Northrim Bank: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
Brokered deposits to total deposits climbed 1.24 percentage points in Q2 2026, from 0.66% to 1.90%. It was the largest change from Q1 2026 among the key lines here. Northrim Bank has the highest loan-to-deposit ratio of the 5 banks headquartered in Alaska, 88.48% as of Q2 2026. At 88.48%, Northrim Bank's loan-to-deposit ratio is close to the 88.20% median for banks in the $1B-10B asset tier (Q2 2026).
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $171.9M |
| Cash and noninterest-bearing balances to assets | 5.06% |
| Cash and securities | $615.3M |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $24.0M |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 0.71% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 88.48% |
| Net loans and leases to deposits | 87.59% |
| Loans and leases to core deposits | 94.38% |
| Core deposits to total deposits | 91.85% |
| Brokered deposits to total deposits | 1.90% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 74.17% | 95.06% | $0 | $73.5M |
| Q4 2023 | 74.23% | 94.32% | $0 | $22.8M |
| Q1 2024 | 77.25% | 93.23% | $0 | $22.5M |
| Q2 2024 | 80.13% | 92.08% | $0 | $52.2M |
| Q3 2024 | 80.57% | 91.90% | $0 | $21.0M |
| Q4 2024 | 84.45% | 91.91% | $0 | $30.5M |
| Q1 2025 | 85.68% | 92.84% | $0 | $20.8M |
| Q2 2025 | 86.81% | 89.74% | $0 | $70.1M |
| Q3 2025 | 83.86% | 92.66% | $0 | $19.5M |
| Q4 2025 | 88.33% | 90.60% | $0 | $18.7M |
| Q1 2026 | 88.21% | 92.56% | $0 | $24.6M |
| Q2 2026 | 88.48% | 91.85% | $0 | $24.0M |
Northrim Bank liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Northrim Bank, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Northrim Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 33216) · FFIEC NIC profile (RSSD 1718188)