Bessemer Trust Company, N.A. (New York, NY)
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Data as of · sourced from FFIEC call reports. How we update
Bessemer Trust Company, N.A. is an FDIC-insured commercial bank headquartered in New York, NY, established in 1974 (FDIC certificate 21868), and it is supervised by the OCC. At Q2 2026 it reported total assets of $4.16B, up 6.9% from Q2 2025, the 22nd largest of 105 banks headquartered in New York. Its CET1 capital ratio was 23.20% at Q2 2026, comfortably above the 7% level required once the capital conservation buffer is included.
- Charter
- Commercial bank
- Regulator
- OCC
- Deposit insurance
- FDIC
- FDIC certificate
- 21868
- Headquarters
- New York, NY
- Established
- 1974
- Total assets, Q2 2026
- $4.16B
- Assets vs Q2 2025
- +6.9%
- CET1 ratio, Q2 2026
- 23.20%
- Domestic offices
- 1 FDIC institution directory, current count
- Routing number
- 026008756
- Latest call report
- Q2 2026, FFIEC 051 · Bessemer Trust Company, N.A. call report
- Holding company
- BESSEMER GROUP, INCORPORATED, THE
- Asset rank in state
- 22nd of 105 in New York
Bessemer Trust Company, N.A. is one of the more profitable banks of its size. Based in New York, New York, it had $4.2 billion in assets at June 30, 2026, up 6.9% from a year earlier. It earns about $3.38 a year on every $100 of assets, 2.6 times the median of $1.29 for the 880 banks with $1 billion to $10 billion in assets. On the other hand, it spends about 79 cents to bring in each dollar of revenue, higher than about 9 in 10 banks its size (median 58 cents).
Earnings jumped: net income for the quarter was $40 million, 32% above the same quarter a year earlier. Over the same year, loans grew 28.2% and deposits grew 8.3%. Its margin is thin by comparison: it keeps 0.89 cents of net interest income on every dollar of earning assets, a small fraction of the median of 3.71 cents for banks its size.
As of June 30, 2026, Bessemer Trust Company, N.A. reported a CET1 capital ratio of 23.20%, a return on assets of 3.38%, a nonperforming-loan ratio of 0.00% and a Texas ratio of 0.00%. The figures come from its call report filed with the FFIEC.
By total assets at Q2 2026, Bessemer Trust Company, N.A. is the 22nd largest of the 105 banks headquartered in New York. Between Q1 2026 and Q2 2026, its total assets fell 23.1% to $4.16B, loans rose 9.5% and deposits fell 28.7%. The largest part of its loan book on June 30, 2026 was other consumer loans, at 59.5% of total loans, ahead of all other loans at 22.0%. Its one office in the FDIC Summary of Deposits is in New York, NY. By the capital ratios in its Q2 2026 call report, Bessemer Trust Company, N.A. meets every capital ratio test for well capitalized.
Headquarters Profile
- Address
- 1271 Avenue Of The Americas, New York, NY 10020
- County
- New York
- Metro Area
- New York-Newark-Jersey City, NY-NJ
- Charter
- Commercial bank, national (federal) charter, Fed member, OCC-supervised
- Primary Regulator
- OCC
- FDIC Region
- New York (Region 2)
- Federal Reserve member
- Yes
- Federal Reserve district
- District 2, New York
- Fiduciary (trust) powers
- Full trust powers granted
- Call Report form
- FFIEC 051
- Established
- December 20, 1974
- Domestic offices
- 1 FDIC institution directory, current count
- Employees (FTE)
- 698
- Domestic deposits
- $3.20B
- Allowance for credit losses
- $0
- Net charge-offs (YTD)
- $0
- Average total assets
- $4.76B
- Average total loans
- $993.9M
- Average interest-bearing deposits
- $3.76B
- Tax status
- C corporation
- Ownership
- Stock
- Community bank
- No
- FDIC-insured since
- December 20, 1974
- FDIC Cert
- 21868
- Fed RSSD
- 976703
- SEC CIK
- 1054074 → filed by BESSEMER GROUP, INCORPORATED, THE
- Website
- http://www.bessemertrust.com →
- Parent Holding Company
- BESSEMER GROUP, INCORPORATED, THE (RSSD 1246159)
Profitability
Q2 annualizedCapital & Liquidity
Balance Sheet
Income Statement
Operating & Funding
Ratios tagged annualized use the Q2 income alone. The UBPR and FDIC annualize the year to date instead. FDIC BankFind divides by the average of quarter-end total assets, the UBPR by RC-K average assets. The YTD margin is the UBPR's tax-equivalent figure over its own average earning assets; FDIC BankFind's margin is not tax-equivalent. How we compute these figures
Quarterly trends
Bessemer Trust Company, N.A.'s total assets moved between a low of $2.70B (Q1 2024) and a high of $6.42B (Q4 2025) from Q3 2023 to Q2 2026, and it earned a profit in all 12 quarters. The line under each chart compares Q2 2026 with Q2 2025. How these charts are built
$4.16B total assets against $3.89B; $3.75B total liabilities against $3.51B.
$1.04B net loans and leases against $815.2M; $3.20B total deposits against $2.95B.
$1.97B securities against $1.61B; $497.6M cash and balances due against $823.4M.
$40.6M total interest income against $42.7M; $31.4M total interest expense against $34.0M.
$9.2M net interest income against $8.7M.
$248.2M total noninterest income against $212.1M; $204.6M total noninterest expense against $180.8M.
No provision recorded in the last 12 quarters.
$40.2M net income against $30.5M.
3.38% return on assets against 2.84%; 0.89% net interest margin against 0.96%.
23.20% CET1 capital ratio against 22.38%; 7.62% tier 1 leverage ratio against 7.74%.
Inside the full Bessemer Trust Company, N.A. terminal
21 quarters of trends · 8 tabs · peer percentiles · watchlist alerts
Unlock this bank, freeWatch flags
Automated conditions triggered on this bank's latest filing. Advisory only; see the source metric pages for full context. Each flag is tagged Regulatory when it cites an official supervisory threshold, or BRR analysis when it's our own band, informed by our data and models.
Over 70% of deposits sit above the $250K FDIC insurance threshold. This is the depositor-concentration profile that triggered Silicon Valley Bank's March 2023 deposit run. BankRegReports band; the $250K limit is statutory but this risk threshold is ours (post-SVB).
Bessemer Trust Company, N.A. rankings
Its closest position to the top of a national ranking is 6 of 980, for uninsured deposits; its furthest is 3,352 of 3,640, for Texas Ratio.
Metric pages for Bessemer Trust Company, N.A.: ROA, CET1 ratio, Uninsured deposits.
Quarterly trend: last 8 quarters
Across the 8 quarters to Q2 2026, its return on assets ran from 2.77% (Q1 2026) to 4.70% (Q4 2024) and its net interest margin ran from 0.75% (Q4 2025) to 1.86% (Q3 2024).
| Quarter | CET1 | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 23.20% | 3.38% | 0.00% | 0.00% | 0.89% |
| Q1 2026 | 24.12% | 2.77% | 0.00% | 0.00% | 0.77% |
| Q4 2025 | 22.35% | 3.93% | 0.00% | 0.00% | 0.75% |
| Q3 2025 | 22.24% | 3.09% | 0.00% | 0.00% | 1.05% |
| Q2 2025 | 22.38% | 2.84% | 0.00% | 0.00% | 0.96% |
| Q1 2025 | 21.96% | 2.80% | 0.00% | 0.00% | 1.08% |
| Q4 2024 | 20.18% | 4.70% | 0.00% | 0.00% | 1.27% |
| Q3 2024 | 21.11% | 3.60% | 0.00% | 0.00% | 1.86% |
Swipe the table sideways to see every column.
Branch Network
View the branch → Branch count from the FDIC Summary of Deposits, June 30, 2026. The domestic office count above is the FDIC's current figure, so the two can differ.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Bessemer Trust Company, National Association | New York , NY | 10020 | $3.20B |
Regulatory record
Facts as filed or published, not a rating.
- Deposit market share
- 0.1% of deposits in NY, rank 46 of 176 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- Not on file
- Enforcement actions, Mortgage lending (HMDA), SBA 7(a) lending, Consumer complaints, CFPB enforcement, CRA examination rating. No record from these sources, which is not the same as a clean record. Sources
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Frequently asked about Bessemer Trust Company, N.A.
What are Bessemer Trust Company, N.A.'s total assets?
As of the Q2 2026 filing, Bessemer Trust Company, N.A. reported total assets of $4.16 billion in its FFIEC call report.
Where is Bessemer Trust Company, N.A. headquartered?
It is headquartered in New York, NY, United States.
When was Bessemer Trust Company, N.A. founded?
It was established in 1974, per the FDIC institution directory.
Is Bessemer Trust Company, N.A. FDIC-insured?
Yes. It is an FDIC-insured commercial bank (FDIC Certificate #21868). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Bessemer Trust Company, N.A.?
Bessemer Trust Company, N.A.'s primary federal regulator is the OCC.
What is Bessemer Trust Company, N.A.'s CET1 capital ratio?
It reported a Common Equity Tier 1 (CET1) capital ratio of 23.20% in its Q2 2026 call report, comfortably above the 7% level required once the capital conservation buffer is included.
How many branches does Bessemer Trust Company, N.A. operate?
It operates 1 domestic office, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is Bessemer Trust Company, N.A.'s Texas Ratio?
Its Texas Ratio is 0.00% in its Q2 2026 call report, within the healthy range (at or below 50%, the level at which problem assets reach half of the capital cushion). The Texas Ratio measures non-performing assets against the bank's capital and reserves.
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