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Bessemer Trust Company, N.A.: Uninsured Deposit Ratio

82.33% Ranks #6 of 980 U.S. banks · 99th percentile

Data as of · sourced from FFIEC call reports. How we update

Bessemer Trust Company, N.A. reported a uninsured deposit ratio of 82.33% as of Q2 2026, ranking #6 of 980 U.S. banks (99th percentile). Uninsured deposits (those above the $250K FDIC insurance threshold) have economic incentive to flee at the first sign of trouble. The risk Silicon Valley Bank's failure brought to national attention.

12-Quarter Trend

Q3 2023 Latest
Q2 2026 82.33%
Q1 2026 82.86%
Q4 2025 82.90%
Q3 2025 86.62%
Q2 2025 85.94%
Q1 2025 88.17%
Q4 2024 84.91%
Q3 2024 90.96%
Q2 2024 86.61%
Q1 2024 84.82%
Q4 2023 93.50%
Q3 2023 92.98%

National Context

Latest value 82.33%
National rank#6 of 980
Percentile 99th
12-quarter low82.33%
12-quarter high93.50%
Full rankingView leaderboard

What is the Uninsured Deposit Ratio?

The Uninsured Deposit Ratio measures deposits above the $250K FDIC insurance threshold as a percentage of total deposits. Made infamous by the Silicon Valley Bank failure in 2023, it captures deposit base run-risk.

Most US community banks report uninsured deposit ratios between 20% and 50%. Above 60% warrants attention. The bank is exposed to run-risk in a crisis scenario. SVB at failure reported uninsured deposits over 90% of total.

Full definition & formula →

Frequently asked questions

What is Bessemer Trust Company, N.A.'s Uninsured Deposit Ratio?

Bessemer Trust Company, N.A.'s Uninsured Deposit Ratio was 82.33% as of Q2 2026, ranking #6 of 980 U.S. banks.

What is the Uninsured Deposit Ratio?

The Uninsured Deposit Ratio measures deposits above the $250K FDIC insurance threshold as a percentage of total deposits. Made infamous by the Silicon Valley Bank failure in 2023, it captures deposit base run-risk.

Source: FFIEC call reports, standardized by BankRegReports. Values are point-in-time as filed. See the full Bessemer Trust Company, N.A. profile or how this data updates. The figures come from the bank's call report.

Regulator records: FDIC BankFind (cert 21868) · FFIEC NIC profile (RSSD 976703)