First National Bank Alaska: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
The standout move of Q2 2026 was in Reserve coverage of non-performing loans: 22.33 percentage points higher than in Q1 2026, at 162.54%. Among 5 Alaska banks, First National Bank Alaska sits 2nd from the top on return on assets, 1.63% as of Q2 2026. The median for banks in the $1B-10B asset tier is 1.28% on return on assets. First National Bank Alaska sits 0.35 points higher, at 1.63% (Q2 2026).
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | 18.52% |
| Tier 1 risk-based capital ratio | 18.52% |
| Total risk-based capital ratio | 19.25% |
| Tier 1 leverage ratio | 11.95% |
| Equity capital to assets | 11.42% |
| Tangible equity to tangible assets | 11.42% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 0.49% |
| Non-performing assets ratio | 0.31% |
| Net charge-off ratio | 0.01% |
| Texas ratio | 2.58% |
| Allowance for credit losses to loans | 0.79% |
| Reserve coverage of non-performing loans | 162.54% |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 1.63% |
| Return on equity | 14.34% |
| Net interest margin | 4.04% |
| Efficiency ratio | 49.09% |
| Yield on earning assets | 4.96% |
| Cost of funds | 1.02% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 76.79% |
| Core deposits to total deposits | 95.68% |
| Brokered deposits to total deposits | 0.00% |
| Deposits to assets | 71.92% |
| Securities to assets | 35.66% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | ROA |
|---|---|---|---|---|---|
| Q3 2023 | 19.34% | 19.34% | 20.02% | 9.98% | 1.09% |
| Q4 2023 | 19.77% | 19.77% | 20.45% | 9.85% | 1.16% |
| Q1 2024 | 19.56% | 19.56% | 20.26% | 9.96% | 0.95% |
| Q2 2024 | 19.66% | 19.66% | 20.36% | 11.12% | 1.22% |
| Q3 2024 | 19.93% | 19.93% | 20.61% | 10.39% | 1.29% |
| Q4 2024 | 19.47% | 19.47% | 20.12% | 10.54% | 1.45% |
| Q1 2025 | 19.39% | 19.39% | 20.07% | 11.72% | 1.42% |
| Q2 2025 | 19.39% | 19.39% | 20.09% | 11.95% | 1.49% |
| Q3 2025 | 19.58% | 19.58% | 20.28% | 11.70% | 1.67% |
| Q4 2025 | 18.33% | 18.33% | 19.05% | 11.27% | 1.52% |
| Q1 2026 | 18.54% | 18.54% | 19.25% | 11.90% | 1.67% |
| Q2 2026 | 18.52% | 18.52% | 19.25% | 11.95% | 1.63% |
First National Bank Alaska vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock First National Bank Alaska, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full First National Bank Alaska profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 16130) · FFIEC NIC profile (RSSD 114260)