State Hub
Banks in New York
All FDIC-insured banks headquartered in New York
Every FDIC-insured commercial bank headquartered in New York, with the most recent quarterly call report data — total assets, deposits, capital ratios, asset quality, and profitability. Click any bank for the full performance profile.
New York is home to 121 FDIC-insured banks headquartered in the state, with $2.09T in combined assets and $1.63T in deposits. The largest is Goldman Sachs Bank USA ($751.78B) — about 36% of the group's total banking assets , followed by Bank of New York Mellon, the and Morgan Stanley Private Bank, N.A. . Across these banks, the asset-weighted return on assets is 1.15% and the median CET1 capital ratio is 15.75% .
Banks
121
Total Assets
$2.09T
Total Deposits
$1.63T
Avg ROA
1.15%
Median CET1
15.75%
Largest by Assets
| Bank | HQ | Assets | ROA | NIM | Eff. | CET1 | NPL | Texas |
|---|---|---|---|---|---|---|---|---|
| GOLDMAN SACHS BANK USA | NEW YORK , NY | $751.78B | 1.10% | 1.61% | 39.4% | 14.05% | 0.95% | 4.1% |
| BANK OF NEW YORK MELLON, THE | NEW YORK , NY | $467.35B | 1.49% | 1.66% | 58.6% | 14.38% | 0.29% | 0.8% |
| MORGAN STANLEY PRIVATE BANK, NATIONAL ASSOCIATION | PURCHASE , NY | $241.39B | 1.15% | 1.77% | 23.1% | 27.14% | 0.42% | 4.3% |
| MANUFACTURERS AND TRADERS TRUST COMPANY | BUFFALO , NY | $214.20B | 1.27% | 3.80% | 55.7% | 11.98% | 1.54% | 13.6% |
| FLAGSTAR BANK, NATIONAL ASSOCIATION | HICKSVILLE , NY | $87.13B | 0.10% | 2.14% | 85.3% | 13.23% | 4.96% | 34.9% |
| DEUTSCHE BANK TRUST COMPANY AMERICAS | NEW YORK , NY | $39.74B | 0.89% | 2.60% | 63.3% | 56.66% | 0.95% | 1.6% |
| APPLE BANK | NEW YORK , NY | $19.23B | 0.27% | 2.24% | 82.5% | 11.55% | 0.51% | 5.0% |
| COMMUNITY BANK, NATIONAL ASSOCIATION | CANTON , NY | $17.43B | 1.15% | 3.39% | 56.7% | 11.98% | 0.42% | 6.6% |
| NBT BANK, NATIONAL ASSOCIATION | NORWICH , NY | $16.09B | 1.19% | 3.73% | 57.9% | 12.06% | 0.51% | 4.1% |
| DIME COMMERCIAL BANK | BRIDGEHAMPTON , NY | $14.99B | 0.98% | 3.28% | 49.6% | 14.62% | 1.49% | 9.8% |
| POPULAR BANK | NEW YORK , NY | $14.95B | 0.98% | 3.12% | 54.8% | 14.24% | 0.85% | 5.3% |
| ISRAEL DISCOUNT BANK OF NEW YORK | NEW YORK , NY | $13.99B | 0.73% | 2.82% | 67.2% | 14.15% | 2.61% | 16.7% |
| SAFRA NATIONAL BANK OF NEW YORK | NEW YORK , NY | $12.15B | 0.94% | 2.00% | 63.4% | 23.54% | 0.00% | 0.0% |
| AMALGAMATED BANK | NEW YORK , NY | $9.17B | 1.17% | 3.72% | 47.8% | 14.70% | 2.03% | 11.5% |
| Flushing Savings Bank, FSB | Flushing , NY | $8.86B | 0.53% | 2.84% | 70.1% | 13.89% | 1.27% | 8.6% |
| METROPOLITAN COMMERCIAL BANK | NEW YORK , NY | $8.84B | 1.52% | 4.05% | 50.6% | 13.13% | 1.15% | 7.9% |
| TOMPKINS COMMUNITY BANK | ITHACA , NY | $8.70B | 1.33% | 3.52% | 54.0% | 11.74% | 0.85% | 7.0% |
| DEPOSITORY TRUST COMPANY, THE | BROOKLYN , NY | $7.96B | 1.97% | 0.86% | 78.1% | 47.89% | — | 0.0% |
| RIDGEWOOD SAVINGS BANK | RIDGEWOOD , NY | $7.54B | 0.51% | 2.07% | 65.1% | — | 2.54% | 13.7% |
| TRUSTCO BANK | GLENVILLE , NY | $6.51B | 1.02% | 2.83% | 54.0% | 14.26% | 0.41% | 3.9% |
| FIVE STAR BANK | ROCHESTER , NY | $6.26B | 1.43% | 3.74% | 52.8% | 12.71% | 0.86% | 6.1% |
| NORTHFIELD BANK | STATEN ISLAND , NY | $5.74B | 1.00% | 2.75% | 52.3% | — | 0.81% | 4.3% |
| CANANDAIGUA NATIONAL BANK AND TRUST COMPANY, THE | CANANDAIGUA , NY | $5.46B | 1.33% | 3.44% | 58.3% | 12.36% | 1.03% | 8.6% |
| BESSEMER TRUST COMPANY, N.A. | NEW YORK , NY | $5.41B | 2.77% | 0.77% | 79.3% | 24.12% | 0.00% | 0.0% |
| ARROW BANK NATIONAL ASSOCIATION | GLENS FALLS , NY | $4.50B | 1.23% | 3.45% | 59.4% | 13.41% | 0.14% | 1.2% |
| The First National Bank of Long Island | Glen Head , NY | $4.08B | 0.38% | 1.93% | 77.4% | — | 0.12% | 1.0% |
| MIZUHO BANK (USA) | NEW YORK , NY | $4.05B | 1.26% | 1.97% | 92.6% | 113.99% | 0.00% | 0.0% |
| WOORI AMERICA BANK | NEW YORK , NY | $4.04B | 0.38% | 2.86% | 58.2% | 18.61% | 0.79% | 4.2% |
| PONCE BANK, NATIONAL ASSOCIATION | BRONX , NY | $3.29B | 1.15% | 3.54% | 54.3% | 18.97% | 0.87% | 4.4% |
| BANK OF GREENE COUNTY, THE | CATSKILL , NY | $3.18B | 1.41% | 2.97% | 46.6% | 15.75% | 0.34% | 1.9% |
| HABIB AMERICAN BANK | NEW YORK , NY | $2.98B | 0.97% | 2.23% | 56.8% | 13.12% | 1.37% | 9.5% |
| INDUSTRIAL AND COMMERCIAL BANK OF CHINA (USA), NATIONAL ASSOCIATION | NEW YORK , NY | $2.86B | 0.51% | 2.96% | 75.4% | 17.23% | 4.18% | 23.0% |
| CHEMUNG CANAL TRUST COMPANY | ELMIRA , NY | $2.75B | 1.41% | 3.68% | 56.0% | 13.83% | 0.53% | 4.7% |
| ORANGE BANK & TRUST COMPANY | MIDDLETOWN , NY | $2.70B | 1.71% | 4.35% | 52.5% | 17.66% | 1.69% | 10.1% |
| INTERAUDI BANK | NEW YORK , NY | $2.66B | 1.17% | 3.01% | 54.7% | 18.15% | 2.45% | 16.7% |
| ESQUIRE BANK, NATIONAL ASSOCIATION | JERICHO , NY | $2.41B | 2.37% | 5.96% | 45.3% | 14.25% | 0.04% | 0.3% |
| HANOVER COMMUNITY BANK | GARDEN CITY PARK , NY | $2.37B | 0.43% | 3.04% | 78.6% | 13.32% | 1.23% | 11.1% |
| MASPETH FEDERAL SAVINGS AND LOAN ASSOCIATION | MASPETH , NY | $2.23B | 1.08% | 3.67% | 58.1% | — | 2.42% | 6.6% |
| PIONEER BANK, NATIONAL ASSOCIATION | ALBANY , NY | $2.21B | 1.01% | 4.01% | 72.4% | 16.20% | 0.52% | 3.0% |
| Evans Bank, National Association | Angola , NY | $2.18B | 0.75% | 2.94% | 67.9% | 14.38% | 1.12% | 11.2% |
| LYONS NATIONAL BANK, THE | LYONS , NY | $2.11B | 1.02% | 3.03% | 60.8% | 12.33% | 0.64% | 5.5% |
| PCSB Bank | Brewster , NY | $2.10B | 0.55% | 3.09% | 54.7% | 14.60% | 0.26% | 6.6% |
| NORTHEAST COMMUNITY BANK | WHITE PLAINS , NY | $2.02B | 2.06% | 4.98% | 40.7% | 15.47% | 0.00% | 0.0% |
| SHINHAN BANK AMERICA | NEW YORK , NY | $1.97B | 0.57% | 3.71% | 77.1% | 17.77% | 0.55% | 3.6% |
| ADIRONDACK TRUST COMPANY, THE | SARATOGA SPRINGS , NY | $1.76B | 0.78% | 2.87% | 77.7% | 16.66% | 0.78% | 4.2% |
| ALMA BANK | ASTORIA , NY | $1.55B | 0.63% | 3.67% | 75.6% | 11.83% | 1.83% | 14.2% |
| GRASSHOPPER BANK, N.A. | NEW YORK , NY | $1.53B | 1.39% | 3.51% | 75.6% | 10.26% | 0.49% | 4.1% |
| BANK OF UTICA | UTICA , NY | $1.45B | 3.04% | 1.96% | 36.8% | — | 0.81% | 0.3% |
| PATHFINDER BANK | OSWEGO , NY | $1.41B | 0.92% | 3.37% | 66.6% | 13.59% | 6.14% | 35.0% |
| GREENE COUNTY COMMERCIAL BANK | CATSKILL , NY | $1.41B | 1.28% | 1.88% | 12.1% | 46.42% | — | 0.0% |
| ULSTER SAVINGS BANK | KINGSTON , NY | $1.37B | 0.59% | 3.18% | 82.1% | 14.24% | 1.79% | 14.2% |
| GENESEE REGIONAL BANK | ROCHESTER , NY | $1.31B | 1.34% | 3.17% | 54.1% | — | 0.77% | 5.6% |
| RHINEBECK BANK | RHINEBECK , NY | $1.28B | 0.78% | 3.71% | 74.5% | 14.15% | 0.38% | 2.5% |
| SOLVAY BANK | SOLVAY , NY | $1.19B | 0.64% | 2.50% | 72.3% | — | 0.08% | 0.6% |
| AMERASIA BANK | FLUSHING , NY | $1.03B | 1.88% | 4.36% | 34.4% | 18.71% | 2.24% | 10.8% |
| Adirondack Bank | Utica , NY | $1.01B | 0.19% | 3.79% | 95.1% | 17.17% | 0.68% | 5.5% |
| WALDEN SAVINGS BANK | MONTGOMERY , NY | $977.3M | 1.09% | 3.87% | 65.8% | 14.89% | 0.76% | 6.2% |
| WATERTOWN SAVINGS BANK | WATERTOWN , NY | $970.2M | 1.87% | 4.44% | 49.7% | — | 2.11% | 7.6% |
| FIRST CENTRAL SAVINGS BANK | GLEN COVE , NY | $960.1M | 1.02% | 3.49% | 67.9% | 14.61% | 1.53% | 12.6% |
| BALLSTON SPA NATIONAL BANK | BALLSTON SPA , NY | $941.6M | 0.19% | 3.15% | 89.0% | 13.46% | 0.11% | 0.9% |
| BTG PACTUAL BANK, NATIONAL ASSOCIATION | NEW YORK , NY | $892.5M | -0.06% | 2.94% | 80.7% | 155.00% | 0.19% | 0.1% |
| QUONTIC BANK | ASTORIA , NY | $852.8M | 0.36% | 3.36% | 89.4% | — | 3.43% | 23.4% |
| COMMUNITY FEDERAL SAVINGS BANK | WOODHAVEN , NY | $848.6M | -1.07% | 3.94% | 112.0% | 19.84% | 0.43% | 1.8% |
| LAKE SHORE BANK | DUNKIRK , NY | $721.5M | 1.07% | 3.96% | 68.8% | — | 0.45% | 2.1% |
| FIRST NATIONAL BANK OF SCOTIA | SCOTIA , NY | $706.5M | 0.73% | 4.28% | 74.4% | 13.33% | 1.30% | 10.3% |
| MODERN BANK, NATIONAL ASSOCIATION | NEW YORK , NY | $696.4M | 0.00% | 2.49% | 94.9% | 12.22% | 5.37% | 37.5% |
| CARVER FEDERAL SAVINGS BANK | NEW YORK , NY | $676.5M | -0.69% | 3.41% | 115.3% | 10.50% | 3.59% | 37.3% |
| JEFF BANK | JEFFERSONVILLE , NY | $671.9M | 1.92% | 4.86% | 51.0% | — | 0.39% | 2.1% |
| GEDDES FEDERAL SAVINGS AND LOAN ASSOCIATION | SYRACUSE , NY | $669.5M | 0.32% | 1.76% | 79.3% | — | 0.30% | 2.5% |
| SPRING BANK | BRONX , NY | $646.9M | 1.43% | 3.90% | 40.4% | — | 0.83% | 4.2% |
| EMPIRE STATE BANK | STATEN ISLAND , NY | $643.9M | 0.86% | 3.25% | 75.9% | 15.10% | 0.90% | 7.1% |
| TIOGA STATE BANK, N.A. | SPENCER , NY | $639.7M | 1.28% | 4.10% | 67.3% | 20.14% | 0.96% | 5.4% |
| NEWBANK | FLUSHING , NY | $614.3M | 0.43% | 4.16% | 60.9% | — | 3.02% | 13.9% |
| BERKSHIRE BANK, THE | NEW YORK , NY | $542.3M | 0.38% | 3.34% | 82.1% | 87.99% | 11.47% | 12.9% |
| CROSS COUNTY SAVINGS BANK | MIDDLE VILLAGE , NY | $538.2M | 0.41% | 3.87% | 86.2% | 20.61% | 1.14% | 6.6% |
| CATSKILL HUDSON BANK | MONTICELLO , NY | $525.7M | -0.47% | 2.17% | 128.2% | 11.37% | 0.54% | 5.6% |
| The National Bank of Coxsackie | Coxsackie , NY | $517.1M | -0.33% | 2.66% | 116.8% | 17.25% | 0.49% | 3.7% |
| RONDOUT SAVINGS BANK | KINGSTON , NY | $510.4M | 0.15% | 2.53% | 89.5% | 14.71% | 0.46% | 4.0% |
| CHAMPLAIN NATIONAL BANK | ELIZABETHTOWN , NY | $500.2M | 0.79% | 3.53% | 71.9% | — | 1.72% | 14.1% |
| FULTON SAVINGS BANK | FULTON , NY | $493.0M | 0.72% | 3.73% | 72.0% | 40.48% | 0.69% | 1.4% |
| WALLKILL VALLEY FEDERAL SAVINGS AND LOAN ASSOCIATION | WALLKILL , NY | $475.7M | 0.68% | 3.62% | 76.1% | 13.57% | 0.55% | 4.3% |
| PIERMONT BANK | NEW YORK , NY | $474.4M | -1.93% | 2.11% | 166.9% | 12.03% | 0.53% | 2.6% |
| ALDEN STATE BANK | ALDEN , NY | $452.4M | 0.97% | 4.33% | 68.3% | 22.94% | 2.55% | 10.6% |
| DELAWARE NATIONAL BANK OF DELHI, THE | DELHI , NY | $407.6M | 0.76% | 2.57% | 66.8% | — | 0.67% | 5.6% |
| CATTARAUGUS COUNTY BANK | LITTLE VALLEY , NY | $379.0M | 0.73% | 4.04% | 75.5% | 15.23% | 0.99% | 5.5% |
| NORTH COUNTRY SAVINGS BANK, THE | CANTON , NY | $366.0M | 1.23% | 5.11% | 69.3% | 23.54% | 0.71% | 5.3% |
| GENERATIONS BANK | SENECA FALLS , NY | $347.1M | -2.86% | 1.94% | 258.4% | 13.06% | 1.52% | 11.9% |
| AMERICAN COMMUNITY BANK | GLEN COVE , NY | $324.8M | 0.93% | 4.44% | 71.2% | — | 0.00% | 0.0% |
| BANK OF MILLBROOK | MILLBROOK , NY | $322.4M | 2.41% | 4.35% | 49.5% | 25.26% | 0.18% | 2.8% |
| ABACUS FEDERAL SAVINGS BANK | NEW YORK , NY | $319.3M | 0.24% | 4.36% | 92.1% | 33.47% | 0.57% | 3.3% |
| SENECA SAVINGS BANK, NATIONAL ASSOCIATION | BALDWINSVILLE , NY | $315.9M | 0.10% | 3.35% | 91.7% | — | 1.28% | 10.6% |
| CARTHAGE SAVINGS AND LOAN, NATIONAL ASSOCIATION | CARTHAGE , NY | $308.1M | 0.84% | 3.36% | 67.2% | 25.01% | 0.18% | 0.9% |
| UPSTATE NATIONAL BANK, THE | OGDENSBURG , NY | $285.2M | 0.06% | 1.98% | 94.7% | — | 0.00% | 0.0% |
| CAYUGA LAKE NATIONAL BANK | UNION SPRINGS , NY | $281.1M | 0.52% | 3.05% | 84.1% | 17.22% | 2.02% | 18.6% |
| GLOBAL BANK | NEW YORK , NY | $279.6M | 0.23% | 3.38% | 86.8% | — | 3.54% | 23.3% |
| SAWYER SAVINGS BANK | SAUGERTIES , NY | $278.8M | 0.30% | 3.14% | 87.3% | 17.61% | 1.24% | 8.8% |
| BANK OF HOLLAND | HOLLAND , NY | $256.1M | 1.22% | 3.82% | 62.2% | 14.12% | 0.28% | 2.8% |
| ALPINE CAPITAL BANK | NEW YORK , NY | $224.8M | 0.56% | 4.15% | 76.1% | 24.69% | 0.00% | 0.0% |
| FIRST NATIONAL BANK OF GROTON, THE | GROTON , NY | $212.5M | 1.28% | 4.37% | 64.1% | — | 0.48% | 5.7% |
| FIRST NATIONAL BANK OF DRYDEN, THE | DRYDEN , NY | $211.2M | 1.81% | 4.43% | 45.5% | — | 0.28% | 4.1% |
| MASSENA SAVINGS AND LOAN | MASSENA , NY | $200.6M | 1.00% | 3.54% | 61.6% | 22.44% | 2.02% | 12.6% |
| GOUVERNEUR SAVINGS AND LOAN ASSOCIATION | GOUVERNEUR , NY | $198.5M | 0.61% | 4.26% | 81.2% | 25.03% | 0.73% | 4.2% |
| BANK OF RICHMONDVILLE | COBLESKILL , NY | $192.9M | 0.59% | 3.59% | 80.1% | 27.55% | 0.09% | 0.5% |
| SAVANNAH BANK, N.A. | SAVANNAH , NY | $192.6M | 0.37% | 2.84% | 86.6% | 17.03% | 1.05% | 6.5% |
| FIRST FEDERAL SAVINGS OF MIDDLETOWN | MIDDLETOWN , NY | $185.9M | 2.08% | 5.07% | 50.2% | — | 0.23% | 0.5% |
| PUTNAM COUNTY NATIONAL BANK OF CARMEL, THE | CARMEL , NY | $172.9M | 1.02% | 3.88% | 66.0% | — | 2.17% | 6.8% |
| DEUTSCHE BANK TRUST COMPANY, NATIONAL ASSOCIATION | NEW YORK , NY | $165.8M | 7.69% | 4.20% | 63.7% | — | — | 0.0% |
| WSB MUNICIPAL BANK | WATERTOWN , NY | $158.0M | 1.98% | 2.62% | 2.7% | — | — | 0.0% |
| EASTBANK, NATIONAL ASSOCIATION | NEW YORK , NY | $145.8M | 0.36% | 3.74% | 85.5% | 31.23% | 0.00% | 0.0% |
| MAPLE CITY SAVINGS BANK, FSB | HORNELL , NY | $123.1M | 0.68% | 3.46% | 77.3% | 16.37% | 0.96% | 7.5% |
| UNITED ORIENT BANK | NEW YORK , NY | $103.9M | -0.13% | 4.47% | 103.5% | — | 0.73% | 4.9% |
| SUNNYSIDE FEDERAL SAVINGS AND LOAN ASSOCIATION OF IRVINGTON | IRVINGTON , NY | $86.1M | -0.96% | 3.78% | 116.0% | 18.68% | 0.20% | 1.0% |
| STATE STREET BANK AND TRUST COMPANY, NATIONAL ASSOCIATION | NEW YORK , NY | $62.9M | 12.75% | 1.82% | 52.6% | 348.64% | — | 0.0% |
| GS&L MUNICIPAL BANK | GOUVERNEUR , NY | $37.1M | 1.88% | 4.89% | 12.8% | 81.11% | — | 0.0% |
| BANK OF CATTARAUGUS | CATTARAUGUS , NY | $34.9M | 1.17% | 5.95% | 77.3% | 17.89% | 0.66% | 4.7% |
| NEUBERGER BERMAN TRUST COMPANY NATIONAL ASSOCIATION | NEW YORK , NY | $30.9M | 5.69% | 3.07% | 96.3% | 154.66% | — | 0.0% |
| CITIZENS NATIONAL BANK OF HAMMOND, THE | HAMMOND , NY | $25.0M | -1.65% | 4.39% | 138.5% | 14.91% | 0.92% | 11.2% |
| BROWN BROTHERS HARRIMAN TRUST COMPANY, N.A. | NEW YORK , NY | $16.5M | 16.15% | 5.09% | 86.0% | — | — | 0.0% |
| ROCKEFELLER TRUST COMPANY, NATIONAL ASSOCIATION | NEW YORK , NY | $14.3M | 11.41% | 3.15% | 85.6% | 301.17% | — | 0.0% |
| GENERATIONS COMMERCIAL BANK | SENECA FALLS , NY | $9.5M | 1.51% | 3.46% | 33.8% | 437.27% | — | 0.0% |
| EMIGRANT MERCANTILE BANK | NEW YORK , NY | $3.5M | -0.23% | 3.22% | 107.1% | 427.69% | — | 0.0% |
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New York bank rankings
See New York banks ranked by the metrics that matter — size, profitability, capital, asset quality, and funding.
Largest New York banks by assets Largest by deposits Highest ROA (return on assets) Highest ROE (return on equity) Highest net interest margin Highest CET1 capital ratio Highest leverage ratio Lowest Texas Ratio (safest) Highest Texas Ratio (riskiest) Highest uninsured-deposit ratio Highest loan-to-deposit ratio Most efficient (lowest efficiency ratio)
Data sourced from FFIEC call reports — current as of Q1 2026. See /data-updates/ for the full refresh schedule.
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