Alma Bank
Asset quality shifted last quarter — NPLs fell to 1.83% from 3.89% in the prior period. Alma Bank is a community bank chartered in 2007, based in Astoria, NY. As of Q1 2026, the bank held approximately $1.5B in total assets and $1.3B in deposits. Returns are subdued: 0.63% ROA and 6.13% ROE. Capital is comfortably above regulatory minimums — CET1 ratio of 11.83% sits well above the 7% well-capitalized threshold. Credit conditions bear watching: 1.83% NPL ratio with a 14.23% Texas Ratio (elevated but below the 100% concern level). Its footprint covers 13 branches concentrated in New York.
Headquarters Profile
- Address
- 2831 31st St, ASTORIA, NY 11102
- County
- Queens
- Metro Area
- NEW YORK-NEWARK-JERSEY CITY, NY-NJ
- Charter
- Commercial bank, state charter, Fed non-member, FDIC-supervised
- Primary Regulator
- FDIC
- Fed District
- 2
- Established
- September 12, 2007
- Branches
- 13 domestic
- Employees (FTE)
- 173
- FDIC Cert
- 58424
- Fed RSSD
- 3633173
- Website
- www.almabank.com →
Capital & Liquidity
Inside the full Alma Bank terminal
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Watch flags
Automated conditions triggered on this bank's latest filing. Advisory only — see the source metric pages for full context.
Loans outstanding exceed total deposits — the bank is funding the gap with wholesale sources (FHLB advances, brokered deposits, repo) that are more rate-sensitive and can dry up in a stress scenario.
Alma Bank rankings
How this bank ranks against the full population of US commercial banks in each leaderboard. Click any rank to see the full ranked list.
Quarterly trend — last 6 quarters
Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.
Branch Network
Every branch from the FDIC Summary of Deposits — mapped, and listed with the deposits booked at each location.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Loading branches… | |||
Events & Regulatory History
Mergers, charter changes, enforcement actions, FDIC assistance, and (if applicable) failure events recorded against this institution. Click a year to see what else was happening across US banking that year.
- Structure ChangeFailure, Government Assistance ProvidedFFIEC NIC
- MergerParticipated in FDIC Assisted MergerFDIC
Sourced from unified bank events (FDIC, Federal Reserve NIC, OCC, and OTS). Showing the most recent 2 events.
Similar banks
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Frequently asked about Alma Bank
What are Alma Bank's total assets?
As of the Q1 2026 filing, Alma Bank reported total assets of $1.55 billion in its most recent FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.
Where is Alma Bank headquartered?
Alma Bank is headquartered in ASTORIA, NY, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.
When was Alma Bank founded?
Alma Bank was established in 2007, per the FDIC institution directory.
Is Alma Bank FDIC-insured?
Yes. Alma Bank is an FDIC-insured commercial bank (FDIC Certificate #58424). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Alma Bank?
Alma Bank's primary federal regulator is the FDIC. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.
What is Alma Bank's CET1 capital ratio?
Alma Bank reported a Common Equity Tier 1 (CET1) capital ratio of 11.83% in its most recent quarterly filing — above regulatory minimums.
How many branches does Alma Bank operate?
Alma Bank operates 13 domestic branches, per the most recent FDIC Summary of Deposits filing.
What is Alma Bank's Texas Ratio?
Alma Bank's Texas Ratio is 14.23% — within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; see our /glossary/texas-ratio/ page for the full definition.
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