First National Bank Alaska: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
In Q2 2026, Accumulated other comprehensive income edged up by 2.4%, from -$25.8M to -$25.2M, the largest move among the key lines here. First National Bank Alaska reported 18.52% on CET1 ratio for Q2 2026, 5.04 points above the 13.48% median for banks in the $1B-10B asset tier.
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | 18.52% |
| Tier 1 risk-based capital ratio | 18.52% |
| Total risk-based capital ratio | 19.25% |
| Tier 1 leverage ratio | 11.95% |
The leverage ratio is measured against average total assets, not risk-weighted assets, so it will normally sit well below the risk-based ratios. Equal values would indicate a reporting error.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $610.4M |
| Tier 1 capital | $610.4M |
| Total risk-based capital | $634.6M |
| Total equity capital | $585.2M |
| Risk-weighted assets | $3.30B |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 11.42% |
| Tangible equity to tangible assets | 11.42% |
| Equity capital to average assets | 11.45% |
| Internal capital growth rate | 5.66% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $31.7M |
| Common stock surplus | $40.0M |
| Retained earnings | $538.7M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$25.2M |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | Risk-weighted assets |
|---|---|---|---|---|---|
| Q3 2023 | 19.34% | 19.34% | 20.02% | 9.98% | $2.93B |
| Q4 2023 | 19.77% | 19.77% | 20.45% | 9.85% | $2.85B |
| Q1 2024 | 19.56% | 19.56% | 20.26% | 9.96% | $2.90B |
| Q2 2024 | 19.66% | 19.66% | 20.36% | 11.12% | $2.91B |
| Q3 2024 | 19.93% | 19.93% | 20.61% | 10.39% | $2.91B |
| Q4 2024 | 19.47% | 19.47% | 20.12% | 10.54% | $2.98B |
| Q1 2025 | 19.39% | 19.39% | 20.07% | 11.72% | $3.01B |
| Q2 2025 | 19.39% | 19.39% | 20.09% | 11.95% | $3.04B |
| Q3 2025 | 19.58% | 19.58% | 20.28% | 11.70% | $3.06B |
| Q4 2025 | 18.33% | 18.33% | 19.05% | 11.27% | $3.24B |
| Q1 2026 | 18.54% | 18.54% | 19.25% | 11.90% | $3.25B |
| Q2 2026 | 18.52% | 18.52% | 19.25% | 11.95% | $3.30B |
First National Bank Alaska regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock First National Bank Alaska, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full First National Bank Alaska profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 16130) · FFIEC NIC profile (RSSD 114260)