Bessemer Trust Company, N.A.: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
Loan-to-deposit ratio climbed 11.41 percentage points in Q2 2026, from 21.26% to 32.67%. It was the largest change from Q1 2026 among the key lines here. On loan-to-deposit ratio, Bessemer Trust Company, N.A. is 9th from the bottom among 105 New York banks, 32.67% (Q2 2026). Against a median of 88.20% for banks in the $1B-10B asset tier, Bessemer Trust Company, N.A. reported 32.67% on loan-to-deposit ratio in Q2 2026, 55.53 points lower.
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $497.6M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $2.47B |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $0 |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 0.00% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 32.67% |
| Net loans and leases to deposits | 32.67% |
| Loans and leases to core deposits | 32.67% |
| Core deposits to total deposits | 100.00% |
| Brokered deposits to total deposits | 0.00% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 39.40% | 100.00% | $0 | $0 |
| Q4 2023 | 43.34% | 100.00% | $0 | $0 |
| Q1 2024 | 39.87% | 100.00% | $0 | $0 |
| Q2 2024 | 42.99% | 100.00% | $0 | $0 |
| Q3 2024 | 34.33% | 100.00% | $0 | $0 |
| Q4 2024 | 27.49% | 100.00% | $0 | $0 |
| Q1 2025 | 20.86% | 100.00% | $0 | $0 |
| Q2 2025 | 27.61% | 100.00% | $0 | $0 |
| Q3 2025 | 24.83% | 100.00% | $0 | $0 |
| Q4 2025 | 16.91% | 100.00% | $0 | $0 |
| Q1 2026 | 21.26% | 100.00% | $0 | $0 |
| Q2 2026 | 32.67% | 100.00% | $0 | $0 |
Bessemer Trust Company, N.A. liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Bessemer Trust Company, N.A., freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Bessemer Trust Company, N.A. profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 21868) · FFIEC NIC profile (RSSD 976703)