First National Bank Alaska: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks First National Bank Alaska of Anchorage, AK against its peer group of 931 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.63% | 1.46% | +0.17% | 73rd above |
| ROAE | 14.34% | 12.71% | +1.63% | 66th above |
| Net Interest Margin | 4.04% | 3.85% | +0.19% | 71st above |
| Efficiency Ratio | 49.09% | 57.42% | -8.33% | 77th top |
| PPNR / Avg Assets | 2.28% | 1.88% | +0.40% | 81st top |
| Yield on Earning Assets | 4.96% | 5.72% | -0.76% | 18th bottom |
| Cost of Funds | 1.02% | 2.02% | -1.00% | 94th top |
| Net Interest Spread | 3.29% | 3.18% | +0.11% | 65th above |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.49% | 1.00% | -0.51% | 59th above |
| NPA / Total Assets | 0.31% | 0.76% | -0.45% | 64th above |
| NCO / Avg Loans | 0.01% | 0.43% | -0.42% | 63rd above |
| ACL / Total Loans | 0.79% | 1.31% | -0.52% | 14th bottom |
| ACL / NPLs (Coverage) | 162.54% | 544.13% | -381.59% | 46th below |
| Texas Ratio | 2.58% | 7.40% | -4.82% | 71st above |
| Provision / NCO Behind the peer average, ahead of the median peer. | 514.85% | 618.85% | -104.00% | 77th top |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 18.52% | 17.33% | +1.19% | 88th top |
| Tier 1 Ratio | 18.52% | 17.37% | +1.15% | 88th top |
| Total Capital Ratio | 19.25% | 18.42% | +0.83% | 87th top |
| Leverage Ratio | 11.95% | 11.44% | +0.51% | 76th top |
| Equity / Assets | 11.42% | 11.33% | +0.09% | 67th above |
| TCE / Tangible Assets | 11.42% | 10.50% | +0.92% | 77th top |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 76.79% | 86.97% | -10.18% | 76th top |
| Core Deposit Ratio | 95.68% | 85.53% | +10.15% | 89th top |
| Uninsured Deposit Ratio | 38.98% | 33.11% | +5.87% | 29th below |
| Wholesale Funding Ratio | 15.61% | 5.68% | +9.93% | 6th bottom |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 4.06% | 9.69% | -5.63% | 42nd below |
| Loan Growth (Y/Y) | 8.92% | 8.05% | +0.87% | 69th above |
| Deposit Growth (Y/Y) | 2.76% | 7.88% | -5.12% | 35th below |
See First National Bank Alaska's peers by name
The 931 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock First National Bank Alaska, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full First National Bank Alaska profile, how to read a UBPR, or how this data updates.