Bank of Travelers Rest
BankRegReports is independent of Bank of Travelers Rest and never asks for online banking logins or passwords.
Data as of · sourced from FFIEC call reports. How we update
Bank of Travelers Rest is an FDIC-insured commercial bank headquartered in Travelers Rest, SC, established in 1946 (FDIC certificate 16389), and it is supervised by the FDIC. At Q2 2026 it reported total assets of $1.60B, up 5.8% from Q2 2025, the 8th largest of 43 banks headquartered in South Carolina. Its CET1 capital ratio was 15.87% at Q2 2026, comfortably above the 7% level required once the capital conservation buffer is included.
- Charter
- Commercial bank
- Regulator
- FDIC
- Deposit insurance
- FDIC
- FDIC certificate
- 16389
- Headquarters
- Travelers Rest, SC
- Established
- 1946
- Total assets, Q2 2026
- $1.60B
- Assets vs Q2 2025
- +5.8%
- CET1 ratio, Q2 2026
- 15.87%
- Domestic offices
- 10 FDIC institution directory, current count
- Routing number
- 053207371
- Latest call report
- Q2 2026, FFIEC 051 · Bank of Travelers Rest call report
- Holding company
- TRAVELERS REST BANCSHARES, INC.
- Asset rank in state
- 8th of 43 in South Carolina
Bank of Travelers Rest, based in Travelers Rest, South Carolina, reported $1.6 billion in assets at June 30, 2026, up 5.8% from a year earlier. It carries problem assets equal to 0.7% of the capital and reserves that would absorb them, a small fraction of the median of 3.6% for the 880 banks with $1 billion to $10 billion in assets. It also holds commercial real estate loans worth 1.4 times its capital, lower than about three-quarters of banks its size (median 2.2 times).
Paper losses on its bond portfolio are shrinking: unrealized losses of $25 million equal 15% of Tier 1 capital, down from 23% a year earlier.
As of June 30, 2026, Bank of Travelers Rest reported a CET1 capital ratio of 15.87%, a return on assets of 1.28%, a nonperforming-loan ratio of 0.12% and a Texas ratio of 0.72%. The figures come from its call report filed with the FFIEC.
Of the 43 banks headquartered in South Carolina, Bank of Travelers Rest is the 8th largest by total assets at Q2 2026. Between Q1 2026 and Q2 2026, its total assets were flat, loans rose 0.9% and deposits fell 0.5%. The largest part of its loan book on June 30, 2026 was owner-occupied commercial real estate loans, at 28.9% of total loans, ahead of 1-4 family residential loans at 28.6%. Its 10 offices in the FDIC Summary of Deposits are in 4 cities in SC; its Greenville 6 offices book 49% of its branch deposits. Judged on its Q2 2026 call report, Bank of Travelers Rest meets every capital ratio test for well capitalized.
Headquarters Profile
- Address
- 42 Plaza Dr, Travelers Rest, SC 29690
- County
- Greenville
- Metro Area
- Greenville-Anderson-Greer, SC
- Charter
- Commercial bank, state charter, Fed non-member, FDIC-supervised
- Primary Regulator
- FDIC
- FDIC Region
- Atlanta (Region 5)
- Federal Reserve member
- No
- Federal Reserve district
- District 5, Richmond
- Fiduciary (trust) powers
- —
- Call Report form
- FFIEC 051
- Established
- March 10, 1946
- Domestic offices
- 10 FDIC institution directory, current count
- Employees (FTE)
- 172
- Domestic deposits
- $1.42B
- Allowance for credit losses
- $12.1M
- Net charge-offs (YTD)
- $445K
- Average total assets
- $1.61B
- Average total loans
- $921.1M
- Average interest-bearing deposits
- $1.20B
- Tax status
- C corporation
- Ownership
- Stock
- Community bank
- Yes
- FDIC-insured since
- March 18, 1946
- FDIC Cert
- 16389
- Fed RSSD
- 589523
- SEC CIK
- 1861911 → filed by TRAVELERS REST BANCSHARES, INC.
- Website
- www.bankoftravelersrest.com →
- Parent Holding Company
- TRAVELERS REST BANCSHARES, INC. (RSSD 2730383)
Profitability
Q2 annualizedCapital & Liquidity
Balance Sheet
Income Statement
Operating & Funding
Ratios tagged annualized use the Q2 income alone. The UBPR and FDIC annualize the year to date instead. FDIC BankFind divides by the average of quarter-end total assets, the UBPR by RC-K average assets. The YTD margin is the UBPR's tax-equivalent figure over its own average earning assets; FDIC BankFind's margin is not tax-equivalent. How we compute these figures
Quarterly trends
Over the 12 quarters to Q2 2026, Bank of Travelers Rest's total assets ran between $1.32B (Q3 2023) and $1.60B (Q2 2026), and it earned a profit in all 12 quarters. The line under each chart compares Q2 2026 with Q2 2025. How these charts are built
$1.60B total assets against $1.51B; $1.46B total liabilities against $1.40B.
$910.7M net loans and leases against $866.9M; $1.42B total deposits against $1.37B.
$440.0M securities against $422.8M; $176.5M cash and balances due against $164.5M.
$18.6M total interest income against $17.8M; $6.1M total interest expense against $6.2M.
$12.5M net interest income against $11.5M.
$3.9M total noninterest income against $3.5M; $9.4M total noninterest expense against $8.8M.
$390K provision for credit losses against $355K.
$5.2M net income against $5.6M.
1.28% return on assets against 1.44%; 3.32% net interest margin against 3.20%.
15.87% CET1 capital ratio against 14.89%; 10.29% tier 1 leverage ratio against 9.64%.
Inside the full Bank of Travelers Rest terminal
21 quarters of trends · 8 tabs · peer percentiles · watchlist alerts
Unlock this bank, freeBank of Travelers Rest rankings
Its closest position to the top of a national ranking is 693 of 4,196, for total assets; its furthest is 2,851 of 3,640, for Texas Ratio.
Quarterly trend: last 8 quarters
From Q3 2024 to Q2 2026, its return on assets ran from 1.28% (Q2 2026) to 1.91% (Q1 2026) and its net interest margin ran from 2.95% (Q3 2024) to 3.32% (Q2 2026).
| Quarter | CET1 | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 15.87% | 1.28% | 0.12% | 0.72% | 3.32% |
| Q1 2026 | 15.33% | 1.91% | 0.14% | 0.80% | 3.22% |
| Q4 2025 | 15.16% | 1.49% | 0.16% | 0.97% | 3.30% |
| Q3 2025 | 14.90% | 1.37% | 0.18% | 1.15% | 3.22% |
| Q2 2025 | 14.89% | 1.44% | 0.09% | 0.64% | 3.20% |
| Q1 2025 | 14.81% | 1.36% | 0.03% | 0.22% | 3.04% |
| Q4 2024 | 14.77% | 1.52% | 0.04% | 0.31% | 3.10% |
| Q3 2024 | 14.85% | 1.32% | 0.04% | 0.27% | 2.95% |
Swipe the table sideways to see every column.
Branch Network
View all 10 branches → Branch count from the FDIC Summary of Deposits, June 30, 2026. The domestic office count above is the FDIC's current figure, so the two can differ.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Bank of Travelers Rest (main office) | Travelers Rest , SC | 29690 | $373.6M |
| Taylors Branch | Taylors , SC | 29687 | $235.0M |
| Old Buncombe Road Branch | Greenville , SC | 29617 | $165.0M |
| North Pleasantburg Branch | Greenville , SC | 29609 | $133.6M |
| Downtown Greenville Office | Greenville , SC | 29601 | $128.4M |
| Pelham Ridge Branch | Greenville , SC | 29615 | $96.6M |
| White Horse Road Branch | Greenville , SC | 29611 | $94.4M |
| Verdae Branch | Greenville , SC | 29607 | $75.2M |
| Roe Road Branch | Travelers Rest , SC | 29690 | $70.0M |
| Marietta Branch | Marietta , SC | 29661 | $52.1M |
Regulatory record
Facts as filed or published, not a rating.
- Deposit market share
- 1.1% of deposits in SC, rank 15 of 73 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- Mortgage lending (HMDA)
- 231 applications, 170 loans originated, $68.4M originated, across 2 states
- Period: Calendar year 2025. Source: FFIEC HMDA loan application register.
- SBA 7(a) lending
- 5 loans, $1.6M approved, $314K average. 0.00% of that year's loans have since been charged off
- Period: Federal fiscal year 2024 (October to September). Source: SBA 7(a) and 504 loan data (FOIA).
- Not on file
- Enforcement actions, Consumer complaints, CFPB enforcement, CRA examination rating. No record from these sources, which is not the same as a clean record. Sources
Add this badge to your website
Free to use. It shows Bank of Travelers Rest’s latest filed figures and updates each quarter.
Similar banks
Frequently asked about Bank of Travelers Rest
What are Bank of Travelers Rest's total assets?
As of the Q2 2026 filing, Bank of Travelers Rest reported total assets of $1.60 billion in its FFIEC call report.
Where is Bank of Travelers Rest headquartered?
It is headquartered in Travelers Rest, SC, United States.
When was Bank of Travelers Rest founded?
It was established in 1946, per the FDIC institution directory.
Is Bank of Travelers Rest FDIC-insured?
Yes. It is an FDIC-insured commercial bank (FDIC Certificate #16389). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Bank of Travelers Rest?
Bank of Travelers Rest's primary federal regulator is the FDIC.
What is Bank of Travelers Rest's CET1 capital ratio?
It reported a Common Equity Tier 1 (CET1) capital ratio of 15.87% in its Q2 2026 call report, comfortably above the 7% level required once the capital conservation buffer is included.
How many branches does Bank of Travelers Rest operate?
It operates 10 domestic offices, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is Bank of Travelers Rest's Texas Ratio?
Its Texas Ratio is 0.72% in its Q2 2026 call report, within the healthy range (at or below 50%, the level at which problem assets reach half of the capital cushion). The Texas Ratio measures non-performing assets against the bank's capital and reserves.
Go deeper on Bank of Travelers Rest.
Get an email when Bank of Travelers Rest files its next call report, and benchmark it against any peer you choose.
Unlock Bank of Travelers Rest, freeFree account