it had $3.4 billion in assets at June 30, 2026, up 5.1% from a year earlier. Loans on nonaccrual or 90 or more days past due, net of government guarantees, rose to 0.84% of loans from 0.48% a year earlier. It keeps 5.83 cents of net interest income on every dollar of earning assets, higher than about 9 in 10 of the 895 banks with $1 billion to $10 billion in assets (median 3.71 cents). It also pays an average of 1.22% on its deposits and borrowings, lower than about three-quarters of banks its size (median 2.01%).
Earnings jumped: net income for the quarter was $17 million, 36% above the same quarter a year earlier.
As of June 30, 2026, Northrim Bank reported a CET1 capital ratio of 12.38%, a return on assets of 2.07%, a nonperforming-loan ratio of 0.89% and a Texas ratio of 6.39%. The figures come from its call report filed with the FFIEC.
Of the 5 banks headquartered in Alaska, Northrim Bank is the 2nd largest by total assets at Q2 2026. Quarter on quarter (Q1 2026 to Q2 2026), its total assets rose 1.8% to $3.40B, loans rose 1.9% and deposits rose 1.6%. Non-owner-occupied commercial real estate loans made up 23.2% of its total loans on June 30, 2026, its largest category; next came commercial and industrial loans at 23.0%. Its 21 offices in the FDIC Summary of Deposits are in 12 cities in AK; its Anchorage 8 offices book 60% of its branch deposits. Judged on its Q2 2026 call report, Northrim Bank meets every capital ratio test for well capitalized.
Headquarters Profile
- Address
- 3111 C St, Anchorage, AK 99503
- County
- Anchorage
- Metro Area
- Anchorage, AK
- Charter
- Commercial bank, state charter, Fed non-member, FDIC-supervised
- Primary Regulator
- FDIC
- FDIC Region
- San Francisco (Region 14)
- Federal Reserve member
- No
- Federal Reserve district
- District 12, San Francisco
- Fiduciary (trust) powers
- —
- Call Report form
- FFIEC 031
- Established
- December 4, 1990
- Domestic offices
- 21 FDIC institution directory, current count
- Employees (FTE)
- 532
- Domestic deposits
- $2.93B
- Allowance for credit losses
- $26.1M
- Net charge-offs (YTD)
- $318K
- Average total assets
- $3.33B
- Average total loans
- $2.54B
- Average interest-bearing deposits
- $2.07B
- Tax status
- C corporation
- Ownership
- Stock
- Community bank
- Yes
- FDIC-insured since
- December 4, 1990
- FDIC Cert
- 33216
- Fed RSSD
- 1718188
- SEC CIK
- 1163370 → filed by NORTHRIM BANCORP, INC.
- Website
- https://www.northrim.com →
- Parent Holding Company
- NORTHRIM BANCORP, INC. (RSSD 3025385) · NRIM
Management
Senior officers at parent holding company, from SEC Form 3/4/5 disclosures
| Name | Role | Title |
|---|---|---|
| Michael G. Huston | CEO | Chairman, President & CEO |
| Jed W Ballard | CFO | EVP, CFO |
| Zins Amber Rose | COO | EVP, COO of Northrim Bank |
| Edwards Mark Douglas | CCO | EVP, CCO of Northrim Bank |
| Reed Nathan Timothy | CIO | EVP, CIO of Northrim Bank |
Profitability
Q2 annualizedCapital & Liquidity
Balance Sheet
Income Statement
Operating & Funding
Ratios tagged annualized use the Q2 income alone. The UBPR and FDIC annualize the year to date instead. FDIC BankFind divides by the average of quarter-end total assets, the UBPR by RC-K average assets. The YTD margin is the UBPR's tax-equivalent figure over its own average earning assets; FDIC BankFind's margin is not tax-equivalent. How we compute these figures
Quarterly trends
Over the 12 quarters to Q2 2026, Northrim Bank's total assets ran between $2.74B (Q1 2024) and $3.40B (Q2 2026), and it earned a profit in all 12 quarters. The line under each chart compares Q2 2026 with Q2 2025. How these charts are built
$3.40B total assets against $3.23B; $3.01B total liabilities against $2.95B.
$2.57B net loans and leases against $2.42B; $2.93B total deposits against $2.81B.
$443.4M securities against $466.2M; $171.9M cash and balances due against $140.7M.
$53.4M total interest income against $51.1M; $8.9M total interest expense against $11.1M.
$44.5M net interest income against $40.0M.
$10.1M total noninterest income against $10.5M; $30.8M total noninterest expense against $31.8M.
$1.6M provision for credit losses against $2.0M.
$17.2M net income against $12.7M.
2.07% return on assets against 1.59%; 5.83% net interest margin against 5.36%.
12.38% CET1 capital ratio against 9.33%; 10.26% tier 1 leverage ratio against 7.60%.
Inside the full Northrim Bank terminal
21 quarters of trends · 8 tabs · peer percentiles · watchlist alerts
Unlock this bank, freeWatch flags
Automated conditions triggered on this bank's latest filing. Advisory only; see the source metric pages for full context. Each flag is tagged Regulatory when it cites an official supervisory threshold, or BRR analysis when it's our own band, informed by our data and models.
Commercial real estate loans are between 200% and 300% of total capital, approaching the 2006 interagency guidance threshold of 300% that triggers heightened supervisory attention. BankRegReports early-warning band below the 300% guidance.
Northrim Bank rankings
Its closest position to the top of a national ranking is 371 of 4,196, for total assets; its furthest is 1,591 of 2,134, for CET1 ratio.
Quarterly trend: last 8 quarters
Across the 8 quarters to Q2 2026, its return on assets ran from 1.27% (Q3 2024) to 2.11% (Q3 2025) and its net interest margin ran from 4.40% (Q3 2024) to 5.83% (Q2 2026).
| Quarter | CET1 | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 12.38% | 2.07% | 0.89% | 6.39% | 5.83% |
| Q1 2026 | 12.09% | 1.93% | 0.58% | 4.39% | 5.49% |
| Q4 2025 | 11.85% | 1.68% | 0.48% | 3.40% | 5.48% |
| Q3 2025 | 9.86% | 2.11% | 0.56% | 4.90% | 5.67% |
| Q2 2025 | 9.33% | 1.59% | 0.49% | 4.52% | 5.36% |
| Q1 2025 | 9.23% | 1.83% | 0.51% | 4.83% | 5.15% |
| Q4 2024 | 9.20% | 1.32% | 0.50% | 4.79% | 4.81% |
| Q3 2024 | 10.16% | 1.27% | 0.23% | 2.06% | 4.40% |
Swipe the table sideways to see every column.
Branch Network
View all 21 branches → Branch count from the FDIC Summary of Deposits, June 30, 2026. The domestic office count above is the FDIC's current figure, so the two can differ.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Northrim Bank (main office) | Anchorage , AK | 99503 | $1.07B |
| Fairbanks Financial Center Branch | Fairbanks , AK | 99701 | $302.1M |
| Wasilla Branch | Wasilla , AK | 99654 | $199.4M |
| Seventh Avenue Branch | Anchorage , AK | 99501 | $151.3M |
| Juneau Financial Center | Juneau , AK | 99801 | $139.4M |
| Old Seward Highway Branch | Anchorage , AK | 99515 | $139.2M |
| West Anchorage Branch | Anchorage , AK | 99503 | $129.6M |
| Soldotna Financial Center | Soldotna , AK | 99669 | $114.0M |
| Huffman Branch | Anchorage , AK | 99515 | $93.6M |
| Juneau Downtown Branch | Juneau , AK | 99801 | $76.4M |
| Jewel Lake Branch | Anchorage , AK | 99502 | $72.4M |
| Lake Otis Community Branch | Anchorage , AK | 99508 | $64.8M |
| Ketchikan Financial Center | Ketchikan , AK | 99901 | $62.3M |
| Sitka Financial Center | Sitka , AK | 99835 | $59.3M |
| Eagle River Branch | Eagle River , AK | 99577 | $53.1M |
| Homer Financial Center Branch | Homer , AK | 99603 | $51.6M |
| Nome Financial Center Branch | Nome , AK | 99762 | $43.5M |
| Eastside Community Branch | Anchorage , AK | 99504 | $37.2M |
| Kodiak Financial Center Branch | Kodiak , AK | 99615 | $36.2M |
| Fairbanks West Community Branch | Fairbanks , AK | 99709 | $33.2M |
| Palmer Financial Center Branch | Palmer , AK | 99645 | $6K |
Events & Regulatory History
Mergers, charter changes, enforcement actions, FDIC assistance, and (if applicable) failure events recorded against this institution. Click a year to see what else was happening across US banking that year.
| Date | Category | Event | Source |
|---|---|---|---|
| April 1, 2014 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| April 1, 2014 | Structure Change | Acquired Alaska Pacific Bank Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| October 20, 2007 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| October 20, 2007 | Structure Change | Acquired Alaska First Bank & Trust, National Association Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
Sourced from the bank event history (FDIC, Federal Reserve NIC, OCC, and OTS). Showing the most recent 4 events.
Regulatory record
Facts as filed or published, not a rating.
- Deposit market share
- 17.7% of deposits in AK, rank 3 of 7 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- SBA 7(a) lending
- 1 loans, $170K approved, $170K average. 0.00% of that year's loans have since been charged off
- Period: Federal fiscal year 2025 (October to September). Source: SBA 7(a) and 504 loan data (FOIA).
- Not on file
- Enforcement actions, Mortgage lending (HMDA), Consumer complaints, CFPB enforcement, CRA examination rating. No record from these sources, which is not the same as a clean record. Sources
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Frequently asked about Northrim Bank
What are Northrim Bank's total assets?
As of the Q2 2026 filing, Northrim Bank reported total assets of $3.40 billion in its FFIEC call report.
Where is Northrim Bank headquartered?
It is headquartered in Anchorage, AK, United States.
When was Northrim Bank founded?
It was established in 1990, per the FDIC institution directory.
Is Northrim Bank FDIC-insured?
Yes. It is an FDIC-insured commercial bank (FDIC Certificate #33216). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Northrim Bank?
Northrim Bank's primary federal regulator is the FDIC.
What is Northrim Bank's CET1 capital ratio?
It reported a Common Equity Tier 1 (CET1) capital ratio of 12.38% in its Q2 2026 call report, above regulatory requirements.
How many branches does Northrim Bank operate?
It operates 21 domestic offices, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is Northrim Bank's Texas Ratio?
Its Texas Ratio is 6.39% in its Q2 2026 call report, within the healthy range (at or below 50%, the level at which problem assets reach half of the capital cushion). The Texas Ratio measures non-performing assets against the bank's capital and reserves.
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