Bessemer Trust Company, N.A.: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
The standout move of Q2 2026 was in Equity capital to total assets: 2.49 percentage points higher than in Q1 2026, at 9.97%. Within New York, Bessemer Trust Company, N.A. is 18th of 82 on CET1 ratio, 23.20% as of Q2 2026, above the middle of the field. Against a median of 13.48% for banks in the $1B-10B asset tier, Bessemer Trust Company, N.A. reported 23.20% on CET1 ratio in Q2 2026, 9.72 points higher.
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | 23.20% |
| Tier 1 risk-based capital ratio | 23.20% |
| Total risk-based capital ratio | 23.20% |
| Tier 1 leverage ratio | 7.62% |
The leverage ratio is measured against average total assets, not risk-weighted assets, so it will normally sit well below the risk-based ratios. Equal values would indicate a reporting error.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $358.3M |
| Tier 1 capital | $358.3M |
| Total risk-based capital | $358.3M |
| Total equity capital | $415.2M |
| Risk-weighted assets | $1.54B |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 9.97% |
| Tangible equity to tangible assets | 8.29% |
| Equity capital to average assets | 8.72% |
| Internal capital growth rate | 10.12% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $3.0M |
| Common stock surplus | $74.8M |
| Retained earnings | $337.3M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | $26K |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | Risk-weighted assets |
|---|---|---|---|---|---|
| Q3 2023 | 21.14% | 21.14% | 21.14% | 10.03% | $1.39B |
| Q4 2023 | 20.23% | 20.23% | 20.23% | 9.26% | $1.42B |
| Q1 2024 | 21.47% | 21.47% | 21.47% | 11.59% | $1.41B |
| Q2 2024 | 21.81% | 21.81% | 21.81% | 11.54% | $1.43B |
| Q3 2024 | 21.11% | 21.11% | 21.11% | 10.50% | $1.49B |
| Q4 2024 | 20.18% | 20.18% | 20.18% | 8.49% | $1.50B |
| Q1 2025 | 21.96% | 21.96% | 21.96% | 8.57% | $1.45B |
| Q2 2025 | 22.38% | 22.38% | 22.38% | 7.74% | $1.47B |
| Q3 2025 | 22.24% | 22.24% | 22.24% | 7.97% | $1.51B |
| Q4 2025 | 22.35% | 22.35% | 22.35% | 6.55% | $1.47B |
| Q1 2026 | 24.12% | 24.12% | 24.12% | 6.68% | $1.44B |
| Q2 2026 | 23.20% | 23.20% | 23.20% | 7.62% | $1.54B |
Bessemer Trust Company, N.A. regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock Bessemer Trust Company, N.A., freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Bessemer Trust Company, N.A. profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 21868) · FFIEC NIC profile (RSSD 976703)