Skip to main content

First National Bank Alaska: Call Report & UBPR Financial Data

Anchorage, AK $1B to $10B in assets Est. January 30, 1922 FDIC #16130 RSSD #114260 Routing #125200060 OCC

Data as of · sourced from FFIEC call reports. How we update

Assets
$5.12B
Deposits
$3.69B
Loans
$2.83B
Equity
$585.2M

Headquartered in Anchorage, First National Bank Alaska serves the Alaska market as a community-focused commercial bank. As of Q2 2026, the bank held approximately $5.1B in total assets and $3.7B in deposits. The bank posts a strong 1.63% ROA and 14.34% ROE. Capital cushions are healthy: 18.52% CET1, 11.95% Tier 1 leverage. Asset quality is pristine, 0.49% NPLs and a 2.58% Texas Ratio. First National Bank Alaska operates a 27-branch network.

As of June 30, 2026, First National Bank Alaska reported a CET1 capital ratio of 18.52%, a return on assets of 1.63%, a nonperforming-loan ratio of 0.49%, a Texas ratio of 2.58%, per financial data filed with the FFIEC.

Headquarters Profile

Address
360 K St, Anchorage, AK 99501
County
Anchorage
Metro Area
Anchorage, AK
Charter
Commercial bank, national (federal) charter, Fed member, OCC-supervised
Primary Regulator
OCC
FDIC Region
San Francisco (Region 14)
Federal Reserve member
Yes
Federal Reserve district
District 12, San Francisco
Fiduciary (trust) powers
Full trust powers granted
Call Report form
FFIEC 041
Established
January 30, 1922
Former names
The First National Bank of Anchorage (1971-2001)
Offices
27 domestic
Employees (FTE)
631
Domestic deposits
$3.69B
Allowance for credit losses
$22.4M
Net charge-offs (YTD)
$229K
Average total assets
$5.11B
Average total loans
$2.83B
Average interest-bearing deposits
$1.99B
Tax status
C corporation
Ownership
Stock
Community bank
Yes
FDIC-insured since
April 4, 1944
FDIC Cert
16130
Fed RSSD
114260

Balance Sheet

Total liabilities$4.54B
Cash & balances due$339.0M
Securities, available-for-sale$1.83B
Securities, held-to-maturity$0
Goodwill & intangibles$0

Income Statement

Net income Q2$20.8M
Net interest income YTD$99.2M
Total interest income YTD$121.7M
Total interest expense YTD$22.4M
Provision for credit losses YTD$1.2M

Operating & Funding

Total noninterest income YTD$14.3M
Total noninterest expense YTD$56.4M

Rows tagged YTD are fiscal year to date through June 30, 2026, as filed. Net income is tagged Q2 because it is that quarter's own figure, not a running total, so it cannot be compared with a YTD row.

Quarterly trends

Last 12 quarters from this bank's own FFIEC call reports. Dollar figures are the quarter's own amount: the income statement is filed year to date, so those lines are shown net of the preceding quarter.

Total assets and total liabilities

Balances at each quarter end. The gap between the two lines is equity capital.

Loans and leases against deposits

Balances at each quarter end. Loans rising toward deposits is the loan-to-deposit ratio tightening.

Securities and cash

Balances at each quarter end. Each line is its own balance, not stacked on the other.

Interest income against interest expense

Each bar is that quarter alone. The gap between the two is net interest income.

Net interest income

What the balance sheet earned on spread that quarter, before fees and operating costs.

Noninterest income against noninterest expense

Fees, trading and other income against salaries, premises and the rest of the cost base.

Provision for credit losses

What the bank charged to earnings that quarter to build its allowance for expected losses.

Net income

The quarter's own net income, as filed. It needs no adjustment because the filing does not accumulate it through the year.

Return on assets and net interest margin
CET1 and Tier 1 leverage ratios

CET1 is common equity tier 1 as a share of risk-weighted assets; the leverage ratio is tier 1 capital as a share of average total assets. A bank that files the community bank leverage ratio reports no CET1 ratio, so only its leverage line appears.

Inside the full First National Bank Alaska terminal

26 years of quarterly trends · 8 tabs · peer percentiles · Excel export

Unlock First National Bank Alaska, free

Watch flags

Automated conditions triggered on this bank's latest filing. Advisory only; see the source metric pages for full context. Each flag is tagged Regulatory when it cites an official supervisory threshold, or BRR analysis when it's our own band, informed by our data and models.

CRE concentration at 242% of capital, approaching guidance BRR analysis What does this mean? →

Commercial real estate loans are between 200% and 300% of total capital, approaching the 2006 interagency guidance threshold of 300% that triggers heightened supervisory attention. BankRegReports early-warning band below the 300% guidance.

First National Bank Alaska rankings

How this bank ranks on each leaderboard. Click any rank to see the full ranked list.

Ranked among banks that report this metric, so the total differs from card to card. The CET1 ranking leaves out community bank leverage ratio filers, which report no CET1 ratio.

Quarterly trend: last 8 quarters

Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.

Quarter CET1 ROA NPL Texas NIM
Q2 2026 18.52% 1.63% 0.49% 2.58% 4.04%
Q1 2026 18.54% 1.67% 0.54% 2.87% 3.98%
Q4 2025 18.33% 1.52% 0.47% 2.27% 3.99%
Q3 2025 19.58% 1.67% 0.61% 2.68% 3.90%
Q2 2025 19.39% 1.49% 0.57% 2.59% 3.75%
Q1 2025 19.39% 1.42% 0.36% 1.69% 3.63%
Q4 2024 19.47% 1.45% 0.41% 1.88% 3.34%
Q3 2024 19.93% 1.29% 0.36% 1.66% 3.18%

Swipe the table sideways to see every column.

Branch Network

Every branch from the FDIC Summary of Deposits, mapped, and listed with the deposits booked at each location. The FDIC's office count above also includes administrative and limited-service offices, so the two totals can differ. View all 27 branches →

1–25 of 27
Branch Location ZIP Deposits
South Center Branch Anchorage , AK 99503 $512.0M
First National Bank Alaska (main office) Anchorage , AK 99501 $315.8M
Dimond Branch Anchorage , AK 99515 $264.3M
Wasilla Branch Wasilla , AK 99654 $197.2M
Kuskokwim Branch Bethel , AK 99559 $177.9M
Golden Valley Branch Fairbanks , AK 99709 $166.2M
Homer Branch Homer , AK 99603 $150.3M
Soldotna Branch Soldotna , AK 99669 $150.2M
Kenai Branch Kenai , AK 99611 $150.2M
Palmer Branch Palmer , AK 99645 $140.7M
Eastchester Branch Anchorage , AK 99501 $138.4M
U-Med Branch Anchorage , AK 99508 $134.2M
Muldoon Branch Anchorage , AK 99504 $130.6M
Kodiak Branch Kodiak , AK 99615 $125.3M
Eagle River Branch Eagle River , AK 99577 $120.7M
Juneau Regional Branch Juneau , AK 99801 $115.7M
Northern Lights Branch Anchorage , AK 99503 $98.9M
Sitka Branch Sitka , AK 99835 $91.5M
Valley Centre Branch Juneau , AK 99801 $81.7M
Johansen Branch Fairbanks , AK 99701 $72.4M
Seward Branch Seward , AK 99664 $69.0M
The Valdez Branch Valdez , AK 99686 $67.4M
Haines Branch Haines , AK 99827 $57.7M
Cordova Branch Cordova , AK 99574 $50.1M
Glennallen Branch Glennallen , AK 99588 $43.2M

Events & Regulatory History

Mergers, charter changes, enforcement actions, FDIC assistance, and (if applicable) failure events recorded against this institution. Click a year to see what else was happening across US banking that year.

Date Category Event Source
January 13, 1990 Structure Change Acquired First Federal Bank of Alaska, S.B. Failure, Government Assistance Provided for the acquired bank FFIEC NIC
January 12, 1990 Merger Participated in Absorption/Consolidation/Merger FDIC
January 1, 1970 Structure Change Charter Discontinued (Merger or Purchase & Assumption) FFIEC NIC
January 13, 1962 Structure Change Charter Discontinued (Merger or Purchase & Assumption) FFIEC NIC

Sourced from the bank event history (FDIC, Federal Reserve NIC, OCC, and OTS). Showing the most recent 4 events.

Regulatory record

What the public regulatory sources show for First National Bank Alaska, each with its period and source. These are facts as filed or published, not a rating or score. "Not on file" means we hold no record from that source, which is not the same as a clean record.

Enforcement actions
1 against the institution (OCC)
  • February 2, 2006, OCC: Formal Agreement: Alaska First Bank & Trust, National Association
Period: Most recent institution action February 2, 2006. Source: FDIC, Federal Reserve and OCC enforcement releases.
Deposit market share
22.3% of deposits in AK, rank 2 of 7 institutions
Period: June 30, 2026. Source: FDIC Summary of Deposits.
Mortgage lending (HMDA)
402 applications, 203 loans originated, $100.3M originated, across 1 states
Period: Calendar year 2025. Source: FFIEC HMDA loan application register.
Consumer complaints
Not on file: no CFPB complaints matched
Period: not on file. Source: CFPB consumer complaint database.
CFPB enforcement
Not on file: CFPB enforcement actions are not loaded
Period: not on file. Source: CFPB enforcement actions.
CRA examination rating
Not on file: FFIEC CRA ratings are not loaded
Period: not on file. Source: FFIEC CRA ratings.

Add this badge to your website

Free to use. The badge always shows First National Bank Alaska’s most recent filed regulatory figures. It updates automatically each quarter, so it never goes stale.

First National Bank Alaska: regulatory capital profile · BankRegReports

Frequently asked about First National Bank Alaska

What are First National Bank Alaska's total assets?

As of the Q2 2026 filing, First National Bank Alaska reported total assets of $5.12 billion in its FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.

Where is First National Bank Alaska headquartered?

First National Bank Alaska is headquartered in Anchorage, AK, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.

When was First National Bank Alaska founded?

First National Bank Alaska was established in 1922, per the FDIC institution directory.

Is First National Bank Alaska FDIC-insured?

Yes. First National Bank Alaska is an FDIC-insured commercial bank (FDIC Certificate #16130). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.

Who regulates First National Bank Alaska?

First National Bank Alaska's primary federal regulator is the OCC. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.

What is First National Bank Alaska's CET1 capital ratio?

First National Bank Alaska reported a Common Equity Tier 1 (CET1) capital ratio of 18.52% in its Q2 2026 call report, comfortably above the 7% level required once the capital conservation buffer is included.

How many branches does First National Bank Alaska operate?

First National Bank Alaska operates 27 domestic offices, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.

What is First National Bank Alaska's Texas Ratio?

First National Bank Alaska's Texas Ratio is 2.58% in its Q2 2026 call report, within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; the glossary entry for the Texas Ratio carries the full definition.

What was First National Bank Alaska previously called?

The charter now named First National Bank Alaska has also operated as The First National Bank of Anchorage (1971-2001), per FDIC structure-change records.

Go deeper on First National Bank Alaska.

Unlock the full terminal: 26 years of quarterly trends, peer benchmarking, watch flags, and Excel tearsheets for this bank and every other US institution.

Unlock First National Bank Alaska, free

Free account