First National Bank Alaska: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
The standout move of Q2 2026 was in Cash and balances due from depository institutions: 13.8% higher than in Q1 2026, at $339.0M. Among 5 Alaska banks, First National Bank Alaska sits 3rd from the top on loan-to-deposit ratio, 76.79% as of Q2 2026. First National Bank Alaska reported 76.79% on loan-to-deposit ratio for Q2 2026, 11.42 points below the 88.20% median for banks in the $1B-10B asset tier.
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $339.0M |
| Cash and noninterest-bearing balances to assets | 6.62% |
| Cash and securities | $2.17B |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $784.8M |
| Other borrowed money | $15.2M |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 0.30% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 76.79% |
| Net loans and leases to deposits | 76.18% |
| Loans and leases to core deposits | 80.25% |
| Core deposits to total deposits | 95.68% |
| Brokered deposits to total deposits | 0.00% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 59.48% | 97.27% | $626.1M | $570.4M |
| Q4 2023 | 60.30% | 96.79% | $629.3M | $820.2M |
| Q1 2024 | 64.88% | 96.29% | $571.5M | $469.1M |
| Q2 2024 | 64.90% | 96.41% | $615.1M | $288.2M |
| Q3 2024 | 65.78% | 96.12% | $647.0M | $623.4M |
| Q4 2024 | 67.24% | 96.03% | $743.2M | $32.5M |
| Q1 2025 | 72.95% | 96.08% | $716.9M | $30.5M |
| Q2 2025 | 72.44% | 96.05% | $731.8M | $38.5M |
| Q3 2025 | 68.14% | 96.36% | $804.6M | $36.7M |
| Q4 2025 | 72.78% | 96.04% | $739.1M | $15.1M |
| Q1 2026 | 75.87% | 96.16% | $738.8M | $15.1M |
| Q2 2026 | 76.79% | 95.68% | $784.8M | $15.2M |
First National Bank Alaska liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock First National Bank Alaska, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full First National Bank Alaska profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 16130) · FFIEC NIC profile (RSSD 114260)