First National Bank Alaska: Loan Portfolio
Data as of · Call Report Schedule RC-C How we update
The loan book by category. Concentration is what supervisors read here: a portfolio weighted heavily toward one collateral type carries that sector's cycle, which is the mechanism behind most community-bank failures.
The standout move of Q2 2026 was in Loans held for sale: 67.0% higher than in Q1 2026, at $7.3M. Among 5 Alaska banks, First National Bank Alaska sits 3rd from the top on loan-to-deposit ratio, 76.79% as of Q2 2026. First National Bank Alaska reported 76.79% on loan-to-deposit ratio for Q2 2026, 11.42 points below the 88.20% median for banks in the $1B-10B asset tier.
Loan totals
| Line item | Q2 2026 |
|---|---|
| Total loans and leases | $2.83B |
| Net loans and leases | $2.81B |
| Loans held for sale | $7.3M |
| Loans to total assets | 55.23% |
| Loan-to-deposit ratio | 76.79% |
| Net loans to equity capital | 4.80% |
Portfolio mix (share of total loans)
| Line item | Q2 2026 |
|---|---|
| Commercial real estate (nonfarm nonresidential) | 55.84% |
| Multifamily (5+ residential) | 5.99% |
| Commercial and industrial | 16.36% |
| Consumer | 0.67% |
| Credit cards | 0.05% |
| Farm | 0.01% |
| Loans to depository institutions | 0.00% |
| State and political subdivisions | 0.55% |
Concentration measures
| Line item | Q2 2026 |
|---|---|
| CRE concentration (Tier 1 capital + allowance) | 241.59% |
| Construction concentration (Tier 1 capital + allowance) | 47.71% |
Supervisory definition (FFIEC UBPR page 7B): construction and land development, multifamily, non-owner-occupied nonfarm nonresidential and unsecured CRE loans, over Tier 1 capital plus the allowance for credit losses. Owner-occupied CRE and farmland are excluded. The 2006 interagency guidance flags CRE above 300% of capital, or construction and development above 100%, for heightened supervisory scrutiny. These are screening thresholds, not limits.
Loan earnings
| Line item | Q2 2026 |
|---|---|
| Yield on loans | 6.58% |
| Interest income on loans | $46.4M |
Loan Portfolio trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Loan Portfolio by quarter
| Quarter | Total loans | Total deposits | Commercial real estate | Commercial and industrial | Consumer |
|---|---|---|---|---|---|
| Q3 2023 | $2.33B | $3.91B | 46.58% | 16.81% | 0.81% |
| Q4 2023 | $2.28B | $3.78B | 48.29% | 17.31% | 0.86% |
| Q1 2024 | $2.38B | $3.67B | 47.43% | 18.29% | 0.78% |
| Q2 2024 | $2.40B | $3.70B | 48.48% | 17.34% | 0.82% |
| Q3 2024 | $2.45B | $3.73B | 55.65% | 16.00% | 0.80% |
| Q4 2024 | $2.47B | $3.68B | 55.96% | 16.10% | 0.75% |
| Q1 2025 | $2.61B | $3.58B | 55.72% | 16.33% | 0.71% |
| Q2 2025 | $2.60B | $3.59B | 55.64% | 15.75% | 0.74% |
| Q3 2025 | $2.59B | $3.81B | 55.52% | 15.60% | 0.71% |
| Q4 2025 | $2.72B | $3.73B | 57.88% | 14.55% | 0.73% |
| Q1 2026 | $2.82B | $3.71B | 56.88% | 16.37% | 0.67% |
| Q2 2026 | $2.83B | $3.69B | 55.84% | 16.36% | 0.67% |
First National Bank Alaska loan portfolio, all the way back
Loan Portfolio back to 2001 · peer percentiles on every line item · Excel export
Unlock First National Bank Alaska, freeSource: Call Report Schedule RC-C, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full First National Bank Alaska profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 16130) · FFIEC NIC profile (RSSD 114260)