First National Bank Alaska
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Data as of · sourced from FFIEC call reports. How we update
First National Bank Alaska is an FDIC-insured commercial bank headquartered in Anchorage, AK, established in 1922 (FDIC certificate 16130), and it is supervised by the OCC. At Q2 2026 it reported total assets of $5.12B, up 4.1% from Q2 2025, the largest of 5 banks headquartered in Alaska. Its CET1 capital ratio was 18.52% at Q2 2026, comfortably above the 7% level required once the capital conservation buffer is included.
- Charter
- Commercial bank
- Regulator
- OCC
- Deposit insurance
- FDIC
- FDIC certificate
- 16130
- Headquarters
- Anchorage, AK
- Established
- 1922
- Total assets, Q2 2026
- $5.12B
- Assets vs Q2 2025
- +4.1%
- CET1 ratio, Q2 2026
- 18.52%
- Domestic offices
- 27 FDIC institution directory, current count
- Routing number
- 125200060
- Latest call report
- Q2 2026, FFIEC 041 · First National Bank Alaska call report
- Asset rank in state
- 1st of 5 in Alaska
First National Bank Alaska, based in Anchorage, Alaska, reported $5.1 billion in assets at June 30, 2026, up 4.1% from a year earlier. It pays an average of 1.02% on its deposits and borrowings, about half the median of 2.01% for the 895 banks with $1 billion to $10 billion in assets. It also holds common equity equal to 18.52% of its risk-weighted assets, higher than about three-quarters of banks its size (median 13.52%).
Net income for the quarter rose 13% from a year earlier, to $21 million. Over the same year, loans grew 8.9% and deposits grew 2.8%.
As of June 30, 2026, First National Bank Alaska reported a CET1 capital ratio of 18.52%, a return on assets of 1.63%, a nonperforming-loan ratio of 0.47% and a Texas ratio of 2.48%. The figures come from its call report filed with the FFIEC.
By total assets at Q2 2026, First National Bank Alaska is the largest of the 5 banks headquartered in Alaska. Quarter on quarter (Q1 2026 to Q2 2026), its total assets rose 0.8% to $5.12B, loans rose 0.5% and deposits fell 0.7%. The largest part of its loan book on June 30, 2026 was non-owner-occupied commercial real estate loans, at 37.2% of total loans, ahead of owner-occupied commercial real estate loans at 18.6%. Its 27 offices in the FDIC Summary of Deposits are in 19 cities in AK; its Anchorage 7 offices book 43% of its branch deposits. Judged on its Q2 2026 call report, First National Bank Alaska meets every capital ratio test for well capitalized.
Headquarters Profile
- Address
- 360 K St, Anchorage, AK 99501
- County
- Anchorage
- Metro Area
- Anchorage, AK
- Charter
- Commercial bank, national (federal) charter, Fed member, OCC-supervised
- Primary Regulator
- OCC
- FDIC Region
- San Francisco (Region 14)
- Federal Reserve member
- Yes
- Federal Reserve district
- District 12, San Francisco
- Fiduciary (trust) powers
- Full trust powers granted
- Call Report form
- FFIEC 041
- Established
- January 30, 1922
- Former names
- The First National Bank of Anchorage (1971-2001)
- Domestic offices
- 27 FDIC institution directory, current count
- Employees (FTE)
- 631
- Domestic deposits
- $3.69B
- Allowance for credit losses
- $22.4M
- Net charge-offs (YTD)
- $229K
- Average total assets
- $5.11B
- Average total loans
- $2.83B
- Average interest-bearing deposits
- $1.99B
- Tax status
- C corporation
- Ownership
- Stock
- Community bank
- Yes
- FDIC-insured since
- April 4, 1944
- FDIC Cert
- 16130
- Fed RSSD
- 114260
- Website
- http://www.fnbalaska.com →
Profitability
Q2 annualizedCapital & Liquidity
Balance Sheet
Income Statement
Operating & Funding
Ratios tagged annualized use the Q2 income alone. The UBPR and FDIC annualize the year to date instead. FDIC BankFind divides by the average of quarter-end total assets, the UBPR by RC-K average assets. The YTD margin is the UBPR's tax-equivalent figure over its own average earning assets; FDIC BankFind's margin is not tax-equivalent. How we compute these figures
Quarterly trends
From Q3 2023 to Q2 2026, First National Bank Alaska's total assets ranged from $4.89B (Q1 2025) to $5.73B (Q4 2023), and it earned a profit in all 12 quarters. The line under each chart compares Q2 2026 with Q2 2025. How these charts are built
$5.12B total assets against $4.92B; $4.54B total liabilities against $4.37B.
$2.81B net loans and leases against $2.58B; $3.69B total deposits against $3.59B.
$1.83B securities against $1.86B; $339.0M cash and balances due against $346.5M.
$61.7M total interest income against $56.9M; $11.5M total interest expense against $11.8M.
$50.3M net interest income against $45.0M.
$7.2M total noninterest income against $7.5M; $28.3M total noninterest expense against $27.1M.
$1.2M provision for credit losses against $631K.
$20.8M net income against $18.4M.
1.63% return on assets against 1.49%; 4.04% net interest margin against 3.75%.
18.52% CET1 capital ratio against 19.39%; 11.95% tier 1 leverage ratio against 11.95%.
Inside the full First National Bank Alaska terminal
21 quarters of trends · 8 tabs · peer percentiles · watchlist alerts
Unlock this bank, freeWatch flags
Automated conditions triggered on this bank's latest filing. Advisory only; see the source metric pages for full context. Each flag is tagged Regulatory when it cites an official supervisory threshold, or BRR analysis when it's our own band, informed by our data and models.
Commercial real estate loans are between 200% and 300% of total capital, approaching the 2006 interagency guidance threshold of 300% that triggers heightened supervisory attention. BankRegReports early-warning band below the 300% guidance.
First National Bank Alaska rankings
Its closest position to the top of a national ranking is 280 of 4,196, for total assets; its furthest is 2,050 of 3,640, for Texas Ratio.
Quarterly trend: last 8 quarters
Across the 8 quarters to Q2 2026, its return on assets ran from 1.29% (Q3 2024) to 1.67% (Q1 2026) and its net interest margin ran from 3.18% (Q3 2024) to 4.04% (Q2 2026).
| Quarter | CET1 | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 18.52% | 1.63% | 0.47% | 2.48% | 4.04% |
| Q1 2026 | 18.54% | 1.67% | 0.43% | 2.36% | 3.98% |
| Q4 2025 | 18.33% | 1.52% | 0.39% | 1.85% | 3.99% |
| Q3 2025 | 19.58% | 1.67% | 0.42% | 1.85% | 3.90% |
| Q2 2025 | 19.39% | 1.49% | 0.38% | 1.72% | 3.75% |
| Q1 2025 | 19.39% | 1.42% | 0.16% | 0.76% | 3.63% |
| Q4 2024 | 19.47% | 1.45% | 0.17% | 0.81% | 3.34% |
| Q3 2024 | 19.93% | 1.29% | 0.17% | 0.77% | 3.18% |
Swipe the table sideways to see every column.
Branch Network
View all 27 branches → Branch count from the FDIC Summary of Deposits, June 30, 2026. The domestic office count above is the FDIC's current figure, so the two can differ.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| South Center Branch | Anchorage , AK | 99503 | $512.0M |
| First National Bank Alaska (main office) | Anchorage , AK | 99501 | $315.8M |
| Dimond Branch | Anchorage , AK | 99515 | $264.3M |
| Wasilla Branch | Wasilla , AK | 99654 | $197.2M |
| Kuskokwim Branch | Bethel , AK | 99559 | $177.9M |
| Golden Valley Branch | Fairbanks , AK | 99709 | $166.2M |
| Homer Branch | Homer , AK | 99603 | $150.3M |
| Soldotna Branch | Soldotna , AK | 99669 | $150.2M |
| Kenai Branch | Kenai , AK | 99611 | $150.2M |
| Palmer Branch | Palmer , AK | 99645 | $140.7M |
| Eastchester Branch | Anchorage , AK | 99501 | $138.4M |
| U-Med Branch | Anchorage , AK | 99508 | $134.2M |
| Muldoon Branch | Anchorage , AK | 99504 | $130.6M |
| Kodiak Branch | Kodiak , AK | 99615 | $125.3M |
| Eagle River Branch | Eagle River , AK | 99577 | $120.7M |
| Juneau Regional Branch | Juneau , AK | 99801 | $115.7M |
| Northern Lights Branch | Anchorage , AK | 99503 | $98.9M |
| Sitka Branch | Sitka , AK | 99835 | $91.5M |
| Valley Centre Branch | Juneau , AK | 99801 | $81.7M |
| Johansen Branch | Fairbanks , AK | 99701 | $72.4M |
| Seward Branch | Seward , AK | 99664 | $69.0M |
| The Valdez Branch | Valdez , AK | 99686 | $67.4M |
| Haines Branch | Haines , AK | 99827 | $57.7M |
| Cordova Branch | Cordova , AK | 99574 | $50.1M |
| Glennallen Branch | Glennallen , AK | 99588 | $43.2M |
Events & Regulatory History
Mergers, charter changes, enforcement actions, FDIC assistance, and (if applicable) failure events recorded against this institution. Click a year to see what else was happening across US banking that year.
| Date | Category | Event | Source |
|---|---|---|---|
| January 13, 1990 | Structure Change | Acquired First Federal Bank of Alaska, S.B. Failure, Government Assistance Provided for the acquired bank | FFIEC NIC |
| January 12, 1990 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| January 1, 1970 | Structure Change | Charter Discontinued (Merger or Purchase & Assumption) | FFIEC NIC |
| January 13, 1962 | Structure Change | Charter Discontinued (Merger or Purchase & Assumption) | FFIEC NIC |
Sourced from the bank event history (FDIC, Federal Reserve NIC, OCC, and OTS). Showing the most recent 4 events.
Regulatory record
Facts as filed or published, not a rating.
- Enforcement actions
- 1 against the institution (OCC)
- February 2, 2006, OCC: Formal Agreement: Alaska First Bank & Trust, National Association
- Period: Most recent institution action February 2, 2006. Source: FDIC, Federal Reserve and OCC enforcement releases.
- Deposit market share
- 22.3% of deposits in AK, rank 2 of 7 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- Mortgage lending (HMDA)
- 402 applications, 203 loans originated, $100.3M originated, across 1 states
- Period: Calendar year 2025. Source: FFIEC HMDA loan application register.
- SBA 7(a) lending
- 5 loans, $3.2M approved, $648K average. 0.00% of that year's loans have since been charged off
- Period: Federal fiscal year 2025 (October to September). Source: SBA 7(a) and 504 loan data (FOIA).
- Not on file
- Consumer complaints, CFPB enforcement, CRA examination rating. No record from these sources, which is not the same as a clean record. Sources
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Frequently asked about First National Bank Alaska
What are First National Bank Alaska's total assets?
As of the Q2 2026 filing, First National Bank Alaska reported total assets of $5.12 billion in its FFIEC call report.
Where is First National Bank Alaska headquartered?
It is headquartered in Anchorage, AK, United States.
When was First National Bank Alaska founded?
It was established in 1922, per the FDIC institution directory.
Is First National Bank Alaska FDIC-insured?
Yes. It is an FDIC-insured commercial bank (FDIC Certificate #16130). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates First National Bank Alaska?
First National Bank Alaska's primary federal regulator is the OCC.
What is First National Bank Alaska's CET1 capital ratio?
It reported a Common Equity Tier 1 (CET1) capital ratio of 18.52% in its Q2 2026 call report, comfortably above the 7% level required once the capital conservation buffer is included.
How many branches does First National Bank Alaska operate?
It operates 27 domestic offices, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is First National Bank Alaska's Texas Ratio?
Its Texas Ratio is 2.48% in its Q2 2026 call report, within the healthy range (at or below 50%, the level at which problem assets reach half of the capital cushion). The Texas Ratio measures non-performing assets against the bank's capital and reserves.
What was First National Bank Alaska previously called?
The charter now named First National Bank Alaska has also operated as The First National Bank of Anchorage (1971-2001), per FDIC structure-change records.
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